If you had $86,400 in your bank account and someone stole $10 from you, would you throw away the remaining $86,390 and try to get the $10 back?

Or would you say, “You know what? Forget it,” and move on?

Now imagine there’s a bank account that credits you $86,400 to your account every single day, but there’s one catch. It carries over no balance. It means whatever you don’t invest, you don’t take out that day, it gets to zero. Now, what would you do?

You would withdraw every single dollar every single day, wouldn’t you?

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