This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the differences between being rich and being wealthy, emphasizing the importance of long-term financial security over temporary wealth. They explore the concept of portfolio management, highlighting the need for an 'X-ray portfolio' to identify chaos and inefficiencies, such as hidden fees and overlapping investments. The conversation underscores the significance of understanding one's financial situation and the potential pitfalls of relying solely on advisors without being informed about one's own portfolio.

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In this episode of The Real Retirees of New Jersey, Randy & Peggy Fisher discuss their mission to help clients retire once and retire right. They emphasize the importance of personal relationships with clients, the emotional aspects of financial planning, and the proactive approach they take in managing finances. The couple shares insights into their working dynamic, the structure of their business, and the common concerns clients have regarding retirement. They also highlight the challenges they face in their profession, particularly when dealing with loss, and the importance of educating clients in simple terms to help ensure understanding.

For more information visit www.therealretireesofnewjersey.com!

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This week on Real Retirees of New Jersey, Peggy & Randy Fisher discuss various aspects of retirement planning, including the implications of unexpected fees, the importance of budgeting, and the need for purpose in retirement. They share insights on how hidden fees can erode retirement savings and emphasize the significance of understanding income needs before retiring. The conversation also touches on the challenges retirees face in finding activities and purpose after leaving the workforce.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of The Real Retirees of New Jersey, Peggy & Randy Fisher share their recent trip to Ave Maria, Florida, exploring the vibrant retirement community and discussing the evolution of retirement planning. They emphasize the importance of financial planning in today's world, where traditional pension plans are becoming rare, and the need for individuals to create their own retirement strategies. The conversation highlights the significance of family dynamics in retirement and how different lifestyles can be achieved through careful planning.

For more information visit www.therealretireesofnewjersey.com!

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This week on The Real Retirees of New Jersey, Randy & Peggy Fisher discuss the complexities of retirement planning, particularly in relation to family dynamics. They explore the challenges of supporting adult children financially, the concept of 'lazy money' that sits idle in accounts, and the importance of proactive financial planning. The conversation also touches on the role of annuities in retirement income and the responsibilities of supporting aging parents.

For more information visit www.therealretireesofnewjersey.com!

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In this engaging episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their unique love story, their journey in the financial industry, and the dynamics of working together as a married couple. They discuss the challenges and rewards of being business partners, the importance of family, and how they balance their personal and professional lives. The conversation also touches on their children’s entrepreneurial spirit and their lively household filled with pets. Finally, they share insights into their date nights and the importance of maintaining a strong connection amidst their busy lives.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of The Real Retirees of New Jersey, Randy and Peggy Fisher discuss the current state of retirement planning amidst market volatility. They emphasize the importance of a non-emotional approach to investing, particularly in relation to 401(k) strategies. The conversation also touches on the impact of tariffs and economic sentiment on retirement savings, providing historical context to current economic policies. The hosts encourage listeners to take control of their financial futures by understanding their investment strategies and seeking professional advice.

For more information visit www.therealretireesofnewjersey.com!

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This week, Peggy and Randy Fisher discuss the complexities of financial advice from popular gurus, the pitfalls of cookie-cutter financial strategies, and the importance of personalized retirement planning. They explore the evolution of retirement, the dynamics of family financial support, and the necessity of active management in financial planning. The conversation emphasizes that every individual's financial situation is unique and requires tailored strategies to ensure a secure retirement.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of The Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including upcoming workshops, the impact of political and economic news on financial decisions, the importance of life insurance, and preparing for unexpected medical expenses.

For more information visit www.therealretireesofnewjersey.com!

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This week, Randy and Peggy Fisher discuss the importance of annuities in retirement planning. They explore how annuities provide guaranteed income, protect against longevity risk, and offer tax benefits. The conversation also touches on common misconceptions about annuities, their role in financial security, and how they can be integrated into estate planning. The hosts emphasize the need for proper understanding and information when considering annuities as a financial tool for retirement.

For more information visit www.therealretireesofnewjersey.com!

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