The Secret To Success with Antonio T Smith Jr

Daily Meeting - Personal Finances, Part 5

The moment you stopped saving, your money left you.

• First Law: Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family.
• Second Law: Gold laborers diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.
• Third Law: Gold Clings to the owner if you are cautious/use education/advice from someone who has been there before with your investments under the advice of wise people.
• Fourth Law: Gold will slip away from you if you try to force it to unreasonable earnings and if you don’t have enough skill in what you are doing.
• Fifth Law: Gold flees the man who would force it to impossible earnings or who followeth the alluring advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.
• What is unreasonable earnings = get rich quick schemes / gambling / pyramid schemes / network marketing unless you’re first
• HTTPS://coin price forecast.com/ - find out the forecast of coin
• Tesla makes more money for bitcoin than it does for cars!!!
• Companies are betting on coin and not gold.
• Gold is used for worse case scenario- Phil Sorentino
• Gold doesn’t combine with anything so it keeps it’s value
• 1 ounce silver ingets
• Antonio is doing gold and Crypto
• Do you want to keep dealing with THIS problem or do I want to go find another problem to love.
• HTTPS://Investor.twittering.com/corporate-governance/board-of-directors/default.aspic
• Money is your slave and no matter how much they tell you there is a shortage of money, they are lying. There was a shortage of money when it was backed by gold.
• Money has scarcity built into it. You can’t get money unless it’s tied to that equal amount of debt.
• America has Allie’s with every country in the world that has a central bank. If you don’t have a central bank, we are not Allie’s with that country.
• Money must be moving.
• The government gives you its debt. The government makes money because it moves it’s debt to the peoples
• Banks have Bitcoin / J P Morgan, Goldman Sachs/ Bank Of America
• Deficit and Debt or 2 different things
• US Debt is around 30.29 Trillion which also means there is 30.29 Trillion in rotation plus how much they can borrow on it. 97% of this is all digital.
• We don’t understand money.
• Money is NOT finance!!! Money is what you have, finance is what you do with it and economy is the behavior of people when it comes to money.
• Economy influences you the most. The economy is what is hurting you and helping you.
• When you buy, you are buying from someone who already owns the stock.
• Only one way out, right now, understand what is about to happen and start owning things immediately.
• You need to delay your gratification and spend the next 10 years buying leverage.
• There is no economy is no one is getting rich. Best economy is when both sides of the economy are rich. A busy economy is when one side becomes fearful.
• When the system breaks and deem you unlendable, the banks stop lending and raise their deposits.
• Both sides are going to give out stimulus checks as long as we are in a Fiat system. If the bank say they aren’t giving out money, consumers aren’t spending any money, 
• All blessings come through people’s pockets.
• You can’t get money from GOD. God sends you money through people!
• When you spend more, people earn more.
• The wealthy make sure that when they spend, they are earning money at the same time!

How the Money Machine Works by Ray Dalio

https://www.youtube.com/watch?v=PHe0bXAIuk0

• Left off at 5:29

5 Laws of Gold Series

https://medium.com/p/5591943933a7 

• The same rules against you are the same rules that bless you
• If you’re not making $10 million
• You need to understand money
• The first thing you need to learn is how money works
• Then, you need to understand how the economy works
• Your focus should be on generating $250,000
• You have to have pipelines to generate it faster
• Go take Antonio’s computer classes and reteach it to 5 - 25 year olds 
• Go to your city’s meeting the first Tuesday of the month and find out the information
• Go to the administration building for your school district
• Explain hedge funds

Books You Need to Read for the Rest of the Year

1. 48 Laws of Power
2. 33 Strategies of War
3. Art of Seduction
4. The Richest Man in Babylon

Daily Meeting - Personal Finances pt 4

7 Cures for a Lean Purse

• Increase your ability to earn

Bob Proctor — What is The Law of Compensation

https://www.youtube.com/watch?v=5sdKmM3s788&t=2s 

• The amount of money you earn is going to be in exact ratio for:

1. The need for what you do
2. Your ability to do
3. The difficulty in replacing you

• Insignificant wheels don’t get the grease

• You cannot live a life in which you approach your life as an opportunity to increase your ability to earn
• If you don’t increase in value every area of your life, you’re going to lose those things
• Compensation is anything you are in that has your attention
• If you have money problems, you have serious character problems
• You do not become the richest person in the world by thinking about saving money
• In times of cutback, don’t save; go make more
• The people who win during cutback seasons are the people who plant seeds
• Cutting back is a vibration; it’s an admission of “I don’t have”
• Everyone wants to be on the mountain top; the problem is that gardens don’t grow on the mountain top
• You can only eat from the valley
• There’s always somebody not being superstitious
• Being on the mountain top means you won already, but you can’t keep “won already” to keep winning
• You’ve got to go back to the valley and plant more seeds so you can eat on the mountain top longer
• Every blessing you’ve gotten has come from the valley
• Stop hating those down periods in your life
• Praise before your harvest
• If you keep waiting to see what you’re praising for, you’re going to continue to wait to see what you’re praising for 

1. Start thy purse to fattening

• Take one-tenth of what you bring in and save it for the future. 
• The book uses a coin analogy: for every nine coins you spend, take one and put it away for yourself.
• This is very sensible; a goal all of us should have.
• Pay yourself first

1. Control thy expenditures

• Control your expenses
• You don’t need everything
• Don’t buy frivolous things even if you have enough money to pay for them. 
• Instead, make sure that you can continue to save one-tenth of what you bring in. 
• For this reason, I write about frugality on The Simple Dollar.

1. Make thy gold multiply

• Once you start to build up some savings, invest that money so that it will make more money for you.
• Another pretty clear point; if you start saving money, it shouldn’t just sit in a mattress. 
• Even a high-yield savings account is much better than that, and it can double your principal in about fifteen years.
• If you do not multiply your money, you’re dead in the water
• You can have a lot of time and no money, a lot of money and no time, or a lot of time and a lot of money

1. Guard thy treasures from loss

• Never lose money
• To never lose money, you need a mentor
• This one is interesting: you should only invest in things where the principal is safe. 
• In other words, the book seems to discourage stock investing. I found this to be particularly interesting given that it was written in 1927, right in the midst of the first big American stock market boom. Of course, 1929 proved the author right.
• The more you multiply your money, the more you can go live your dreams

1. Make of thy dwelling a profitable investment

• The USA will allow you to write off a home, dollar for dollar tax write off up to $8 million

1. Insure a future income

• Real estate can be insured
• Insure everything you have 

1. Increase thy ability to earn

The Goddess of Good Luck 

• Lesson: Good luck favors the man or woman of action
• A person of action is favored by the Goddess of Good Luck
• Procrastination upon decision-making only leads to regrets. 
• Make decisions with all the good information that you have – either for or against an action – and carry out the decision. 
• Indecisiveness does not bring good fortune.
• The more successful people you have around you, the better your garden is
• You want to be a person who can nearby activate luck all the time
• Lucky people are always people who took action
• The more you’re in the zone, the more Universe activates in that zone
• Good luck hangs around action
• Imagine how good your life would be if you just activated good luck
• Procrastinators rarely get good luck
• There’s only 2 roads in life: the road to prosperity and the road to poverty
• These 2 roads never cross and never go in the same direction
• The moment you decide to change instantly, you’re on the road to prosperity
• The road to riches has nothing to do with the road to poverty

Closing Thoughts

• You’re going to be able to do great things poor or wealthy
• You will get it one day; you’re going to make it
• Unfortunately, you may take a longer road for you to get it
• There are no mistakes 
• If it takes you longer to get it, it’s perfect
• In the valley is where you truly become God
• In this present is only the deeds of your past
• Sometimes, you just have to walk out the nasty harvest
• Release people from how you think they should respect you
• Release people from the responsibility of doing right by you
• Release yourself from what you’ve done
• You aren’t making any money being mad that you don’t have any
• When you walk out that harvest, it’ll come so fast you’ll wonder where it was all those lean years

Daily Meeting - Personal Finances Part 3

• Money solves 99% of all your problems
• Whatever problems you have right now, the problem would cease to persist if you had 10 times the amount of money you have now

The Richest Man in Babylon, Ch. 3 — Seven Cures for a Lean Purse

• The first thing Arkad addressed was getting out of debt
• Making more money solves your problems 100% of the time
• If you’re in a financial problem and want to cure it, you need a very strong desire to do so
• It is not normal nor healthy to have a humble approach to getting wealthy
• There are no riches in indecision 
• If you have not decided to be wealthy, you will never be
• Everybody is talking about money, most people are talking about it incorrectly
• Arkad told his students he started off with nothing, but he had 2 things:

1. A strong desire to be wealthy
2. Asking someone who had wealth how to become wealthy

• Every time someone tries to give you something and you don’t accept, you’re telling the Universe you’re not open to receive
• Money treats you how you treat it

The Ceremony of Being a Blessing

• We want to be good people and not take from them
• There’s more than enough money in circulation to not take form anyone
• People who are afraid of taking money from others confuse their righteousness with being poor
• Most people only pray when they’re about to die
• It’s okay to be blessed without feeling a guilty
• You unlock blessings for the people trying to be a blessing for you
• If you have money problems, you have God problems in the area of money
• You can only sell anything if you have trading power
• You’re only selling power or service
• “The earth is the Lord’s and the fullness thereof” to include money
• To collect 1000 Post-it Notes or $1000 is both equally obtainable
• Good people deserve a good amount of money
• You are not good to God broke
• Your ministry is ineffective without money
• Whatever you ask for is 100% guaranteed to return to you in the fastest, quickest, most harmonious way
• To do right by God, you must bear fruit
• All those sacred texts that talk about money aren’t talking about money
• In order to find the window of blessings, go where it is and stand under it

The Fear of Charging Full Price

• Learn for two hours a day, then go around sick folks for six hours a day

The Curse of Not Receiving

• How you do anything is how you do everything 
• If you don’t appreciate things when it was gifted to you, God won’t help you
• If you cannot fulfill your promises you gave, the Universe cannot fulfill its promises to you; it will be retracted
• Ask, believe, receive
• You need to be in receiving mode, not believing mode

Closing Thoughts 

• God is going to send the rain, so you need to have seeds in the ground
• If you do not write your money down, it will flee from you

Daily Meeting - Personal Finances Part 2

7 Rules from The Richest Man in Babylon

1. A part of what you earn is yours to keep

• Save at least 10% of what you earn

1. Control your expenditures

• Cut your expenses and stop buying useless things

1. Multiply your money

• Make the money you’ve saved work for you
• Diversify your risk, not your assets attached to the risk

1. Protect your money

• Don’t lose money
• Try to make more money faster
• Invest in an index, don’t try to beat it

1. Own your own home

• Make decisions for the long term
• Be patient and let time do its magic

1. Ensure a future income

• Have a savings for retirement
• Don’t let your government have a full

1. Increase your earnings

• Invest in yourself and learn as much as possible
• The highest earner are the ones who work on themselves equally or more than they do on their job

• When you do not take your money off the top, you look to everything you did and look at what you’re supposed to do and say you don’t have enough left
• If you do not pay yourself first, you will never have enough left
• You are in poverty and poverty never lasts
• Lack of money is a heart issue
• Money is a relationship with energy
• If you have a lack of money, you have a lack of integrity
• If you are not paying yourself first, you vibrationally put yourself on poverty’s road
• If you believe in God and don’t tithe, you don’t believe in God
• If you are not tithing to yourself, you are killing yourself
• If you give the Lord 10% and never give yourself 10%, you’re not showing that the Lord loves you

The Richest Man in Babylon — Ch. 2

• Theme: the more you learn, the more you earn
• If you are not working diligently on making more money, increasing your skillset and your ability to earn, you are a sinner
• Once you start telling people to develop skills, no one shows up
• Once you start telling people to learn, everyone shows up

Lesson 1

• Algamish provides Arkad with the first lesson:  part of all you earn is yours to keep. This is that age-old saying that we’ve all heard often – Pay yourself first. It’s simple enough, but if you don’t take it to heart, make it a part of your every action, and put it into practice you won’t know the vast benefit of such a habit. As Arkad learned, paying oneself a tenth of everything he earns teaches a man to live just as well with the remaining 90% of his earnings. He didn’t even notice the difference.

Lesson 2

• Later on, as Arkad has gotten into the habit of putting away that tenth… we learn the second lesson. Arkad built up a bit of money and decided to take the advice of his friend the brickmaker, to invest in some gemstones. Algamish points out the folly of taking advice from a brickmaker about gemstones, as Arkad painfully learns by losing all of his savings. Why should he take advice about gemstones from a brickmaker? Lesson two from Algamish: take advice only from those that are experienced in the matter of your questions.
• You’re acting like Arkad talking to the brickmaker about gemstones when you listen to the people on your timeline
• You get real superstitious when you win with no education 
• A penny doubled everyday for 30 days is $5,368,709. But a penny doubled every day for 15 days is only $163.84. Lesson: trust the process.

Lesson 3

• The third lesson: take advantage of compounding of returns.
• Once Arkad had learned and applied the lesson of compounding returns (making the children of your money to produce children of the children), he had mastered the secret of increasing his wealth. Upon learning this, and knowing that his heirs had not learned these lessons, Algamish offers Arkad a job, managing some of his properties. In return, Algamish makes Arkad a partner in the profits, and the heir of a portion of his fortune. And the rest is history.

Closing Thoughts

• It doesn’t take talent to make a lot money 
• Skill acquisition and learning are two different things

Daily Meeting - The Richest Man in Babylon, Ch. 1

• Personal finances is a heart issue
• Money is not real
• Capitalism is not the problem
• If you struggle with money, it’s a heart issue
• You have an integrity problem
• You don’t have money because you’re not doing enough of something

Ch. 1 — The Man Who Desired Gold

• Introduces a chariot maker (Bansir) and a lyre player (Kobe)
• They both share that they’re broke but can’t figure out why they’re broke
• Bansir is working on a chariot (something he can’t afford)
• Kobe asked Bansir for a loan, but he doesn’t have it to give
• They share their dreams with each other, 
• They ask themselves how some people have a lot of money and others do not
• They have a friend named Arkad who is known as the richest man in Babylon and wonder how they all grew up together and went to the same schools, but Arkad has lots of money and they don’t
• The main point of chapter 1 is to start yourself on the way to riches, it is important to learn from others the experience in acquiring riches
• You can’t make something you don’t desire
• It is important to desire money
• It is not important to worship or fear money; that is detrimental
• It is important that you don’t kill money because you desire it

Rabbi Dr. Abraham Twerski On Love

https://www.youtube.com/watch?v=CMcHtSjtNBY&t=3s 

• You love your money in a way to gratify yourself
• The way you love your money is you spend it making yourself look good to where you’re killing your money never to be seen again
• We view love that we need someone else to complete us
• We view money the same way; your money is being sacrificed to make you feel better
• Your money is a vehicle for your gratification 
• You love those to whom you give
• True love is a love of giving
• The real way to handle your money is about what you’re going to give when you get that money
• Idea is to understand to love your money to the point where it will multiply because you’re giving it to something that increases
• You do not love yourself if you do not have any assets
• Lesson: Bansir and Kobe went and humbled themselves and asked Arkad what they should do
• People with a lot of money have fantastic character
• If your God is so good, but the man/woman you hate so much is so blessed, either you’re extremely wrong or you have a wimpy God
• You cannot have money not serving
• Money flows through stewardship
• Money is for you to share to make the world better

3 Laws of Successfully Handling Money

1. Live on less than you earn
2. Seek advice from those who are competent through their own experiences to give it

• Information is not skilled acquisition
• If you don’t have a money mentor, go get one

1. Make sure your money makes money.

• Make sure your money works for you.
• It’s easier to save more when you have more income.

Division of Money

1. How to get out of debt

• 10% to God.
• 10% to Self. - 18 months liquid
• Stocks
• Bonds
• Roth IRA
• If you don’t know what to do with your 10%, put it in savings.
• You should be investing your money.
• Emergency Fund
• 10% to Debt.
• The right debt is good.
• The important stuff should be in your debt.
• Stop buying everything
• Stop panicking every time someone tells you to pay.
• If you are in debt, you can not pay all your debt and kill your harvest.
• If you have more than 10% debt, it’s time to let some things go.
• Keep your debt at 10% no matter what!!!
• What should be included:
• Insurance
• Medical Equipment
• Credit Card
• Car Note
• Any loan
• 70% to Living Expenses
• This automatically says that you probably can’t eat your whole garden.
• Don’t let anything take you past your 70%. This is protecting your garden
• If it’s not in your 70, you can’t do it.
• You don’t increase your spending if you haven’t increased your income.
• What should be included:
• Gas
• Nails
• Toes
• Clothes
• Food

1. How to get out of debt if you don’t have debt

• 10% to God.
• 20% to Self. 
• 10% to Debt. 
• 60% to Living Expenses

• People who are good at money is always studying money.
• The people around you are toxic because they don’t like their lives.
• Money has a lot to do with happiness.

For 4 months, put a dumb amount of money into your account. 

• Needs to flow in your checking account
• When you are ready for a credit card increase, they are going to look at your last 60 days bank statements.
• By September, as for a $50,000 increase on your credit.
• Can’t miss a payment
• You need the income coming in.
• They are going to assume you are making more money

Personal Financial Statement Sheets

https://s3.us-central-1.wasabisys.com/40webinars/personal-financial-statement.xlsx

We finally have news that only reports on how we can make more money and retire faster, with the legacies we deserve. 

https://mexitverse.com

Mexit News, a division of Antonio T Smith Jr. LLC, is quickly becoming one of the world's most respected and trusted sources for news and information because of its "no-politics" and "no fear or drama" stance. Mexit, which stands for "Middle-Class Exit" is the world's first news company that is solely dedicated to adding to the wealth of its audience. Its reach extends to 7 countries, video-on-demand services, and social media sites around the world. 

#mexitnews

We finally have news that only reports on how we can make more money and retire faster, with the legacies we deserve. 

https://mexitverse.com

Mexit News, a division of Antonio T Smith Jr. LLC, is quickly becoming one of the world's most respected and trusted sources for news and information because of its "no-politics" and "no fear or drama" stance. Mexit, which stands for "Middle-Class Exit" is the world's first news company that is solely dedicated to adding to the wealth of its audience. Its reach extends to 7 countries, video-on-demand services, and social media sites around the world. 

#mexitnews

We finally have news that only reports on how we can make more money and retire faster, with the legacies we deserve. 

https://mexitverse.com

Mexit News, a division of Antonio T Smith Jr. LLC, is quickly becoming one of the world's most respected and trusted sources for news and information because of its "no-politics" and "no fear or drama" stance. Mexit, which stands for "Middle-Class Exit" is the world's first news company that is solely dedicated to adding to the wealth of its audience. Its reach extends to 7 countries, video-on-demand services, and social media sites around the world. 

#mexitnews

We finally have news that only reports on how we can make more money and retire faster, with the legacies we deserve. 

https://mexitverse.com

Mexit News, a division of Antonio T Smith Jr. LLC, is quickly becoming one of the world's most respected and trusted sources for news and information because of its "no-politics" and "no fear or drama" stance. Mexit, which stands for "Middle-Class Exit" is the world's first news company that is solely dedicated to adding to the wealth of its audience. Its reach extends to 7 countries, video-on-demand services, and social media sites around the world. 

#mexitnews