The Smart Divorce Podcast

Send us Fan Mail

In this episode, Tamsin speaks to her colleague and fellow Financial Planner, Charlene Love about financial protection. This conversation will help you to understand what the options are and how they will help you when the worst thing happens.

Charlene Love

With over 12 years of experience in the financial services profession, Charlene brings a wealth of knowledge and expertise to our team of financial planners at Smart Financial. She began her journey as a financial advisor and quickly established a reputation for offering exceptional financial guidance.

Charlene's dedication to continuous improvement is evident through her impressive educational accomplishments. She holds a Level 7 Diploma in Wealth Management and is currently actively working towards her dream of becoming a Certified Financial Planner (CFP), further cementing her position as a trusted lifestyle financial planner. Beyond her career, Charlene is a devoted mother of four wonderful children. She understands the significance of financial planning not just professionally, but also as a family-oriented individual who values a secure financial future. Charlene finds serenity in long walks, achieves balance and tranquility through yoga, and fulfils her passion for travel by exploring new destinations.

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to tax expert Matt Stambach from ETC Tax. They discuss all the different taxes that might impact you during your divorce, along with the improved CGT rules for divorcing couples.

Matt Stambach

Prior to joining ETC Matt developed his career in tax starting at a HMRC Call Centre before gathering practice experience at a small company in Altrincham. From here Matt worked at a Top 20 firm in Manchester before moving on to become Head of Private Client Tax for another Manchester based firm. Matt joined ETC in 2023 where he will assist Angela in her role along with a specific focus on business development, private client compliance function, HMRC enquiries and disclosures.

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process.  You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to wills, probate and legacy planning solicitor Michelle Tonge of Private Client Solicitors about Wills and Powers of Attorney. They discuss how to make a will and power of attorney, when wills are no longer valid, why they should be reviewed regularly and important considerations.

Michelle Tonge

Michelle is an Associate Solicitor at Private Client Solicitors who has been specialising in private client law since 2017. Michelle assists clients with all aspects of wealth preservation work and frequently advises individuals, families, and business owners in relation to wills, trusts, inheritance tax planning, lasting power of attorney documents and probate. Michelle is passionate about speaking to her clients and learning about their families and their lives. She understands that each family is different and ensures that her advice is down-to-earth, honest, and tailored to each client to overcome their worries.

LinkedIn

Private Client Solicitors

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
Smart Divorce

 P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin talks to family solicitor (among other things) Karin Walker, who is an expert on Narcissistic Personality Disorder, about where to spend your money wisely if you are divorcing a narcissist.

Karin Walker

Karin Walker is a family lawyer, based in Woking, Surrey. She is a solicitor, mediator, collaborative practitioner, neutral evaluator, and arbitrator.

Having previously been a partner in a large Surrey based firm, she set up the award-winning firm, KGW Family Law, in January 2012. All of the firm’s solicitors are trained in mediation and both Karin and her colleague Simon Clark are arbitrators. The ethos of the firm is to encourage clients to consider out of court dispute resolution options, thereby minimising both acrimony and cost.

Karin regularly speaks on all issues relating to family law locally, nationally and, on occasion, internationally. She is also a trainer of family law professionals.

Karin is a co-author (with Dr Supriya McKenna) of “Narcissism and Family Law – A Practitioner’s Guide” and “Divorcing a Narcissist – The lure, the loss and the law”, both of which are published by Bath Publishing.

www.kgwfamilylaw.com

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to Gavin from Worthstone about sustainable investments. Ethical, green, ESG, impact are just some of the words used when people talk about this area of investing, but what really is it and how does it work?

Gavin Francis
Founder and CEO, WORTHSTONE

Gavin started working in financial services and alongside the advisory community in 1989. In 2010, he founded certified B Corp, Worthstone, which was the UK’s first targeted impact investment resource platform for Financial Advice professionals. In addition to co-authoring several ground-breaking reports, Gavin has participated in government working groups to help develop impact investing in the UK. He is the co-Founder of the Wellth Sustainable Investment Portfolios, a new MPS service for financial advisers.

Worthstone Brief History of Impact Investing video

===
Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode Tamsin is joined by family lawyers, and podcast hosts, Liza Gatrell and Matthew Taylor from Stowe Family Law. They discuss how to ensure you get proper advice and support when you have left an abusive relationship, particularly where there is financial abuse.

Matthew Taylor 

Matthew is a Partner at Stowe Family Law, where he heads up a team of lawyers across the North West including Manchester and Liverpool.

He has extensive experience supporting people to resolve the issues brought about by divorce and  relationship breakdown, including financial settlements, with assets such as property and pensions, and arrangements for children.

Matthew is highly regarded for his compassionate and holistic approach and his belief in building a strong support network to help people manage their emotions during a divorce or relationship breakdown.

Liza Gatrell 

Lisa is a Partner at Stowe Family Law and leads a team of lawyers across Portsmouth, Southampton and Winchester.

Having practised family law exclusively since 2008, she supports clients with a wide range of issues stemming from a relationship breakdown, including divorce, dissolution, separation agreements, financial settlements, child arrangements and domestic abuse protection.   She also has a niche specialism in surrogacy, both domestic and international.

Liza is highly regarded for her commitment to her clients. She regularly partners with other divorce professionals, including divorce coaches and financial planners, to ensure clients get the holistic support they need.

https://www.gov.uk/check-legal-aid

 🎧 Listen on Spotify

📹 Watch on YouTube

Instagram https://www.instagram.com/stowefamilylawuk

Facebook - https://www.facebook.com/stowefamilylaw

Twitter - https://twitter.com/StoweFamilyLaw

YouTube - https://www.youtube.com/c/StoweFamilyLaw1

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode Tamsin speaks to actuary Richard Nobbs about PODEs (Pensions on Divorce Experts). They discuss when a PODE might be needed, and when they might not, along with how to instruct them and what questions to ask.

Richard Nobbs

Richard is an actuary and the owner and a director of Excalibur Actuaries Limited, one of the leading pensions on divorce expert firms, with a team of over 20 including 6 actuaries. He is a member of the Pensions Advisory Group - colloquially known as PAG, comprising judges, barristers, solicitors and pension experts and who have provided extensive guidance on how to deal with pensions on divorce. He is chair of the PAG valuation working committee.

Richard is also a member of the Academy of Experts and Expert Witness Institute.

On a lighter note, he is married with two daughters and in his spare time Richard is an expert skier and an enthusiastic, if less accomplished golfer and photographer.

www.excaliburactuaries.co.uk

https://www.youtube.com/watch?v=ouEnvDmo7U4

https://www.nuffieldfoundation.org/sites/default/files/files/Guide_To_The_Treatment_of_Pensions_on_Divorce-Digital(1).pdf

https://www.advicenow.org.uk/guides/survival-guide-pensions-divorce

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to Tom Farrell about using a financial neutral in divorce. They discuss how the process works, the potential cost saving and how using a financial neutral can unlock sticking points in the process of coming to an agreement.

Tom Farrell

Tom is an experienced Family Mediator and Independent Financial Planner. He runs a specialist practice, exclusively working with people who are going through separation or divorce.

Tom is one of a small number of specialist financial planners to hold the Resolution Financial Adviser accreditation. Indeed, he has sat for many years as a member of the Resolution Accreditation Committee and helps to invigilate the scheme. Tom regularly acts in a neutral capacity, to bring financial expertise to negotiations in Collaborative, Mediation and other processes. He helps to gather all the relevant financial information and to understand it; to generate options for settlement and to road test them.

Tamsin Caine

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

We are often asked what if my ex lies about his assets. In this episode, Tamsin is joined by forensic accountant Raymond Davidson. They discuss what things might arouse suspicion and how a forensic accountant might help to find hidden assets.

Raymond Davidson

With more than four decades of experience, Raymond Davidson is one of the most highly regarded Forensic Accountants in the UK. He is a Fellow of the Institute of Chartered Accountants in England & Wales and a member of the Academy of Experts. He provides investigative and litigation support to both solicitors and members of the public direct in relation to both Civil and Criminal matters. Of particular note is his extensive experience in investigating hidden assets where he is able to transfer the skills honed on criminal matters to those relating to divorces.

Raymond is instructed to act in a number of different capacities but more commonly as a party appointed or single joint expert. He provides assistance in settlement negotiations and has given expert evidence in Court.

www.davidsonsforensic.co.uk
LinkedIn: https://www.linkedin.com/company/davidsonsforensic/

===

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

Tamsin is joined by Wealth Coach’s Sara Maxwell to discuss the sticky subject of talking about money, particularly in a relationship. If you have come out of a marriage or partnership where you weren’t the money person, you have probably found the financial settlement even more stressful. In this episode, we talk about how to change that in your next relationship.

Sara Jane Maxwell
Sara, PCC DipFA, Certified Professional Financial Coach and Founder of Wealth Coach. Empowering individuals, couples, groups and organisations to find the joy in connecting to their money and future. Drawing on 20+ years experience in the Financial services industry, to engage and transform the relationship with money. Passionate to inject colour and energy into the grey of finances.
Wealth Coach site https://www.wealth-coach.co.uk/
Couples Talk Money https://www.wealth-coach.co.uk/couplestalkmoney
IG https://www.instagram.com/yourwealthcoach_/

Tamsin Caine
Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at tamsin(a)smartdivorce.co.uk or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show