The Smart Divorce Podcast

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In this episode, we are talking property. We are joined by experts in valuing, mortgaging and finding property. If you are not sure whether to try to stay in your family home or make a new start elsewhere, this conversation should help. Our guests are Daniel Bell, Seb Nicolleau and Graham Bowcock.
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Sebastien Nicolleau

Sebastien graduated with a Master’s degree in Business Management from the University of Bath in 2001. He then spent 13 years working for Nasdaq and CAC 40 corporations, reaching international director roles. 

In parallel, Sebastien has been actively involved in property investment since 2005. During which he has developed an extensive knowledge base and expertise of the UK, French, Monegasque, Spanish and Portuguese property markets.

Through first-hand experience he realised how archaic and unfit for purpose the current real estate system was for buyers in Europe compared to other parts of the world. Take the US, Canada, Asia or Australia for instance. Buyers there, will be fully represented by an independent buying agent or realtor working solely for them. In Europe, most buyers are on their own and fully exposed, having to deal with selling agents who are mandated by and work for the other party, the seller. 

That led him to found Galleon Property Search in 2014 with one objective; to change the current buyer/seller power dynamic in Europe and make sure that buyers are professionally advised and fully represented. He is a buyer, think and act like one. It is his crusade and he is known to be very passionate about it across borders. 

When not immersed in the international property markets, Sebastien loves to travel, with South America and Asia amongst his favourite destinations. He is a keen climber and slowly makes progress with his kite surfing skills.

Galleon International Property Search
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Daniel Bell and his growing team are highly respected, award-winning mortgage advisers working from offices in both Manchester and Liverpool city centres. They are able to provide every aspect of your property needs from first-time buyer mortgages through to multi-million pound commercial deals, as well as sourcing the right policies you need to protect your investment. 

Integrity, Client Care and Tailored Relationships are are the pillars of Bell Financial Solutions and Daniel has come from a strong background in Financial Services, with industry leading knowledge backed up by strong qualifications, credentials and a commitment to regular ongoing training. When not crunching numbers n a calculator, Daniel loves playing with George the Dog and long walks with both him and his partner Sam. 

www.bellfinancialsolutions.co.uk 

LinkedIn 

Facebook 

Instagram 

Calendly 

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Graham Bowcock is a Shropshire farmer’s son (but points out he was born in Chester) who studied Rural Estate Management at the Royal Agricultural College, Cirencester. He returned to Cheshire to work in land agency before spending three years with Co-operative Group, advising on their extensive rural estate and farming portfolio across the UK. He subsequently established A G Bowcock and Co in 1992 and after various mergers became part of surveyors Berrys in 2001, retiring from the Partnership in 2018. He has now created Oakwood Valuation Surveyors to specialise in valuations and associated professional work in the north West and North Wales. Graham has significant property experience and has undertaken hundreds of property valuations in his career. His clients include private individuals, f

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In this episode, Tamsin speaks to creator of Surviving Economic Abuse, Nicola Sharp-Jeffs.

Nicola is Chief Executive of the Charity Surviving Economic Abuse, as well as an Emeritus Research Fellow in the Child and Woman Abuse Studies Unit at London Metropolitan University. She has worked in the violence against women and girls sector since 2006.

In 2016, Nicola was made a Winston Churchill Fellow and travelled to the US and Australia to explore responses to economic abuse. It was her determination to ensure that women in the UK have access to the same responses that led her to establish SEA.

In 2020, she was awarded an OBE in the Queen’s Birthday Honours for services to victims of domestic and economic abuse. She was the 2020 winner of the Third Sector Award for Rising Chief Executive and also named ‘Rising Leader of the Year‘ in 2021 by the Charity Times Awards.

https://survivingeconomicabuse.org

https://www.nationaldahelpline.org.uk – national domestic abuse helpline

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Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

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We are proud to announce that The Smart Divorce Podcast is launching its 7th series! In this series the guests will be experts in their field including mediators, solicitors, surveyors, relocation agents, mortgage advisers and divorce coaches, to name but a few.

Our first episode features Svenja Keller, Tom Nash, Sarah Birdsey.

Svenja Keller Svenja Keller is a coach and independent adviser for money and life. As a Chartered Financial Planner and ILM accredited Performance Coach, Svenja combines her knowledge and experience of working in financial services for over 20 years with coaching skills. With her non-judgmental and inclusive approach, she aims to empower people to make their own decisions around money and life.  Svenja has extensive knowledge and experience in financial services, in the UK and internationally. The list of large financial institutions she worked for includes Lehman Brothers, UBS Wealth Management and PwC. She advised clients as a financial planner and held senior positions, leading large teams. Svenja now runs her own financial wellbeing and life planning business – Svenja Keller Ltd.

https://www.svenjakeller.co.uk/

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Sarah Birdsey Sarah is a specialist family solicitor and managing director at Nicholls Solicitors. Sarah has extensive experience in all areas of private family law and is a Resolution Accredited Specialist in family finances and child arrangements. Sarah most commonly deals with divorce, financial relief and children matters. Her cases on financial relief often involve complex business and foreign assets. Sarah has good working relationships with specialist barristers, financial advisors and other experts to call upon their expertise where required. Sarah is also regularly instructed in respect of pre and post nuptial agreements and cohabitation agreements. Sarah has recently completed ‘what about Henry’ training with a clinical child psychologist to better understand how to support families and particularly children who are dealing with family separation. Client’s and colleagues recognise Sarah’s personal, down to earth and sensitive approach but she is someone who is not afraid to fight for clients’ to ensure a fair outcome. Sarah is regularly recommended and has built up strong reputation in the family law field.

@sarahlbirdsey (twitter)
Facebook
www.linkedin.com/in/sarah-birdsey-3180b21b4
@sbirdseysolicitor (Instagram)
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Tom Nash – aka Mr Divorce Coach, is an internationally certified Coach, specialising in Divorce, Separation & Family Coaching. He is a child of divorce, a divorcee himself, a father, step-father & successful co-parent of his own blended family. Tom works with men, women & couples, assisting in their emotional well-being, positive mindset and practical support through a clients divorce/separation.

Website: https://mrdivorcecoach.co.uk/ 

Instgram: https://www.instagram.com/mrdivorcecoachuk/ 

LinkedIn: https://www.linkedin.com/in/mrdivorcecoach/

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Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Sm

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In this episode, Tamsin speaks to family solicitor Sarah Birdsey about legal separation and when this might be appropriate, rather than heading straight to divorce

Sarah is a specialist family solicitor and managing director at Nicholls Solicitors.

Sarah has extensive experience in all areas of private family law and is a Resolution Accredited Specialist in family finances and child arrangements. Sarah most commonly deals with divorce, financial relief and children matters. Her cases on financial relief often involve complex business and foreign assets. Sarah has good working relationships with specialist barristers, financial advisors and other experts to call upon their expertise where required.

Sarah is also regularly instructed in respect of pre and post nuptial agreements and cohabitation agreements.

Sarah has recently completed ‘what about Henry’ training with a clinical child psychologist to better understand how to support families and particularly children who are dealing with family separation.

Client’s and colleagues recognise Sarah’s personal, down to earth and sensitive approach but she is someone who is not afraid to fight for clients’ to ensure a fair outcome. Sarah is regularly recommended and has built up strong reputation in the family law field.

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://bit.ly/SmDiv15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

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In this episode, Tamsin discusses the tricky topic of what happens to the pets on divorce with family solicitor Victoria Richardson.

Victoria is the head of the family law department at Aticus Law, Wilmslow, having over 20 years’ experience in the area of family law. She specialises in all aspects of family law including divorce proceedings, the resolution of complex financial settlement agreements, dissolution of civil partnerships, children disputes and pre-nuptial agreements. Victoria is a true advocate of resolving matters as amicably and as quickly as possible. She is known for her straightforward and honest approach whilst always offering assistance and support to her clients.

You can contact Victoria: [email protected]

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected]

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Tamsin speaks to creator of "One lawyer, two clients", David Lister. "One lawyer, two clients" is a process of divorce where one lawyer works with both spouses to help them to divorce amicably.

David is a Partner at Ward Hadaway and was the first solicitor in England and Wales to represent both parties in a divorce. He won Partner of the Year at the Yorkshire Legal Awards in 2022, National Associate Solicitor of the Year in 2017 and was the youngest ever National Head of Family Law in his former role. He is a member of Resolution’s National Committee, Chairman of a Rape and Sexual Abuse Counselling Service and a Governor of Roundhay School in Leeds. David also owns a busy Italian restaurant with his wife and together they have a two year old daughter and a beagle.

Ward Hadaway  
https://www.wardhadaway.com
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Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to Laughter Yoga practitioner and author of the Joyful Laughter Journal, Sara Kay. They discuss how laughter can help people to get through divorce and recover afterwards.

Sara Kay, 54, from Manchester, UK, delivers Laughter Yoga sessions, training, and is also a Happiness Facilitator, running workshops for businesses and communities across the UK..

After having depression for many years, then a divorce with teenage children in tow, and coming out as LGBT, eventually in 2016 Sara found out about laughing intentionally and this was a life-changing moment to de-stress and create positivity from within.  In 2019 she was awarded the title Laughter Ambassador in recognition of her Laughter work.

Sara's passion for spreading the health benefits of Laughter Yoga shines through in her sessions, and she has significantly increased the promotion of this wonderful wellbeing exercise during the pandemic with the help and recognition of the College of Medicine.

What is Wellbeing Laughter? A unique exercise routine, intentional Laughter created through value and playful exercises interspersed with clapping and deep Yogic breathing.

How can I laugh if I don’t feel like it? With specially designed warm-up exercises, hearty laughter is initiated.  There is no need to be happy to do the exercises.

Why you should come to this activity: Wellbeing Laughter is a simultaneous mind and body workout.  The benefits include increased brain function (creativity, motivation, and production), better resilience to cope with life's challenges, great social connection, improved energy levels through a large healthy dose of feel-good endorphins, boosted immunity, decreased stress levels and pain relief, amongst many more benefits.

The first time is the hardest to do any new activity.  Simply a small amount of willingness is all that's needed – you’ll feel happier and lighter after only a few minutes.

There really is no better exercise to help through these challenging times to find happiness once more.

Contact Sara:

[email protected]

www.seriouslaughter.co.uk

Events:

https://bit.ly/eventsly

Socials:

https://www.youtube.com/@seriouslaughter

https://www.facebook.com/seriouslaughuk/

https://instagram.com/seriouslaughuk/

https://www.tiktok.com/@seriouslaughuk007

https://www.linkedin.com/in/sara-kay-ha/

https://twitter.com/seriouslaughuk

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Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

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Tamsin speaks to inspirational speaker, among many other things, Nick Elston. He speaks about his breakdown, what it felt like and how he found the help he needed, leading him to help many many others.

Nick Elston is one of the highest-profile and leading Inspirational Speakers on the Lived Experience of Mental Health. In life, we can either let our adversities, our challenges, define us negatively for the rest of our lives…or…we can choose for it to forge something beautiful, something powerful – something that never would have existed without you going through your ‘stuff’ in the first place. Described as a ‘BIG man, BIG heart, BIG story & BRUTAL honesty!’, ‘Utterly inspirational, absolutely engaging!’ and ’10/10 –a Speaking Masterclass!’ – Nick shares his experiences of Mental Illness, Mental Ill-Health & Breakdown worldwide –through his powerful, inspiring, engaging & emotional talks. Most importantly, Nick shares his ‘Lived Experience’ through insights, tools, tips and techniques on how to manage Anxiety in Life, in Business – to implement immediately. In his own words, Nick says ‘I see Lived Experience as the vehicle that takes individuals and organisations from the problem to the solution – but it’s NOT the solution. So, what does Nick bring to the table? Engagement. You can have all the well-being & Mental Health initiatives you like – but unless you get engagement in them – absolutely nothing changes. ’For Nick – his talks are where Mental Health meets Personal Development – focusing not just on what anxiety is – but what anxiety does – how it keeps us in a comfort zone, stops us from living life on our terms & ultimately how it affects our success – by our own definition. Nick is regularly featured in the global media, the BBC, industry shows and publications – his talks are delivered to stages, events, boardrooms, businesses, factories, government organisations, schools, universities, prisons & establishments WORLDWIDE!

Website: www.nickelston.com

Trailer video: https://www.youtube.com/watch?v=TszqlHT4Gj0

Find Your Voice: https://www.eventbrite.co.uk/cc/find-your-voice-live-831469

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

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Send us Fan Mail

Tamsin speaks to financial protection specialist, Kathryn Knowles. They discuss the financial protection options, how and why to review your protection post divorce and how to financially protect you and your family.  

I'm a founder of Cura Financial Services an insurance broker, and Advice for Advisers: training advisers in protection insurance.

I have worked in the insurance industry since 2010 and have had a real mixture of roles. I have been involved in compliance, administration, advising, training, marketing, website design and possibly more that I’m forgetting to mention.

I set up an insurance brokerage with my husband in 2012. To me, to be able to grow and develop a strong company, I felt that I must understand all roles inside and out. Since then Cura Financial Services has gone from strength to strength, leading us to win multiple national awards.

I am known and have been commissioned by insurers to share my approach to providing protection advice. Often referred to as ‘humanising’ the insurance world. I have been involved with outreach campaigns for Scottish Widows, British Friendly and The Exeter.

I have also been involved in consultations with the Chartered Insurance Institute, Association of British Insurers, British Insurers Brokers Association and the Institute and Faculty of Actuaries.

twitter - Kathryn_Cura

linkedin - https://www.linkedin.com/in/kathryn-knowles/

website insurance - https://www.curainsurance.co.uk/

website training - https://www.adviceforadvisers.co.uk/

podcast - https://practical-protection.co.uk

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Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS

Chartered Financial Planner

Smart Divorce Ltd

https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show

Send us Fan Mail

In this episode, Tamsin speaks to Scottish based family lawyer, Judith Higson about divorcing in Scotland. The law is substantially different in Scotland to England and Wales, so if you are based in Scotland, this one is for you!

Judith joined the team in 2018 as an Associate Director and Head of Family Law. She became an Executive Director in 2020. She has been practising Family Law since 2003. She is an Accredited Family Law Specialist, an Accredited Child Law Specialist, an Accredited Family Law Mediator, a Collaborative Lawyer and a member of the Family Law Association. Judith has over eighteen years’ experience in guiding her clients through separations, divorce and child law cases, often with an international element. Judith has been involved in reported and unreported cases dealing with novel aspects of the law. Judith’s approach is pragmatic and her focus is on achieving a fair outcome for her clients and one which is in the best interests of the children. She works proactively to deal with all aspects of family law to minimise disruption to the family as a whole. Read Judith’s profiles on CALM and consensus here and here: Read Judith’s article in the Journal of the Law Society here: In her spare time Judith enjoys spending time with her family. Qualification: LLB and German Law (Joint Honours), Dip. L.P., N.P. You can read more about Judith and her experience at Scullion LAW so far, by clicking here

www.scullionlaw.com
Instagram | Facebook | Twitter | LinkedIn

Tamsin is a Chartered Financial Planner with over 20 years experience. She works with couples and individuals who are at the end of a relationship and want agree how to divide their assets FAIRLY without a fight.

You can contact Tamsin at [email protected] or arrange a free initial meeting using https://calendly.com/tamsin-caine/15min. She is also part of the team running Facebook group Separation, Divorce and Dissolution UK

Tamsin Caine MSc., FPFS
Chartered Financial Planner
Smart Divorce Ltd
https://smartdivorce.co.uk

P.S. I am the co-author of “My Divorce Handbook – It’s What You Do Next That Counts”, written by divorce specialists and lawyers writing about their area of expertise to help walk you through the divorce process. You can buy it here https://yourdivorcehandbook.co.uk/buy-the-book/

Support the show