<p>Education may be free in Scotland but have you budgeted for the cost of uniforms, lunches and school trips? Is moving home to get into a better catchment area a good investment?</p>

Education may be free in Scotland but have you budgeted for the cost of uniforms, lunches and school trips? Is moving home to get into a better catchment area a good investment?

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<p>Clever About Cash offers practical advice on how to navigate the challenging area of personal finance. Kim McAllister and Eileen Adamson talk to experts who suggest tips which can make a real difference to your bank balance. Whatever your financial situation, this is the show to help you make the most of what you've got and learn how to make some more.</p>

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Clever About Cash offers practical advice on how to navigate the challenging area of personal finance. Kim McAllister and Eileen Adamson talk to experts who suggest tips which can make a real difference to your bank balance. Whatever your financial situation, this is the show to help you make the most of what you've got and learn how to make some more.

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