As summer travel season ramps up in the U.S., travelers face an increasing risk of falling victim to scams targeting tourists. Fraudulent offers for vacation rentals, fake tour packages, and deceptive travel insurance schemes are just a few examples of the pitfalls waiting for the unsuspecting. Scammers often exploit the excitement and urgency surrounding last-minute bookings, leaving travelers vulnerable to financial loss or even identity theft. For those planning summer trips, staying vigilant—by verifying service providers, using secure payment methods, and reading reviews—can help minimize the risks and ensure a smoother, safer vacation experience.


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The growing debt from Parent PLUS loans has become a significant financial burden for many older Americans. With limited repayment options compared to federal student loans for students, these loans often carry high interest rates and lack income-driven repayment plans tailored to parents. As a result, many borrowers in their 50s, 60s, and even 70s are forced to use their retirement income or delay retirement altogether to make monthly payments. This growing trend underscores the long-term impact of financing higher education through parent loans and raises concerns about financial security for aging borrowers.


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In the U.S., slumlord apartment owners—landlords who neglect maintenance and exploit tenants—have become a worsening problem amid the housing crisis. As affordable housing becomes increasingly scarce, vulnerable renters are forced to accept substandard living conditions, with issues like mold, broken plumbing, and lack of heating going unresolved. The soaring cost of rent and stagnant wages leave tenants with few alternatives, giving slumlords more power to ignore regulations without consequence. This crisis, exposes the urgent need for stronger tenant protections and enforcement of housing codes.


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A recent report from the Maryland Equitable Justice Collaborative reveals a stark racial disparity in the state's incarceration rates: while Black Marylanders constitute approximately 30% of the population, they represent 71% of those incarcerated in state correctional facilities. This disproportionate representation underscores the systemic targeting of Black communities and individuals experiencing poverty within the criminal justice system. The report highlights how historical injustices, such as slavery and segregation, have evolved into modern practices that continue to criminalize poverty and disproportionately affect Black residents.


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Nicotine pouches, marketed heavily by companies like Philip Morris, are becoming increasingly popular, especially among younger audiences. These products are designed to be discreet and easy to use, often promoted as a "safer" alternative to smoking, despite the fact that they still contain nicotine, an addictive substance. The FDA’s authorization of nicotine pouches has raised concerns, as it could be seen as a green light for companies to market directly to youth, who may not be aware of the long-term health risks.


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Congress recently overturned a rule that would have limited how much banks and credit card companies can charge in late fees. Now,  if you miss a payment, you could get hit with a hefty fee, sometimes $30 or higher. This change will hit people with low incomes the hardest, especially those already struggling to keep up with bills. Critics say it’s unfair and just helps banks profit more off vulnerable people, while supporters argue that higher fees are necessary to keep the financial system running smoothly and to encourage people to pay on time. I discuss this and ways for you to avoid paying these fees.


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The issue of mail theft within the U.S. Postal Service (USPS) has become a growing concern, with employees themselves being implicated in the theft of valuable packages and personal mail. Some workers have been caught intercepting mail, stealing cash, gift cards, and other valuables.. In response, the USPS Office of the Inspector General (OIG) has been actively investigating the matter, conducting audits, tracking suspicious activities,  but the problem remains a significant challenge for the organization.


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The Trump administration’s decision to end the DOJ’s settlement agreement on Lowndes County’s sewage crisis marked a major setback in environmental justice and reignited concerns about environmental racism. The agreement, launched under Biden, aimed to address severe household sewage dispoal issues in the predominantly Black rural county. Citing a ban on federal DEI initiatives, the Trump administration’s move highlights the continued neglect of marginalized communities facing environmental health risks.


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Ageism significantly contributes to homelessness among Americans aged 55 and older, as highlighted in the 2024 HUD report. This demographic often faces unique challenges, such as limited income opportunities, especially due to job discrimination based on age. As individuals age, they may experience bias in hiring practices, reduced job security, or forced retirement, leaving them without the financial means to secure stable housing. In the workplace, ageism manifests through stereotypes, such as the assumption that older workers are less adaptable or less tech-savvy, which can hinder their chances of employment or promotion. Without sufficient support, older Americans are at increased risk of falling into homelessness, as they struggle to maintain adequate employment and savings later in life.


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Book bans in U.S. public schools and libraries continue to escalate, with PEN America reporting a significant rise in the number of book challenges, particularly those addressing race, gender, and LGBTQ+ themes. The group found hundreds of books targeted for removal or restriction, reflecting broader efforts led by organizations like Moms for Liberty, which pushes to limit access to books they deem inappropriate for children. The Southern Poverty Law Center has reported that these efforts often align with political and ideological movements, aiming to restrict educational content. Critics argue that these bans harm intellectual freedom and limit students' exposure to diverse perspectives.


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