You can't (and shouldn't!) envision every bad thing that might happen at a nonprofit. Nobody's got time for that! But you do need to be prepared and protected – and that means insurance! We're pulling this episode out of our backlist where insurance broker Tom Wertish of Options Insurance answers allllll your burning insurance questions. What kind of insurance do you need to cover volunteers or 1099 contractors? Plus – are your contractors even contractors in the first place?? Don't miss this fan favorite!

• Check out the MN Attorney General guidance on 1099 vs W2 and the IRS test form to determine if your staff are contractors or employees.
• Join me on Facebook
• Subscribe to my newsletter