Salvation from the tax man will come only when you are focused and disciplined in your savings. There is a great app that I discovered called Qapital (no they are not sponsoring me). I owed over $4000 in taxes this year. It is wiping out my savings and some of my investments from this past year. So how do we better control our spending and save more money. The Qapital app is going to save me next year. This episode is a review of the power this app has. I wish I had this 20 years ago. This is a simple and powerful app found on the google play store ( Qapital ) If you want to try it, contact me at [email protected]. If I invite you, you get $20 and I get $20.

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