FAFSA for high-income families, CSS Profile pros and cons, and financial aid tips for families who think they make too much to qualify.

Here’s what you need to know.
In this episode of College Coffee Talk, Andy and Pearl Lockwood discuss whether families who don’t qualify for need-based financial aid should still file the FAFSA or CSS Profile—and why skipping it could cost you in other ways.

Topics include:
✔ Why some merit aid requires FAFSA or CSS Profile submission
✔ How the FAFSA protects you in financial aid negotiations
✔ Why colleges might assume you can pay full price if you don’t file
✔ The private school trap for high-income earners
✔ Real examples from Lockwood College Prep clients
🎙 This is just a clip from College Coffee Talk.

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