You’ve probably never heard anyone make these statements that we’ll provide on today’s episode. And there are some great reasons why… Plus, we'll explore why China is considering raising its retirement age and discuss if the US will be next to do that move.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

No industry is without its flaws, and the financial industry is no exception. Let’s explore some situations where we’ve encountered annoying or frustrating elements of the financial world. Plus, John has a special announcement to kick off our first show of 2021.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

In the retail world, the old saying is that “the customer is always right.” But when it comes to financial planning, it’s probably not wise to subscribe to that idea. What’s the point of having a financial coach if your advice is better than your coach’s advice? Let’s talk about some statements you might hear from clients that might require you to push back because the customer isn’t always right.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

This episode is an important one. It is dedicated to John's longtime friend, Sean, who recently passed after a battle with cancer. John will tell us a little about some of his memories of Sean and why they were so close. We also want to use this as an opportunity to address one of the retirement planning elements that often gets overlooked, estate planning. In particular, we want to address wills and trusts and some of the misunderstandings people often have about them. We’ll explore some of the critical questions you should ask about these strategies as you prepare for retirement.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

We’re talking specifically to Baby Boomers on this episode. What are the most common challenges, fears and objectives of this generation? What are some of the mistakes Boomers often make and how can they be avoided? We’ll ask and attempt to answer those questions on today’s show.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

John breaks down several mortgage topics on today's show. We'll talk about the logic behind choosing 15-year mortgages vs. 30-year ones. We'll explore the benefits, but also the trade-offs, of paying your loans off early. And we'll dabble in some talk about HELOCs and more.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

Many financial issues impact us all the same. But, of course, other challenges have varying impacts from person to person because our situations are all unique. Let’s take a look at some of the financial and retirement challenges that are unique to women. We'll also answer a question from Millie about which accounts you should withdraw money from first when you retire.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

Today's interest rates are extraordinarily low, and there's quite a few ways you can be taking advantage of those rates to boost your portfolio, or to get yourself out of a tough financial situation. Let's talk about some of these great opportunities.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

There are some financial planning blunders that are interesting to talk about but are quite rare in reality. On the other hand, there are some financial planning mistakes that happen far too often. Let’s talk about the mistakes so many people have made in the past it has made them “classic”.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210

Income planning. Investment management. Tax management. Healthcare. Estate planning. Those are the 5 pillars of a holistic retirement plan. On this episode, John will talk to us about why your financial plan needs to address these pillars and he'll go into detail about what kinds of actions need to take place within each step of the plan. You can also download a PDF of the pillars by clicking here.

Important Info:

Securus Financial Site: https://www.gosecurus.com/

Call John: (858) 935-6210