The Yield

Real estate may have taken a hit over the last year, but the recent rebound  that it remains one of the most able investment opportunities available today. In this episode, Yieldstreet’s Director of Product Marketing, Peter Kerr, hosts Yieldstreet’s Commercial Real Estate Senior Director, Mitch Rosen, and T. Richard Litton, Jr., President of Harbor Group, to discuss the latest real estate investing trends in multifamily, commercial real estate, as well as how to handle failing investments and other key issues in today’s real estate market.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[6:50] Multifamily sector real estate investment insights and considerations.

[9:28] How to weigh the risk/rewards of investing across capital structures.

[11:25] Key real estate investing and leverage takeaways from the crash of 2008.

[15:52] Characteristics of target investment markets throughout the U.S.

[17:24] How do the experts source high-dollar investment opportunities?

[19:46] Investment markets to hone in on (and avoid) beyond the multifamily real estate market.

[23:42] How do successful investors approach failing investments?

[26:17] Tips for breaking into a new investment sector.

[28:00] Investment opportunities that have presented in real estate over the duration of the pandemic.

[31:17] Strategic long-term steps that have led Harbor Group to $12.7 billion level of successes.

[33:49] The impact of stock market trends on commercial real estate.

[35:50] Macro real estate issues that aren’t being discussed enough.

Mentioned in This Episode:

Yieldstreet

Real Estate Investment

The pandemic has had an unexpected impact on subprime borrowers’ performance, and the lending market has continually adjusted as a result.  In today’s episode, Yieldstreet Private Business Credit Head of Underwriting Barbara Anderson and William Price, Executive Director at Hilco Global, take a deep dive into the potentially long-lasting impact of the pandemic on the consumer finance lending market. 

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[3:11] Defining subprime borrowers and assessing the key metrics of their portfolios. 

[7:48] Performance differences between subprime secured and unsecured lending. 

[10:36] The unexpected impact of the pandemic on subprime borrowers’ performance. 

[14:51] Will the consumer cash high sustain or wear off in 2021? 

[18:36] The long-lasting impact of the pandemic on store-based retailers.

[20:33] Current trends in store-based consumer finance companies. 

[23:36] Fraud prevention in online lenders versus in-person lenders. 

[23:57] Who enforces lender compliance and consistency with their own rules?

[26:17] The importance of strategically adjusting the online lenders’ requirements that generate volume. 

Mentioned in This Episode:

Yieldstreet

Private Business Credit

Noah Kupferman hosts Yieldstreet x Athena Art Finance’s Cynthia Sachs and Noah Davis from Christie's for a discussion about the upcoming Christie's sale, We are all Warriors: The Basquiat Auction, and the groundbreaking Beeple sale. Listen as they delve into the rapidly evolving world of cryptoart, NFTs and blockchain, and the investment opportunities that are coming to the art market as a result.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[3:34] Details about the groundbreaking Beeple sale and the role of NFT in the sale.

[5:58] The distinction between the artwork created by Beeple and NFTs in general.

[10:37] What is the potential impact of cryptoart on the art lending market?

[13:24] Steps to protect the art market against volatility in this new sector. 

[15:17] Formulating the valuation of Beeple’s $70 million artwork.

[18:48] What influence will this new digital sector have on the art market at large? 

[20:53] Has the line between collecting artwork and trading securities been crossed with this sale?

[23:08] The evolution of smart contracts, blockchain and NFT adjacents in the art market.

[24:08] Where can investors learn more about NFTs and cryptocurrency?

[28:03] Insights into the impact of NFTs and blockchain on the future of art market lending.

Mentioned in This Episode:

Yieldstreet

Athena Art Finance

The evolution of FinTech has come an impressively long way in a short period of time, but the transformation is far from over. In today’s episode, Yieldstreet’s CTO Hrishi Dixit and Noah Labhart, Co-Founder and CTO at Veryable, discuss the evolution of finance through technology, from updating archaic systems to blockchain hype and the impact of legislation on this developing industry.

[2:24] Noah’s journey from corporate America to tech entrepreneur.

[5:15] Challenges and complexities of building a profitable platform.

[8:10] Key factors that have enabled the commoditizing of APIs.

[13:17] Steps to help develop a strong and updated infrastructure ecosystem.

[17:26] Blockchain hype, facts and its potential to upgrade archaic systems.

[23:39] The impact of state legislation that is targeted at the gig economy.

[25:03] Will the marketplace have an influence on new legislation?

[26:23] What’s coming next in fintech reinvention and innovation?

[28:50] Will legislation have a positive or negative impact on the gig economy?

[30:42] Yieldstreet offerings are required to comply with regulations.

Mentioned in This Episode:

Yieldstreet

Veryable

Golf courses may not seem like a likely CRE asset class, but increasing interest in golf as a post-pandemic pastime as well as a consistently high yielding investment make it an attractive option for Yieldstreet investors. In today’s episode YieldStreet Senior Director of Real Estate Mitch Rosen joins First National Senior Managing Director Jerry Sager for a conversation on how golf courses are financed and viewed through the lens of commercial real estate lending.

[:50] A high level perspective on the $84 billion industry of golf as a CRE asset class.

[4:17] Trends in the golf space that have led to high-yielding increased lending.

[7:09] Lender lessons learned from investing in the golf CRE space.

[10:26] Trends in golf products based on population and other key demographics.

[15:05] Potential risk and yield opportunities within golf CRE investments.

[17:30] Loan details and increased demand for golf in a post-pandemic market.

[18:48] What are the cap rates for trading within the golf CRE marketplace?

[21:54] Yieldstreet’s plan for partnering in the golf lending space.

[23:31] A comparison of current return rates and interest in investing in golf to five years ago.

[25:55] Trends in golf aggregator memberships and the potential impact on investments.

[27:48] Considerations surrounding the environmental impact of golf.

[29:57] Are home buyers as interested in buying golf course properties as they once were?

[32:32] What is the average cost to build a champion level golf course?

Mentioned in This Episode:

YieldStreet

Real Estate Investing

Hackathons, while not a new concept, have increased in popularity in recent years among prominent companies worldwide. In today’s episode, Yieldstreet Marketing Manager Joseph Sancio hosts Yieldstreet Director of Engineering Alex Kharlamov and Software Engineer Talia Fayaz to examine the ways that Yieldstreet is harnessing crowdsource innovation. They discuss the value of the innovation mindset through hackathons, the goals, parameters and results of these events, and insights into what investors can expect to see as a result of the first two Yieldstreet hackathons.

Key Takeaways:

[:50] An introduction of today’s guests and the hackathon experience withinat Yieldstreet.

[2:37] Previous experiences resulted in success at Yieldstreet’s first two hackathons.

[5:47] Innovation and team-building benefits of hosting a hackathon, even during a pandemic.

[8:58] The guiding parameters that made Yieldstreet’s most recent hackathon a success.

[11:19] Challenges and lessons learned from the planning and timing of the first and second hackathons.

[15:16] Key characteristics of the winning teams, including exceptional planning, communication and effective problem-solving.

[17:54] The main focus ofpurpose behind hackathons at Yieldstreet is the customer experience.

[19:12] The resulting impact and changes that hackathons brought to an organizational level.

[23:22] A shout out to all the individuals and departments that made Yieldstreet hackathons a success.

[24:21] How does a hackathon differ from an old-fashioned, idea-producing brainstorming session?

[26:36] The benefit of required constraints and product execution in a hackathon.

[27:29] Do Yieldstreet hackathons have a usage or pain point theme that helped drive their efforts?

[28:24] Is there a current Yieldstreet product that resulted from a hackathon?

[29:40] Do hackathon efforts extend beyond software products to cybersecurity aspects?

Mentioned in This Episode:

Yieldstreet

On this bonus episode of The Yield, CEO and Founder of Yieldstreet Milind Mehere is joined by six-time NBA All-Star Amar’e Stoudemire. Amar’e has an extensive resume as Brooklyn Nets assistant coach, MBA student, Olympic bronze medalist, art collector, and investment mentor to the next generation of NBA athletes. Today he weighs in on his success, from key investment strategies and maintaining a diversified portfolio to the importance of giving back to the community. Wrapping up with advice for anyone that wants to get started in investing, this in-depth conversation is one you won’t want to miss.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:08] Amar'e explains the root of his entrepreneurial spirit and his drive for investing.

[3:28] Getting started in business and investing starts with educating yourself.

[4:25] The importance of a diversified portfolio.

[5:16] Navigating the learning curve that comes with investing.

[6:22] Amar’e details his plan for investing in start-up companies.

[7:49] Values and characteristics to look for in a company before investing in it.

[8:31] What motivates Amar’e to continually learn and expand his knowledge base?

[9:42] The value of collecting art in a well-rounded investment portfolio.

[10:45] The intersection of art and community.

[11:43] Learning about coaching from every possible angle.

[12:35] What advice would Amar’e give younger players about investing?

[14:12] Over/Under- Amar’e weighs in on the art market, cryptomarket, and more.

[16:09] Amar’e closes out the podcast by offering a look at all that’s coming next.

Mentioned in This Episode:

Yieldstreet

Even in times of economic disruption and financial difficulty, the art market continues to move forward. Join the Yieldstreet x Athena Art Finance team as they cover a variety of topics, including a deep dive into auction insights and a new normal for the art market in a post-COVID world. Cynthia Sachs, MD/CIO of Art Finance, is joined by Athena Director of Business Development, Noah Kupferman, to discuss the impact of the changing landscape of art galleries and how they may affect the auction markets and the business of art given the transitions through the COVID-19 period.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:25] The intersection between art, business and the finance world.

[5:58] The potential impact of $100 million piece sales on how the auction market functions.

[9:47] Where does Athena focus their lending and why?

[10:58] Athena’s approach to the global nature of the art market.

[11:19] The current state of art fairs and galleries around the world as a result of the pandemic.

[15:41] Surprising partnerships that have resulted from the recent landscape changes to the art and the finance market.

[18:11] Who are the beneficiaries of increased online art market sales and greater transparency in art pricing?

[22:03] The value of Athena’s reliance on data and disciplined approach to art finance.

[24:45] What is the likelihood of the US picking up more auctions in 2021?

Mentioned in This Episode:

Yieldstreet

Athena Art Finance

In today’s episode, Yieldstreet’s Commercial Real Estate team covers a plethora of topics, including a deep dive into equity. Melanie Alese, Investor Relations Lead at Yieldstreet, hosts Senior Director Mitch Rosen, Senior Associate Adil Hasan, and Real Estate Investments Associate Christophe Van for a discussion about the current state of residential and commercial real estate offerings heading into 2021, equity, and details of some of Yieldstreet’s newest offerings.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:11] Commercial real estate takeaways from the CREFC-2021 conference.

[6:14] A look at the real estate industry from a macro-economic and policy perspective.

[8:54] Key data about residential and commercial rental properties.

[12:19] Flexibility that comes with investing with Yieldstreet.

[13:40] Details about current real estate offerings.

[15:21] Commercial real estate considerations when returning to in-person office space.

[18:17] Multi-family development preferred equity investment opportunity and other real estate offerings.

[20:38] What are the main differences between different types of real estate in the context of equity investments?

[22:55] Why is Yieldstreet looking at equity as an opportunity for investors? 

[25:02] Types of equity deals that Yieldstreet is exploring in 2021.

[27:20] Expected minimums for pref-equity offerings. 

[28:50] Will returns be based on annualized interest rates? 

[30:05] Additional information about minimum investments. 

[31:15] Yieldstreet IRAs, CRE equity deals and tax implications.

Mentioned in This Episode:

Yieldstreet

Real Estate Investment

From student debt reform to investing in luxury cars, opportunities for investors in 2021 have started on a high note. In today’s episode, Yieldstreet’s Private Business Credit team covers a plethora of topics, including a deep dive into Consumer as an asset class. Isabella Godfrey hosts Larry Curran and Barbara Anderson to discuss some of the new offerings within the Private Business Credit vertical at Yieldstreet. They cover trending topics within the industry and take a look at all that the team will be leaning into over the next six months.

Click here to subscribe and listen: https://podcasts.apple.com/us/podcast/the-yield/id1527659260

Key Takeaways:

[2:17] Isabella Godfrey introduces PBC team Larry Curran and Barbara Anderson.

[3:57] A status update of the market for Quarter 1 and opportunities expected to accompany the Biden administration priority of student and medical debt reform.

[5:57] The double impact of the Payment Protection Plan and an additional stimulus payment plan.

[8:06] The positive impact of ESG investments and investments in growing businesses.

[9:15] An update on the Motorcycle Loan Portfolio 1 offering and details regarding participating, equity, payoffs and losses.

[13:52] Opportunities that are available with current and future supply chain financing transactions.

[19:05] What preferences do investors have for a fund-like product?

[19:40] Additional offerings that are coming down the supply chain pipeline. 

[22:05] Why did PBC decide to pursue a transaction with a luxury car leasing company?

[25:20] A snapshot of the average consumer’s credit portfolio for these offerings.

[30:18] What happens in the event of a payment default in these offerings?

[33:40] What brands of cars are available in the luxury car portfolio?

[34:08] What is the target interest range that investors can expect from the luxury car offering?

[35:21] Short term note products and other open offerings that are available through PBC.

Mentioned in This Episode:

Yieldstreet

Private Business Credit