The Yield

There has been a fundamental shift over the last decade in how people think about financial services. The next decade is shaping up to be even more transformative, and  Yieldstreet is leading the way into the golden era of Fintech. Chief Strategy and Growth Officer Scarlett Sieber hosts this episode of The Yield featuring Yieldstreet’s own Founder and CEO Milind Mehere. They discuss the democratization of investing, financial education, and the impact of technology on the retail investor.

[1:40] “Vision without execution is hallucination.” Milind shares the foundation and mission of Yieldstreet.

[6:13] Navigating the growing pains of the Fintech evolution.

[10:04] Milind shares the fundamental entrepreneurial focus that led to hisimmense success.

[13:03] The accelerated forced digitization of the Fintech world due to the pandemic.

[20:10] Overcoming risk considerations by increasing education about investing and attracting next-generation investors.

[28:35] Simplifying access to investing is a key focus within the Fintech world.

[32:39] How should the retail investor approach the education component of investing?

[35:22] Understanding the volatility of the crypto market and the impact that social media has on it.

[39:50] How is Fintech maintaining such an impressive upward trajectory amidst global volatility?

Mentioned in This Episode:

Yieldstreet

The lightspeed pace of technological advancements in the FinTech space isn’t slowing down anytime soon, but what does that mean at Yieldstreet? In today’s episode, Yieldstreet’s CTO Hrishi Dixit and Joel Beasley, Founder of ModernCTO, discuss building the future of FinTech. Hrishi and Joel discuss what the future will look like with more decentralized currencies and how FinTech companies are adapting and innovating at a rapid pace.

[1:39] A snapshot of Joel’s guests at ModernCTO and insights into their technological advances.

[7:00] The cutting-edge technologies you might learn about in a conversation with Sir Tim-Berners Lee, inventor of the World Wide Web.

[12:13] The future of blockchain is in the hands of some incredibly intelligent people, but what financial problems might it actually solve?

[20:17] The future of elevators and potential hacking aspects of new technology.

[23:02] Is Yieldstreet an investment firm or a technology firm?

[26:31] The incredible future of chips and some of the FinTech problems they could solve.

[31:54] Insights into the main focus at security companies in today’s digital financial world.

[35:08] The possibilities of an ambient future of payments according to the CTO of Paypal.

Mentioned in This Episode:

Yieldstreet

Modern CTO

GROQ

What are you doing today to set yourself up for greater success in five years? In today’s episode, Yieldstreet Marketing Manager Joseph Sancio hosts co-founder of Alpha and Tech Entrepreneur Nis Frome.  Nis is a serial entrepreneur, and today he shares the insights and lessons he has learned from the chaotic startup world, including the key steps he’s taken to realize his next level by pushing himself further than he once thought was possible. 

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[:50] Joe Sancio introduces Nis Frome, who reveals his superpower wish in the Mad Minute. 

[4:58] The entrepreneurial drive that led Nis to his work at Feedback Loop. 

[9:16] Key takeaway lessons from a lifelong entrepreneur, including how to know when it’s time to walk away. 

[14:15] Realize your next level by doing everything you can now to live for the future. 

[15:49] Crucial skills that have helped Nis reach his next level — and the ones he’s still working on. 

[20:25] Public speaking advice from a leader who hates public speaking. 

[22:58] Insights into the gratifying and addicting chaos of the startup world. 

[25:25] What does the future of the startup and tech space look like? It starts with building an employee-centric, end-to-end company.

[28:00] Nis recognizes someone who has helped him reach his next level, both professionally and personally. 

Mentioned in This Episode:

Yieldstreet

In this exciting episode, the Yieldstreet x Athena Art Finance team covers a plethora of trending topics within the art market. Noah Kupferman, Director of Business Development, and Cynthia Sachs, MD/CIO of Art Finance, are joined by Sotheby’s Senior Vice President and Senior Specialist Leslie Prouty for a discussion about the results of Christie’s 21st Century Evening Sale and Sotheby’s Evening Auctions featuring pieces by Andy Warhol, Jean-Michel Basquiat, and Jeff Koons.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:31] A shift toward Marquee option sales and the latest test of resilience within the art market.

[4:33] The wide variety of themes that are dominating the art market with record-breaking sales.

[8:17] Details of the unsurpassed transformation of the art market over the past year. 

[13:45] Signs of a fully robust art market that investors need to be aware of. 

[17:39] Key aspects of the artists driving the renewal and regeneration of contemporary art.

[22:05] Auction highlights and notable disappointments.

[27:33] What is the difference between $5 million and $90 million pieces of art? Consider the context and idiosyncratic risk associated with art investments. 

[34:08] Is all art increasing in value at the same exponential rate?

[38:39] Cryptocurrencies and NFTs from the art finance perspective.

[44:43] What is causing the rapid increase in art pricing and is art an inflation hedge?

Mentioned in This Episode:

Yieldstreet

Athena Art Finance

What is distressed investing, and how does it work as a financial strategy?  On this episode Yieldstreet President, CIO & Co-Founder Michael Weisz is joined by Marc Lasry, CEO & Co-Founder of Avenue Capital Group and co-owner of the NBA Milwaukee Bucks, for a discussion on distressed investing and where opportunities for distressed investing may exist.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:52] An introduction of Marc Lasry, some of his favorite global investment opportunities and his role at Avenue Capital Group. 

[4:58] What is distressed investing and why is it so exciting in today’s market? 

[9:07] Examples of recent high yield distressed investing opportunities. 

[14:02] Understanding the definition of distressed investing in layman’s terms. 

[16:32] Potential outcomes of distressed investing from a risk perspective and how global reach drives value. 

[21:02] Marc reveals the source of his fascination with Superman and how it helped drive his success. 

[22:44] Insights into where to focus in this market and what distressed investing might look like as we emerge from the pandemic. 

[29:23] The importance of global reach and domain experience in distressed market investing. 

[33:34] Transitioning from practicing law into the investment business. 

[35:05] Lessons learned from unsuccessful deals and the differences between perceived and real risk. 

[40:39] Getting started — advice for an individual investor regarding startup capital.

[41:52] The connection between rebounds in the Milwaukee Bucks and in distressed investing. 

Mentioned in This Episode:

Yieldstreet

In today’s episode, Senior Director of Real Estate at Yieldstreet, Mitch Rosen, is joined by Paul Rahimian, Founder and CEO of Parkview Financial, to discuss the state of the construction lending market. Paul manages a national debt fund that provides construction financing to ground-up real estate development projects.

Access alternative investments across a variety of asset classes by signing up for Yieldstreet here http://yield.st/access-alternatives

Key Takeaways:

[2:06] Pivoting from commercial real estate development into the lending space. 

[3:34] Evolution of the construction lending marketplace.

[6:07] Construction lending opportunities that emerged in the face of the pandemic.

[10:05] The timing game that makes CRE such a unique investment opportunity.

[11:50] How valuable is totality in managing company exposure?

[14:50] The fundamental difference between banks and private lenders in the construction lending space.

[15:40] Distressed fund opportunities that were never realized in 2020, and where that money is going instead.

[19:34] Key evaluation considerations for new construction projects.

[23:04] The impact of the pandemic on future CRE opportunities — and careers. 

[26:50] What are the implications of tax laws in major states when deploying capital?

[31:27] Taking a national approach to construction lending.

Mentioned in This Episode:

Yieldstreet

Real Estate Investment

Supply chain finance remains a staple offering at Yieldstreet. On this episode, join host Isabella Godfrey and guests Larry Curran, Managing Director of PBC, and Barbara Anderson, PBC Head of Underwriting, for a discussion on all things Supply Chain. Considering the disruptions and shortages in supply chains we have seen over the last 6 months, i.e. a large ship stuck in a small space, it is important to understand how financing plays a vital role in keeping things moving smoothly (pun intended).

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:47] Isabella Godfrey introduces PBC team Larry Curran and Barbara Anderson.

[3:46] An overview of exactly how supply chain financing works.

[8:00] Insights into the latest supply chain offerings at Yieldstreet.

[9:57] Why is supply chain financing now more important than ever before?

[14:42] What options are available to investors when an offering reaches maturity?

[16:26] What is the role of Raistone in supply chain financing transactions?

[20:15] Debunking common myths about off-balance-sheet financing and reverse factoring.

[27:35] New supply chain products that are coming down the pipeline.

[30:14] The three C’s of monitoring supply chain finance transactions.

[32:33] Why investors should consider supply chain finance investments.

Mentioned in This Episode:

Yieldstreet

Private Business Credit

What are the five main myths about women and investing? Join Wittney Rachlin, Chief Marketing Office at Yieldstreet, as she hosts the first in a series of episodes about women in investing, featuring notable women in finance to talk about various investment-themed topics. This episode is centered around the myths about women and investing and features Chief Advocacy Officer Jane Barratt; leading researcher specializing in women and finance and CFA Barbara Stewart; and internationally recognized researcher, writer, blogger, and speaker Meredith Jones.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[1:34] An introduction of the inaugural Women in Investing podcast series panelists.

[5:15] Myth #1 — are women confident and competent as investors?

[10:33] Myth #2 — are women risk-averse or risk-aware when it comes to investing?

[16:20] Myth #3 — are women really not interested in investing?

[23:24] Women are not good investors — debunking myth #4.

[30:33] Myth #5 — is it true that women are not financially literate and need to be educated?

[37:33] The role of technology in the evolution of investing.

[43:31] Opportunities available at the intersection of alternative investments and women investors.

[47:22] What first steps should a new investor take when growing their portfolio outside of a 401(k)?

[51:29] Valuable resources to help anyone learn about market value and growth.

[55:08] Perspectives on savings for retirement versus savings for prior to retirement.

[57:18] Top investing regrets and successes of today’s panelists.

Mentioned in This Episode:

Yieldstreet

Retirement investments play a critical role in a well-rounded portfolio. 

Today Hrishi Dixit, Chief Technology Officer, and Sylvain Grande, Chief Product Officer of Yieldstreet, host a conversation with Aaron Schumm, Founder & CEO of Vestwell, about the retirement savings landscape and how it has evolved over the last 10-15 years.

[2:07] The vision and evolution of Vestwell.

[5:01] The critical role of retirement accounts in an investment portfolio.

[9:26] Resources that educate and empower retirement investors.

[14:30] Overcoming the logistical hurdles of moving retirement funds around. 

[19:27] New initiatives that will help simplify regulated processes. 

[24:07] What is the potential impact of fintech on where people invest? 

[26:46] Tools that support a multifaceted approach to retirement savings.

[29:41] Insights into less common retirement investment options. 

[31:56] What is the future of fintech and accessibility to retirement investing? 

[34:15] Yieldstreet’s goals center around increasing accessibility to investing.

Mentioned in This Episode:

Yieldstreet

Vestwell

The art market has experienced a rapid evolution of innovations during the pandemic that is likely here to stay. Today Noah Kupferman, Director of Business Development, hosts Tony Karman, President/Director, EXPO Chicago, for a discussion about the current state of the art market, the resilience of art fairs, and how galleries are surviving and thriving in this environment.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:21] The current state of the private sales side of the art market, including art fairs, in the wake of the pandemic.

[5:00] An overview of the successful first online edition of EXPO Chicago.

[9:05] Is bigger really better? Tony reflects on recent growth and pandemic-induced adjustments of art fairs.

[12:47] The enabling details of PPP loans and sales numbers of the average priced pieces that have kept every level of the art market thriving.

[20:37] Trends in the art market show that resiliency and relationships are key to survival.

[23:33] How collectors are utilizing the digital format to stay engaged with the art market.

[28:15] Successfully partnering the digital format with the in-person art experience.

[31:53] What were the noticeable sales trends from this year’s online fair?

[34:30] What indications do these trends give about where the market is headed?

[36:20] The accessibility impact of blended in-person and digital sales in the art market.

Mentioned in This Episode:

Yieldstreet

Athena Art Finance