The Yield

The future of digital currencies is here, and it’s most likely here to stay.  Today Peter Kerr, Yieldstreet CFA and Director of Product Marketing, sits down with Richard Turrin, Serial Innovator, to discuss how technology, finance, and regulation come together to impact innovation.  He breaks down the advanced state of digital currency in China, possibilities for the future of digital credit and central bank digital currencies, what Bitcoin is doing right, and what exactly it all means for today’s investors. 

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:04] Richard highlights the Fintech career he built in China. 

[5:24] Which countries have the opportunity to experience the next catapult of financial growth? 

[8:54] China is taking steps to prepare for the digital future now. 

[13:42] How is China loosening their dependence on credit growth while reaching their target growth numbers? 

[19:35] A break down of digital credit as a transformative path to investing in the future. 

[21:33] The key difference between your bank’s mobile app and Bitcoin. 

[25:34] Implications of The Federal Reserve moving to digital currencies. 

[30:00] The role of large financial institutions and global banks in the transition to digital banking. [34:09] Richard’s books and his advice for making innovations happen. 

[37:28] Richard’s experience with real estate investing in a digital currency world. 

[40:36] Will central bank digital currencies be based on the blockchain? 

Mentioned in This Episode:

Yieldstreet

Cashless: China’s Digital Currency Revolution by Richard Turrin

Innovation Lab Excellence: Digital Transformation from Within by Richard Turrin

Advances in technology are putting FinTech startups and legacy investment firms on an even playing field like never before. Today Hrishi Dixit, Chief Technology Officer of Yieldstreet, sits down with Emilia Sherifova, Chief Information & Innovation Officer at KKR to discuss recent developments within the FinTech space and their effect on the investing landscape. Prior to joining KKR, Emilia was the Chief Technology Officer and Head of Enterprise Architecture and Engineering at Northwestern Mutual.  She holds the unique perspective of having been deeply involved in both startups and big institutions and shares the pros and cons of both in today’s conversation. But regardless of company size, one thing is clear — these technologies have the power to help investors realize their next level. 

[2:06] Emilia shares the journey that took her from social justice journalist at Columbia University to CTO at KKR.

[5:15] Emilia’s passion for computer programming evolved into a career in FinTech.

[11:28] Large institutions know they have plenty to learn from startups.

[14:24] Startups would benefit from modeling the approach big companies take to innovating without imperilling.

[16:24] The transition from Learnvest to NM was an exhilarating experience for Emilia.

[20:57] How easy is it to attract talent on the merit of tech at large companies?

[26:30] The surprising behind the curve state of affairs of technology in the global investing industry.

[29:15] How can startups and traditional firms partner in ways that democratize access to investing?

[35:16] Building a compelling user experience is key to companies of all sizes.

[40:44] How does being a FinTech CTO influence Emilia’s experience as an investor?

[44:14] A look at what’s coming up next for data at KKR.

[45:52] Pros and cons for engaging the pseudo-tech organizations that lack tech literacy.

[49:05] Challenges that can come with introducing new products to the public.

Mentioned in This Episode:

Yieldstreet

KKR

On this episode of The Yield, Noah Kupferman, Head of Business Development for Yieldstreet x Athena Art Finance sits down with Jacqueline Towers-Perkins — Auctioneer & VP, Director of Post-War & Contemporary Art, Bonhams to discuss the rapidly changing art investment landscape and the areas of growth currently reshaping it. Since joining Bonhams in 2017, Jacqueline has been involved in many important sales and events, most recently the previously unseen single-owner sale ‘Kusama: The Collection of the late Dr. Teruo Hirose’. In their conversation, Noah and Jacqueline dive into the latest art market trends that are making it a more desirable- and accessible- place for investors to focus their attention than ever before.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[3:57] Bonhams’ strategic approach to the art market is paying off in a big way.

[8:29] The impact of Covid on Bonhams’ 400+ annual sales.

[9:11] Distinguishing characteristics of Bonham’s up to $10 million art pieces.

[15:25] Bonhams’ unique approach to sales is paving a new path in the art market.

[20:54] Reflections on the post-pandemic middle art market by the numbers.

[24:44] Assumptions about the connection between the top and the middle of the art market.

[26:50] Finding the balance between supply and demand of the art market.

[32:44] NFT strategies for entry into the art market.

[39:29] Tax advantages that accompany art transactions in times of inflation.

[42:15] Shifting demographics within the art market.

[47:20] The prep work that goes into such high sell-through rates.

[51:21] How to get the art in your garage or attic appraised.

[52:10] Jacqueline’s post-pandemic market predictions.

Mentioned in This Episode:

Yieldstreet

Athena Art Finance

After decades of simply maintaining the status quo, the industrial real estate market is experiencing exciting and unprecedented growth. On this episode of The Yield, Mitch Rosen, Yieldstreet Senior Director of Real Estate sits down with Peter C. Lewis, Chairman/Founder of Wharton Equity Partners to discuss the rapidly changing landscape of industrial real estate. Because of the growing nexus of technology and real estate, companies like Peter’s are continuing with strategies of not only owning real estate but making investments in companies whose technology and products operate within that real estate.

[1:54] The integral role of technology in the metamorphosis of the real estate market.

[2:44] A high-level overview of trends in industrial products in real estate.

[8:33] The impact of same-day delivery on industrial real estate investments.

[11:29] Supply and demand means rent in industrial spaces is at an all-time high.

[13:30] How might the future change in consumer demand affect industrial real estate?

[16:43] A look at fully automated facilities with no manual human labor.

[20:17] Retail implications of the industrial boom and where to invest capital.

[22:44] Insights into making investments in technology businesses focused on the industrial sector.

[25:00] Where else are industrial investors currently focusing their time and money?

[28:30] Geographic variations in supply chain markets.

[29:50] How the experts are investing capital given current trends in the industrial sector.

[31:04] The impact of social media and politics on industrial real estate, especially in overlooked markets.

[35:30] Will the downside of e-commerce ever catch up to them?

Mentioned in This Episode:

Yieldstreet

Advances in technology are making it possible to get money into the hands of earners faster than ever before.  Today Hrishi Dixit sits down with Craig Lewis, Founder and CEO of Gig Wage, to discuss tech startups and the future of banking tools.  Craig is an entrepreneur, author of “The Sport of Sales”, and a former professional basketball player. Hrishi and Craig discuss the opportunities that are waiting at the intersection of the gig economy and the FinTech world as technologies continue rapid advancements. 

[1:42] Craig Lewis highlights the journey that took him from pro basketball to CEO of a prominent platform in the gig economy. 

[5:51] The pain point that Gig Wage successfully resolved through tech. 

[7:25] Leaning into product and technology has been a massive contributor to Gig Wage’s success. 

[8:48] Craig’s transition from a non-technical background into a high-tech startup. 

[10:07] The excitement and horror of the moment that Gig Wage appeared in the world. 

[11:49] Navigating the ‘nightmare’ of moving money around with the help of ATC, KYB and RBH. 

[15:30] Prioritizing the protection against fraud with increased security steps. 

[20:16] What does the future of technology and blockchain look like? 

[23:23] A high-level overview of potential expanded features and benefits of Gig Wage. 

[25:49] Does Gig Wage offer their users money management resources? 

[28:55] Automating the technologies that increase access to capital. 

[30:43] Insights into user data, including the actions of users when earnings increase. 

[34:35] Challenges that have shaped the experience at Gig Wage and a look at their future. 

Mentioned in This Episode:

Yieldstreet

Gig Wage

The art market is experiencing a spectacular rebirth in the wake of the pandemic, and continues to transform every day. While many of the changes that the pandemic demanded of the art market have been for the better, some may not be here to stay in this once-elite investing class.  To help understand the impact of these recent changes the art market, Yieldstreet’s Managing Director and Athena Art Finance CEO Cynthia Sachs is joined by Amanda Lo Iacono, Head of Auctions - 20th Century & Contemporary Art at Phillips for a discussion about the latest auctions at Phillips and the new dynamic of digital and in-person art buying & selling. 

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:42] Transitioning from a career at JP Morgan Asset Management to Athena Art Finance. 

[5:53] The rebirthing of the art market in the wake of the pandemic. 

[8:01] Innovating the art book and taking the art market online. 

[10:27] Which disruptions to the art market should remain in place permanently? 

[13:45] Valuations and buyer expectations in a strong art market.

[16:00] Shifting roles in the primary and secondary art markets. 

[21:15] NFTs, cryptocurrencies and their relationship with digital art. 

[23:20] Key takeaways from the results of the Phillips spring auction.

[27:55] Will prices continue to rise for blue chip pieces? 

Mentioned in This Episode:

Yieldstreet

Athena Art Finance

Have you ever experienced FOMO in investing?  Investing used to seem like an exclusive, daunting endeavor, especially for women and minorities. But the upward trend of online investing is changing all of that.  Today Scarlett Sieber hosts a lively discussion about the role of social media in investing featuring Lisa Carmen Wang, Global Head of Brand and Communications at Republic, Katie Perry, VP of Marketing at Public, and Meagan Loyst, VC at Lerer Hippeau and Founder of Gen Z VCs.  

This second episode about women in investing is centered around the powerful impact that online communities have on investing.  In this conversation, you’ll gain insights into some of the most pressing questions surrounding the impact of social media on investing today.  

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[:51] An introduction of the panelists on this second Women in Investing podcast. 

[4:02] The impact that a supportive online community has on the ability to invest. 

[8:25] Enhancing a global network like the one in Gen Z VCs is made much easier in an online community. 

[11:00] The critical difference that online options make for otherwise forgotten groups of investors.

[17:32] How can investors link their spending behaviors to their investment portfolios? 

[21:06] Do women have a competitive advantage with online investing versus traditional?

[27:17] Normalizing conversations around wealth and investing. 

[34:38] The net positive impact of social media on investing and increasing media literacy. 

[37:10] Why aren’t more women investing in crypto? 

[40:50] First time investor tips from a retired professional athlete. 

[44:11] Are new and uninformed investors too heavily influenced by social media? 

[48:28] What should women be investing in today?

[50:31] Final thoughts and key takeaways from these investors. 

Mentioned in This Episode:

Yieldstreet

The diversification aspect that alternatives have the potential to bring to your investment portfolio can be very attractive to today’s investors. This panel discussion features three industry professionals — James Jessee, John Siciliano, and William Riegel — who understand the potential that lies within alternative investments.  Peter Kerr, Yieldstreet’s Director of Product Marketing, hosts this revealing conversation about the role that alternatives can play in the current investing space.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:13] An overview of offerings within the Yieldstreet Prism fund and each of the panelists. 

[5:23] The roles and responsibilities of the Board of Directors of The Yieldstreet Prism Fund.

[7:30] What does the term ‘alternative investments’ mean? 

[10:10] Reconsidering the historical lack of liquidity in alternatives and multi-asset products. 

[12:50] Using alternative investments in the new 60/40 portfolio concept. 

[14:10] The business and investment opportunities that attracted these panelists to serve as Directors to the Yieldstreet Prism Fund 

[17:42] How has the distribution of alternatives changed over the last decade? 

[18:38] Insights into daily versus non-daily pricing and how it works in alternative investments. 

[21:44] Managing elevated market expectations and reasonable equity valuations. 

[26:17] The benefits of diversification that may make the most sense for investors.

Mentioned in This Episode:

Yieldstreet

Real estate continues to offer attractive ROIs for investors, but where might some of the better-performing investors be focusing their attention in today's real estate market? In this episode, Mitch Rosen, Senior Director of Real Estate at Yieldstreet and Adam Luysterborghs, Managing Partner at Avant Capital join up for a conversation about investing in real estate. Mitch and Adam discuss NYC versus pro-growth America real estate, supply disruptions and transitory inflation, and the non-performing loan market.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:48] Where might some of the better-performing investors be focusing their attention in today’s market?

[7:22] A changing approach to diversified investments within NYC.

[9:45] Potentially profitable avenues to deploy real estate investment capital beyond NYC.

[14:03] The impact of supply disruptions and transitory inflation on commercial real estate.

[18:57] Are investors changing their approach to deploying capital based on these factors?

[20:33] Changes that will have to happen in CRE to adjust to the new hybrid work model.

[22:10] Developing real estate with increased labor and material costs.

[26:16] Investments possibilities with CRE short-term and long-term leases.

[29:00] Adaptive reuse of office space and CRE in the wake of the pandemic.

[30:38] Emerging trends and successful transactions in NPLs.

[34:10] The value and risk of investing in hotels.

Mentioned in This Episode:

Yieldstreet

Real Estate Investment

Accessibility to the art market was once reserved for an elite group, but that is changing rapidly due to the customized platforms available today, meeting at the intersection of art and finance. Our panel of guests, including Cynthia Sachs, Elizabeth Von Habsburg, and Timothy Kompanchenko, will discuss the revolution of the art industry through the lens of finance and how it is championing accessibility and opportunity, not only for the seasoned collector but for the new entrants who want to participate at different levels.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:05] The role that tech plays in driving art and finance forward.

[4:35] Each panelist shares their journey to the art finance space.

[8:27] What role does increased access to data play in today’s art market?

[13:38] Art business discussions about NFTs reveal the significance of their impact.

[19:30] Raising the bar on art lending and financing by creating a mortgage market for art.

[22:08] How are people utilizing tech to approach art investing today?

[29:18] A snapshot of today’s art market investor.

[30:51] Positive changes to the art fair market as a result of the pandemic.

[35:14] Recent developments in the use of art as an asset for collateral loans.

[36:11] The role of tech data in tracking stolen art.

[39:02] Details about the metrics used to generate data on art.

Mentioned in This Episode:

Yieldstreet

Athena Art Finance