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Retirement planning isn’t just about numbers—it’s about lifestyle, relationships, and finding purpose. In this episode, I sit down with Christine Benz, Morningstar’s Director of Personal Finance and the author of How to Retire, to explore the often-overlooked aspects of retirement beyond just saving and investing.

We discuss how retirees can prepare for the social and psychological shifts that come with leaving the workforce, why spending in retirement can be just as challenging as saving, and the biggest disagreements among experts when it comes to managing your money in later years.

Listen now and learn:

► Why the transition from saving to spending is so psychologically difficult

► The importance of relationships and social networks in retirement

► The most debated strategies for generating retirement income

► How to prepare for the cognitive challenges that come with aging

Tune in for an insightful conversation that will help you build a retirement plan that’s both financially sound and personally fulfilling.

Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

 

(02:43) Introduction: Christine’s New Book & Why She Wrote It

(04:57) Under-Discussed Factors in a Happy Retirement

(08:19) Overcoming the Fear of Spending in Retirement

(11:03) The Role of Relationships & Social Networks

(13:47) Biggest Disagreements Among Retirement Experts

(17:37) Should You Work Longer or Retire Early?

(23:14) Christine’s Bucket Approach to Portfolio Withdrawals

(28:56) What Was Missing from the Book?

(32:16) The Future of Retirement Planning

 

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