Two Black Guys with Good Credit

For decades, earning six figures was considered the ultimate financial milestone. If you made $100,000 a year, people assumed you had “made it.”

Today? Not so much.

In this episode, Shaun and Matt explore why a six-figure income no longer guarantees financial security, homeownership, or even peace of mind. Between rising housing costs, childcare, college tuition, taxes, healthcare, and lifestyle inflation, many Americans earning $100,000 to $250,000 a year are still feeling financially stressed.

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This week on Two Black Guys with Good Credit, Shaun and Matt tackle one of the most controversial topics affecting families today: entitlement, financial dependency, and why so many parents feel trapped supporting adult children.

Are young people entitled… or simply surviving a broken economy?

Are parents helping their children… or unintentionally preventing growth?

The guys dive into social media culture, instant gratification, rising living costs, parenting guilt, and the dangerous line between support and enabling. Most importantly, they offer real world solutions for parents trying to teach financial responsibility without abandoning their kids.

This episode is honest, uncomfortable, funny, and necessary, pod'up good people.

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 Everybody talks about becoming a millionaire but nobody talks about how hard it is to make the first $10,000.

In this episode, Shaun and Matt break down why the journey from $0 to $10K is one of the toughest, most emotional, and most important stages of building wealth. From self-doubt and failed hustles to learning how to sell, survive, and stay consistent, the guys share real stories and hard-earned lessons from their own entrepreneurial journeys.

They discuss:

• Why most people quit before they ever gain momentum
• The mindset shift required to go from broke to profitable
• How trial and error builds real business skills
• Why social media has distorted people’s view of success
• Actionable steps to make your first real money

This episode is for anyone trying to level up financially, start a business, escape paycheck-to-paycheck living, or simply prove to themselves that they can do more.

Because once you make your first $10K… you realize your future might be a whole lot bigger than you thought.

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It's Throwback Monday good people and we felt now more than ever, it's a perfect time for....'It's Time to Bond'. We loved this show because not only did we get to hang out with our main man Arlington again but it was also an opportunity to dig into that investment vehicle that may not be so sexy but should not be overlooked when building your portfolio ---BONDS! Don't sleep! Pod'up and It's a Time to Bond!

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AI isn’t coming it’s already here, and it’s quietly changing how people earn, grow, and build wealth. In this episode, Shaun and Mat break down how Artificial Intelligence is impacting jobs, shrinking incomes, and reshaping entire industries.

But this isn’t about fear it’s about strategy. From stacking skills and using AI to your advantage, to why ownership matters more than ever, they lay out a blueprint for staying ahead in a rapidly changing world.

If you’ve been feeling the pressure but can’t quite explain it… this episode connects the dots and shows you how to move smarter, not harder. Po'd up people and let's get with it!!

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This episode of Two Black Guys with Good Credit is your no-nonsense crash course in what it really takes to build a business from the ground up. No fluff just the fundamentals every entrepreneur needs to survive and scale.

Shaun and Matt break down the core pillars of entrepreneurship: commitment, identifying the real problem you’re solving, understanding cash flow, and knowing your break-even point. They also dig into market size, scalability, and why having a great idea isn’t enough if the numbers don’t make sense.

Whether you’re thinking about starting a business or already in the trenches, this episode gives you the blueprint and the reality check you need to move forward with clarity and confidence.

If you’re serious about building something real, pod'up this is your boot camp!

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Everyone wants to make a million but few understand what it really means.

In this episode, Mat and Shaun break down the difference between looking rich and actually being wealthy, exposing how income, debt, and lifestyle can create a false picture of success.

Because it’s not about what you make… it’s about what you keep. Pod'up good people we about to discuss The Million Dollar Illusion.

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This episode is a throwback and a tribute to my brother, Arlington Forbes (RIP), and his mother, Ellaine “Mamma” Forbes, who recently passed.

Are you the hunter or the hunted?

In this episode, we take aim at the deceptive and often dangerous practices of predatory lending. Shaun is fired up, and Two Black Guys with Good Credit is here to make sure you stay informed, protected, and out of the line of predatory fire.

Tap in because we’re going hunting!

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The U.S. dollar runs the world… but what if that changes?

Shaun and Matt dive into the real consequences of losing reserve currency status, higher prices, rising interest rates, and a shift in global power. More importantly, they break down what it means for your money and how to stay ahead in a changing financial landscape. Pod'up people you don't want to miss this one!

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While many entrepreneurs focus only on the U.S., massive opportunities exist across the globe. In this episode, Mat and Shaun explore how business owners are building wealth internationally from logistics and e-commerce to digital services and real estate. If you’ve ever wondered how to expand your hustle beyond America, this conversation will open your mind to the power of global opportunity. Let's go people pod'up because it's time to get your global hustle on!

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