The Same Day Podcast

Josh Heintz is the Vice President of Strategic Partnerships at LendingOne, a private lending company specializing in providing financing solutions for real estate investors. With extensive experience in the real estate and financial sectors, Josh focuses on developing innovative lending products that cater to the unique needs of investors, including fix-to-rent loans, portfolio loans, and interest-only options. He works closely with clients to create tailored strategies, helping them scale their portfolios and achieve long-term investment goals.

Yonatan (Yoni) Schmidt is the Regional Vice President of Sales and Marketing at Keyrenter Property Management, which has offices in Tulsa, Oklahoma City, Wichita, and Arkansas. After working as a financial analyst at a private equity firm, he founded Tulsa Property Lad to offer clients a better way to buy, sell, manage, and invest in real estate. Yoni provides comprehensive Oklahoma real estate services and listings, supported by first-class customer service.

Many investors overlook Oklahoma when scouting for their next property, focusing instead on flashier markets. But behind the modest headlines, Oklahoma offers strong returns, low competition, and unique growth potential. What makes this state such a compelling place for serious real estate investors?

According to Yoni Schmidt, a seasoned investor and property management expert with deep market knowledge in Tulsa and Oklahoma City, the key lies in Oklahoma's unmatched balance of affordability, stability, and steady appreciation. He highlights that Oklahoma City is ideal for core-plus investments, while Tulsa offers enhanced yield opportunities for long-term buy-and-hold strategies. With low unemployment, rising rents, and high occupancy rates, investors can achieve solid returns with lower risk. He also emphasizes the importance of local expertise, especially in markets with rapidly shifting neighborhood dynamics, where a few streets can mean the difference between success and regret.

In this episode of The Same Day Podcast, Joshua Heintz teams up with Yoni Schmidt for an in-depth masterclass on investing in Oklahoma real estate. They break down top-performing neighborhoods in Tulsa and Oklahoma City, explain the benefits of DSCR loans over traditional lending, and outline how to structure investments for asset protection. Yoni also shares practical advice on using LLCs and local insights to scale a rental portfolio.

Michiel (M.C.) Laubscher is the Founder of Producers Wealth, a wealth strategy firm that helps business owners across the United States implement and execute advanced alternative wealth strategies. He is also the creator and host of the top-rated investing podcast Cashflow Ninja, which has been downloaded millions of times in over 180 countries. A best-selling author, M.C. has written several books, including The 21 Best Cashflow Niches and Get Wealthy for Sure, and is a member of the Forbes Finance Council and the Million Dollar Round Table.

What if you could take full control of your finances and multiply your wealth without relying on big banks or Wall Street? Many entrepreneurs and business owners are looking for smarter, safer ways to protect and grow their capital, especially in uncertain times. But how exactly do you build a banking system that works in your favor?

According to M.C. Laubscher, a leading expert in alternative wealth strategies, the key lies in using dividend-paying whole life insurance policies as the foundation of a personal banking system. He highlights how this approach creates guaranteed, tax-free growth, uninterrupted compounding, and private access to capital that doesn't depend on traditional financial institutions. The main effect? You become the banker — gaining control, flexibility, and the ability to finance your own investments while your capital continues to grow. M.C. explains how this system has been used by the ultra-wealthy for generations and why it's a misunderstood yet powerful strategy for creating lasting financial freedom.

In this episode of The Same Day Podcast, host Yoni Schmidt is joined by M.C. Laubscher, the Founder of Producers Wealth, to talk about how to build your own banking system and multiply wealth. They explore how infinite banking works in practice, why life insurance is more than just a death benefit, and how to generate and redeploy cash flow strategically. M.C. also shares the difference between financial freedom and sovereignty.

Nicholas (Nick) Lalla is the Founder and Managing Principal of Urban Reinvention Strategies, a consultancy that partners with cities to develop strategies and initiatives fostering inclusive growth through innovation and emerging technologies. He is nationally recognized for spearheading transformative urban initiatives, including founding Tulsa Innovation Labs, which invested over $200 million to establish northeast Oklahoma's tech economy. Previously, Nick led Cyber NYC, a major cybersecurity initiative by the New York City Economic Development Corporation, and launched a national resilience program at the Urban Land Institute to help cities address climate change. He is also the author of Reinventing the Heartland, which offers a pragmatic blueprint for cities that aim to build inclusive, tech-driven economies.

What does it take to transform a midsize city into a thriving hub for innovation and opportunity? Beyond capital and ambition, ensuring that progress is inclusive, measurable, and deeply rooted in a city's unique strengths requires intentional strategy and thoughtful execution. As communities across the heartland aim to reinvent themselves, what frameworks and mindset shifts are necessary to lead the way?

According to Nick Lalla, a civic entrepreneur and urban strategist, the key is building a tailored, data-driven innovation economy anchored in local assets. He highlights that success depends on identifying a city's niche and making bold, focused investments — rather than diluting resources across disconnected initiatives. This strategy has not only mobilized over $200 million in Tulsa but also projected the creation of up to 70,000 new tech jobs. Nick emphasizes that sustained impact demands transparency, measurable goals, and a deep cultural shift toward accountability among civic leaders and funders.

In this episode of The Same Day Podcast, host Mat Zalk is joined by Nick Lalla, Founder and Managing Principal of Urban Reinvention Strategies, to talk about creating jobs, attracting capital, and reshaping midsize cities. They discuss Tulsa's innovation playbook, the importance of civic mindset shifts, and strategies for building inclusive economic ecosystems. Nick also shares how local institutions and public-private partnerships can drive long-term prosperity.

Beau Turner is the Owner of Abundant Mines, a US-based company that provides turnkey, sustainably powered Bitcoin mining services for investors seeking passive income and tax-advantaged strategies. With a background in engineering management from Southern Methodist University and nearly a decade in real estate investment, Beau transitioned into cryptocurrency in 2015 after firsthand experiences with both the risks and rewards of early mining ventures. Beau's mission is to promote financial sovereignty and human flourishing by helping others build generational wealth through Bitcoin while avoiding the pitfalls of unsustainable or misleading crypto schemes.

Bitcoin mining often sparks headlines about energy consumption, environmental impact, and complex technology. But what if this misunderstood process could actually be the key to unlocking more efficient, sustainable energy systems? Can Bitcoin mining serve as both a wealth-building tool and a revolutionary energy investment?

According to Beau Turner, a passionate entrepreneur and crypto mining expert, Bitcoin mining isn't just about generating cryptocurrency — it's about harnessing and redistributing energy in smarter ways. He highlights how mining operations act like flexible energy consumers, capable of reducing demand during peak periods and stabilizing grids. This dual role turns mining into a powerful bridge between renewable energy sources and financial returns. By leveraging hydropower in the Pacific Northwest, Beau explains how mining can lower regional energy costs, offset grid strain, and create passive income for investors seeking both sustainability and profitability.

In this episode of The Same Day Podcast, Yoni Schmidt speaks with Beau Turner, Owner of Abundant Mines, to discuss why Bitcoin mining is the ultimate energy investment. Beau explains how mining transforms wasted energy into financial opportunity, outlines its unique tax advantages for investors, and shares why now is the "Goldilocks" period for mining returns. Beau also gives advice for first-time investors looking to enter the Bitcoin mining space.

Brian Grimes is the Founder of 24/7 Cash Flow University, an educational platform that empowers aspiring real estate investors to build passive income through hands-free rental property investing. Brian transitioned from financial planning to real estate development, where he has renovated over 300 rental properties nationwide using the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy. Through his 100 Key$ Master Class, he teaches students how to acquire, renovate, and stabilize cash-flowing rental portfolios, enabling many to leave their 9-to-5 jobs within 12 to 36 months.

Many people dream of creating passive income through real estate — but how can you do it without getting buried in renovations, tenant headaches, or endless management tasks? Is it possible to invest in rental properties and generate cash flow without doing the heavy lifting yourself?

According to Brian Grimes, a seasoned real estate investor and educator, the answer is a resounding yes. He highlights how a hands-free investment model, powered by a skilled team and smart systems, allows busy professionals to build wealth while avoiding common pitfalls. This approach transforms the investor's role from a hands-on landlord to a strategic overseer. Brian explains that by leveraging expert teams for acquisitions, renovations, and property management, investors can scale their portfolios faster, generate reliable cash flow, and sidestep burnout.

In this episode of The Same Day Podcast, host Mat Zalk speaks with Brian Grimes, Founder of 24/7 Cash Flow University, to talk about building passive income through hands-free real estate investing. They explore the BRRRR strategy, Section 8 housing opportunities, and how to scale with limited cash. Brian also shares insights on the future of real estate with blockchain and fractional ownership.

Russ Morgan is the Co-founder of Wealth Without Wall Street, an online community and coaching platform that empowers individuals to achieve financial freedom through passive income strategies outside traditional investments. After beginning his career as an investment advisor in 2004, he co-founded Wealth Without Wall Street in 2015 to challenge conventional financial paradigms. Known as "The Idea Guy," Russ is celebrated for his innovative problem-solving skills and passion for teaching. Beyond his professional endeavors, he is a dedicated family man and actively supports causes such as Campus Outreach and Young Business Leaders.

Are you stuck chasing financial freedom but unsure which path leads there fastest? Maybe you've heard about passive income, land flipping, or Infinite Banking, but the strategies sound either too complex or too risky. What if the key to unlocking consistent, recession-resistant cash flow is not just in the strategy but in knowing yourself?

According to Russ Morgan, a seasoned financial educator and investor, true passive income starts with understanding your "Investor DNA." He highlights how many people fail with passive income strategies because they chase what works for others instead of aligning investments with their own strengths and preferences. This alignment creates clarity and momentum. Russ also shares how unconventional strategies like land flipping can yield consistent monthly income with minimal involvement. Combined with infinite banking to reclaim liquidity and control, these approaches empower individuals to build wealth outside of volatile markets.

In this episode of The Same Day Podcast, host Yoni Schmidt is joined by Russ Morgan, Co-founder of Wealth Without Wall Street, to talk about land flipping, infinite banking, and how to identify your Investor DNA. Russ explains why passive income still requires active thinking, how to structure your cash flow for freedom, and why he targets 200% of monthly income. He also gives advice for people stuck in the 9-to-5 grind.

Dan Nicholson is the CEO of Nth Degree CPAs, a financial consulting firm that helps purpose-driven entrepreneurs achieve financial certainty. A summa cum laude graduate in accounting and e-commerce information systems, Dan honed his expertise through roles at Deloitte, Fortune 500 companies, and a fellowship at the Governmental Accounting Standards Board. He has been recognized four times in CPA Practice Advisor's 40 Under 40 list of global accountants. Dan is The Wall Street Journal and USA Today's best-selling author of Rigging the Game and The Solvable Problem, where he introduces groundbreaking frameworks like the Certainty Operating System and Solvable Problem to help leaders maximize cash flow, minimize taxes, and align their decisions with their goals.

Building wealth as an entrepreneur often feels like chasing a moving target, especially when the rules of the game keep changing. With so much advice centered around working harder, risking more, or mimicking others' paths, how do you design a strategy aligned with your unique goals?

According to Dan Nicholson, a best-selling author and renowned financial strategist, the key is solving for what you want using a personal equation he calls "The Solvable Problem." He highlights how entrepreneurs can systematically reverse-engineer their desired outcomes by focusing on clarity, behavior change, and strategic tax planning rather than defaulting to overcomplicated tactics. The impact? More financial certainty, less risk, and better use of your time and energy. Dan explains how applying investor-style thinking to business decisions can unlock massive returns and why protecting intellectual property is essential in the age of AI.

In this episode of The Same Day Podcast, Mat Zalk sits down with Dan Nicholson, CEO of Nth Degree CPAs, to talk about defining financial certainty, minimizing taxes with strategic planning, and funding goals with less effort and risk. Dan outlines his "rigging the game" philosophy, explains the importance of clarity in financial decision-making, and explores tax-saving tactics for real estate investors. He also shares how entrepreneurs can reframe business spending as bets to optimize for long-term wealth.

Andy Gurczak is the Founder and CEO of AllCity Adjusting, a public adjusting firm dedicated to securing fair insurance claim settlements. With over a decade of experience, Andy has shielded thousands from insurance fraud and boosted their claims' value. His family's principle, "If you're going to do something, do it right or don't do it at all," flourishes through his firm's advocacy for property owners. Specialized in complex claims like fire, water, and hurricane damage, Andy and his team work across over 35 states.

Navigating property insurance claims can feel like an uphill battle, especially when facing denials, underpayments, or confusing fine print. Too often, policyholders accept the first offer without realizing they could be entitled to much more. So how can property owners make sure they're not leaving money on the table?

According to Andy Gurczak, a seasoned public adjuster and expert in maximizing claim payouts, the key is understanding how insurance companies operate and knowing when to bring in a public adjuster. He highlights how insurers often use vague or technical loopholes to reduce or deny claims. Public adjusters act as advocates, ensuring claims are documented properly and negotiated aggressively. By getting involved early, they can reshape the outcome of a claim and recover tens or even hundreds of thousands more than initially offered. Andy explains how timing, wording, and knowing the system can make or break your settlement.

In this episode of The Same Day Podcast, host Mat Zalk is joined by Andy Gurczak, Founder and CEO of AllCity Adjusting, to talk about how public adjusters help property owners win bigger insurance claims. Andy explains why claims get denied, how early involvement changes outcomes, and what documents and terms can make or break a payout. He also gives advice on how landlords can protect rental income during lengthy claim processes.

Jason Jaboor is a Business Development Manager at Keyrenter Property Management St. Charles, a company that provides comprehensive property management solutions for homeowners and real estate investors. He specializes in full-service leasing and management for single-family homes and condos, offering property owners a hassle-free experience. Additionally, Jason supports fellow realtors by offering unlimited rental analyses for investor clients to assist in their decision-making process.

St. Louis has emerged as a prime market for real estate investors. But what makes this region particularly attractive, and how do investors navigate the challenges of property management, appreciation trends, and municipal regulations in the area?

According to Jason Jaboor, a seasoned real estate expert, St. Louis offers some of the most affordable investment opportunities in the country, with areas like Florissant providing properties that meet the coveted 1% rule for rental income. He highlights that while certain markets offer higher cash flow, others, such as St. Charles, provide greater long-term appreciation potential. However, investors must also navigate complex occupancy inspections, municipal regulations, and evolving market conditions, which can significantly impact rental profitability.

In this episode of The Same Day Podcast, Mat Zalk sits down with Jason Jaboor, Business Development Manager at Keyrenter Property Management St. Charles, to discuss real estate investment opportunities in St. Louis. Jason breaks down the best neighborhoods for cash flow and appreciation, explains the challenges of occupancy permits and city regulations, and shares insights on the rental market. He also gives advice on handling evictions and selling rental properties under Missouri's lien waiver rules.

Mat Zalk is the President and CEO of Keyrenter Property Management, which manages about 3,500 single-family rental homes across Tulsa, Oklahoma City, Northwest Arkansas, Wichita, Kansas City, St. Louis, and Indianapolis, with a new office in Ocala, Florida. He has grown the company in part through the acquisition of local property management companies.

Before founding Keyrenter Tulsa, Mat was a Strategy Director at The Property Finder Group in Dubai, where he worked with the CEO and senior team, scaled local teams in Saudi Arabia and Egypt, and led strategic projects in the company's core Dubai market. He has been an active real estate investor since 2014, holds real estate licenses in Oklahoma, Arkansas, Missouri, Kansas, Indiana, and Florida, and is a past president of EO Tulsa. He co-hosts The Same Day Podcast with Yoni Schmidt.

Understanding the financial dynamics of a real estate deal is essential for making informed investment decisions. From acquisition to sale, every step impacts overall profitability. But what does a successful investment look like, and how can investors maximize their returns?

According to Mat Zalk, an experienced real estate investor and property manager, a well-structured investment strategy can generate substantial returns even in challenging market conditions. He shares a detailed analysis of a deal involving three duplexes, covering the purchase price, renovation costs, rental income, and long-term financial performance. By examining key metrics like net operating income and internal rate of return, Mat illustrates how strategic decision-making and effective property management can significantly enhance profitability.

In this episode of The Same Day Podcast, Mat Zalk breaks down the lifecycle of a real estate investment, highlighting the factors that contributed to its success. He explains why real estate often outperforms the stock market on a risk-adjusted basis and discusses whether similar deals can be replicated in today's economy. Mat also explores common investor concerns, such as timing the sale of a property and navigating tax implications.