The theme for this week is: Small Changes. Big Results.

When you make changes in your life, they don’t always have to be massive, earth-shattering, blow up your world kind of changes in order to make a difference.

Sometimes, small changes can have massive results too. And actually, because small changes are so much easier, we can circumvent the brain’s freak-out-what-have-you-done-to-me! reaction, making it more likely that we’ll stick with our small changes in the long-run.

And today’s small changes, big results topic is: Saving more for retirement in baby steps

You might not be where you want to be in terms of your readiness for retirement. And that’s ok. The point is not that you’re perfect, but that you keep making progress.

So today, I want to encourage you to save 1% more of your income for retirement. You probably won’t miss it or notice it’s gone. And if you have a 401k plan, that’s easy to do by either logging in to your account, or signing a form.

Imagine if you saved 1% more of your income every year for the next 5 years. You’d be saving 5% more of your income than you’re saving today.

Now that’s a small, baby step change, with lasting results!

That’s it for today. Tomorrow, we’re going to recap the week and I’m going to give you a little preview of next week’s theme.

My name is Ashley Micciche and this is the One Minute Retirement Tip.

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