Taking advantage of borrowing money means utilizing borrowed funds to leverage growth opportunities and achieve business objectives. By borrowing, you can access capital that may not be immediately accessible, allowing you to seize growth opportunities, expand your business, invest in innovation, and improve operational capabilities.

In this episode with Sarry Ibrahim, we delve into the world of finance and explore how borrowing money can be a strategic tool for business growth. We discuss the benefits of borrowing, including increased investment capacity, flexibility in managing cash flow, and the potential tax advantages associated with interest payments.

Join us as we uncover the insights and strategies that can help you make informed decisions when it comes to borrowing money to fuel your business's growth. Don't miss out on this opportunity to learn how to leverage finance to maximize your potential for success.

What you will learn:
-How do banks make money
-Who borrows the most money
-Does a loan affect life insurance?
-Qualification of an accredited investor

Guest: 
Sarry Ibrahim         
Thinking Like a Bank 
Thinkinglikeabank.com
IG: @@thinkinglikeabank

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

This week's episode, we have a special guest, tax strategist David Perez, who will shed light on the fascinating realm of real estate as a powerful tool for wealth building and tax optimization. Have you ever wondered why real estate is often regarded as the top choice for individuals seeking to grow their wealth while capitalizing on tax benefits? Join us as David Perez uncovers the secrets behind this strategy and explores whether the popular saying "rich people pay taxes, but wealthy people don't" holds true.

What you will learn:
-Code code and rules
-Tax vs assets
-Tax benefits in real estate investing
-Interest rates

Guest:
David Perez
Tax Plan Experts
[email protected]
https://www.taxplanexperts.com/
IG: @iamdavidperez
FB: facebook.com/TaxPlanExpert

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

In this episode, we explore real estate investing, including interest rates' impact on buying commercial or residential properties, the syndication model, returns and risks in multifamily deals, and value-add strategies to increase property value. Whether you're a seasoned or new investor, gain valuable insights from Jake Clopton into the complex world of real estate investing and how to make investment decisions.

What you will learn:
-Timing of buying commercial or residential
-Syndication Model
-Returns on multifamily deals
-Value add to a  property

Guest:
Jake Clopton
Clopton Capital
866-647-1650
https://cloptoncapital.com 
IG: @cloptoncapital1 
FB: facebook.com/CloptonCapital/ 

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

Buying a mobile home can be a good option for new homeowners for several reasons. Firstly, they are typically more affordable than traditional homes, making homeownership more accessible. They also require less maintenance and upkeep compared to a larger traditional home, making them easier to manage for those new to homeownership. Finally, many mobile home parks offer amenities such as community spaces and activities, creating a sense of community for residents and other homeownership perks you would not get with renting. Franco Perez takes us through how they are breaking the stigma associated with mobile homes and how they can be a great option for those struggling to become homeowners.

What you will learn:
-Breaking the stigma of mobile home living
-How mobile homes are made
-Do mobile homes appreciate?

Guest:
Franco Perez
Franco Mobile Homes
www.franco.tv
[email protected]
IG: @francosiliconvalley
FB: Facebook.com/francoperezhomes

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

Real estate markets can vary by location and can be influenced by many factors such as supply and demand, interest rates, and the overall economic conditions. Many real estate professionals have argued the real estate market is not going to crash based on real numbers data. But did anyone believe the market might swing back to a sellers market this quickly? We sit down with Brooke Baenen to discuss what the real estate market looks like in her area and speculate that other markets may be following suite sooner than anyone expected.

What you will learn:
-Things realtors should know
-Why homeowners are hesitant to sell
-Modular homes
-What can a buyer expect right now?

Guest:
Brooke Baenen
Realtor at eXp Realty
(920) 371-4944
IG: @brooke_baenen
FB: Facebook.com/brookekwaterski

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

This week Kristen Morgan discusses how home buyers are currently in a better position to buy than they were a year ago. Firstly, interest rates are still at historic lows, which means that buyers can secure lower mortgage rates and potentially save thousands of dollars over the life of their loan. Additionally, housing inventory levels have improved in many areas, giving buyers more options to choose from and potentially reducing competition for homes in addition to some sellers may be more willing to negotiate on price or offer concessions.

What you will learn:
-Options with lenders
-Buyers in this market
-VA loans

Guest:
Kristen Morgan
Mortgage
(770) 598-3004
mortgage.com/nmls1635695
[email protected]
IG: @tnplhmortgageteam
FB: Facebook.com/kmorganmortgagediva

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

There are some things people don't know about buying real estate that could actually cause your entire loan to fall apart. Today, we chat with Marissa Lisky about some of the most common this we hear from home buyers that they want to know about the home buying process and no one is disclosing and what not to do when buying a home!

What you will learn:
-Be real and authentic
-Is now a good time to buy?
-Marketing and social media
-Mortgages now vs 2020

Guest:
Marissa Lisky
eXp Realty
marissasellsaz.com
IG: @marissalisky
FB: https://www.facebook.com/marissa.lisky

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

The biggest struggle in real estate right now for consumers and professionals is interest rates. Instead of focusing on the negative aspect of that focus on educating yourself or your clients on how to maneuver these high rates into a benefit during the home buying process.

What you will learn:
-Social Media Content
-Offering solutions instead of negativity
-Macro vs Micro in real estate
-Negotiation and rate drops
-Consistency

Guest:
Jeffrey St. Arromand
Serhant
(646) 228-6471
serhant.com
[email protected]
IG: @jsa_sells_nyc
FB: Jeffrey St. Arromand

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

Getting a home warranty when buying a home can provide peace of mind and financial protection against unexpected repairs or replacements of major home systems and appliances. However, whether it is important or not depends on individual circumstances and preferences. Consider your budget, the age and condition of your home and appliances, and your willingness to handle repairs on your own before making a decision. In today's episode we get the opinions and fresh perspectives of real estate entrepreneurs Andrew Hatfield and Jacob Buchele on this and much more!

What you will learn:
-Forging your own path
-Trimming the fat in real estate
-Market shifts
-Getting prequalified
-Home warranty

Guest:
Andrew Hatfield
eXp Realty
betterdesertliving.com
IG: @andrewhatfield_realtor
FB: Facebook.com/drew.hatfield.73

Jacob Buchele
eXp Realty
betterdesertliving.com
IG: @Jacob.buchele
FB: Facebook.com/jacob.buchele

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az 

Home buyers who had difficulty purchasing a home in 2020 due to cash offers and large institutions are beginning to enter the current market. Prices have stabilized and decreased, but rates are still higher than in previous years. Inventory is limited, while demand is increasing. Sellers are more likely to agree to concessions which continues to give buyers more power. What is our prediction on if the market will crash? Listen to this episode with Mike Hardesty to find out!

What you will learn:
-Gentrification
-Home improvements to sell for more
-Role of negotiation as a buyer
-Truth behind Goldman Sachs housing crash article

Guest:
Mike Hardesty
Homesmart
(623) 217-3044
[email protected]
IG: @zinniasatmelrose
FB: Facebook.com/mike.hardesty.142

Brian Cardenas | NMLS 183143
Host & Mortgage Broker
Give Mortgage powered by UMortgage
Corp NMLS 1467759
(480) 331-4684
www.give-mortgage.com
IG: briancardenas_givegroup
TT: briancardenas_givegroup
FB: facebook.com/brian-cardenas.az