El temazcal es un baño de vapor. Se ha utilizado en Mesoamérica desde hace milenios, con fines terapéuticos, higiénicos y rituales. En este episodio, les comparto como me fue a mi en esta “casa de vapor” (es la definicion del náhuatl: temaz – vapor, calli – casa). Comparto como me fue como persona trans y que aprendi de esta experiencia espiritual. Lo hice en Puerto Vallarta, Mexico.

Here is my blog post about my experience in English.

To learn about 1:1 coaching with Charly, click here.

This episode is all about why you should dump that checking account and u-haul it with your high yield savings accounts.

There's absolutely no reason to keep your cash/emergency fund in a checking account. Checking accounts have low interest rates. There's no reason to pay your credit cards from your checking accounts, either. High Yield Savings Accounts make your money grow more while you wait to pay your bills.

To celebrate hitting 3,200 podcast downloads, I'm giving away a free money coaching call with me ($500 value)!

How to enter:

1. Review this podcast, Unicorn Millionaire, on Spotify or Apple podcasts (bonus points if you leave a written review, it can be as short as "great podcast"!)

2. Dm me a screenshot of your review by Friday, 2/9 on my instagram (click here to go to @travelercharly)

If you're on my email list, you can reply to any of my email blasts with a screenshot of your review. Thank you for supporting my podcast and listening along!

To join my email list and work 1:1 with me, go here.

Spoiler Alrert! We have drama, we have investing mistakes and wins, we have entrepreneurship lessons, and we have my commentary on gender themes that still play out from the 70s to today!

Listen to this episode to hear my take on the new Netflix show, Griselda, and what it can teach us about making money moves!

In this episode, I share how I'm on week two of microdosing 🍄 and taking an unexpected break from drinking! I decided to try microdosing for a month, which was a big change for me because my Virgo self has had the identity of being all or nothing for so long. Anyone who knows me knows I'm a lightweight. I don't even need to drink to twerk alone in public, but gimme 2 margaritas, I'ma go to bed!!

A big reason I stopped drinking at first was because the New Year's alcohol deals ended here in Puerto Vallarta. Then after day 2, I noticed I was having massive sugar cravings because my body had gotten used to the mezcalitas I'd bought with the 2 x 1 mezcal. And those piña coladas with that Flor de Caña rum that I drank in Nicaragua while in the Peace Corps. The withdrawals were a reminder that alcohol is heavily sugar. Oop!

I wasn't intending to have a dry January, but so far, that's what's happened, especially when I decided to try out microdosing. Not sure if not drinking is permanent, but so far, it's what's happened. I and my friends have also said that mushrooms curb alcohol cravings. Makes sense, since psilocybin has been used to treat alcohol use disorder. 

What's been hard/annoying has been dealing with social pressure from mostly bartenders to drink. "But you're on vacation!" one said to me. First, no I'm not, and second, I don't need to drink to enjoy a vacation.
I'd never really microdosed for so long and used to do pretty intense trips. My thought process was "why would you microdose when you can fix so much more with intense trips?" And then I realized they weren't "fixing" me how I thought they would. So, I thought, why don't I just microdose and see what happens? It's helped a lot with my anxiety and to stop overthinking. 

So far, I feel less internal noise and "worse case" thoughts.

I'm leaning more into my creativity outside of just art and realizing that creativity means more than drawing. It means doing things differently and exposing yourself to different people, environments, foods, places, and activities.

In the past 2 weeks, I've incorporated doing things differently and I'm showing you how simple it can be once you get started.

If you've been wanting to work with a coach who will help you get your money right AND live differently, book a call here to start 1:1 coaching. 🌴

Rich people get into debt all the time. They just call it "leverage." Prince Harry had to borrow money to buy his house in Santa Barbara. The US Government is $34 trillion in debt. Debt isn't a bad thing, but spending time feeling guilty about it is. In this episode, I talk about to be strategic with debt and how it can actually help you grow you build wealth.

I share how I think about my debt as a business owner and how business credit card debt is a normal part of doing business. I also share how I help my clients pay off their debt, as well as when and if I choose to take on debt as a strategic move.

⁠Join my Business Finances Con Confianza class on Thursday, January 18th at 9am pt/12pm et. Sign up here!⁠

⁠⁠Book a call here to start 1:1 money coaching.⁠

As a single income earner who has made $170k in sales since starting my business, I haven't come across any programs that focus specifically on how the f*ck to manage your business finances. Entrepreneurship is a great way to make more money and retire early, but managing your money can be overwhelming.

Join my Business Finances Con Confianza free class on Jan 18th to learn:

Charly Stoever is a nonbinary latinx money coach helping their first gen clients twerk their way to early retirement. They help clients who are making the most they've ever made be strategic with their investments in order to retire early. You can find them on instagram at @travelercharly and listen to their podcast, Unicorn Millionaire. Their blog is www.unicornmillionaire.com. 

Join my class on Thursday, January 18th at 9am pt/12pm et. Sign up here!

⁠Book a call here to start 1:1 money coaching.

Time to leave them! One argument why people stay with them is that they feel like in person banks are "safer". In person banks aren't necessarily "safer" than online banks. Listen to this episode to learn about how Wells Fargo has physical branches and has horrible interest rates and scammed millions of people into creating fake accounts without their consent with the ghost accounts scandal.

Meanwhile, Bank of America has physical branches. I remember not knowing any better and using their debit card to get cash out and getting dinged when I didn't use a BOA ATM. And their interest rates were/are trash. Physical branches does NOT mean better or safer at all.

I help my clients rethink where they park their cash so that they get more money back in interest. Once you're smarter with your cash, you'll be smarter with investing for early retirement.

Book a call here to start 1:1 money coaching.

Save your spot for my free business finances con confianza class on January 18th here!

Happy New Year! Listen to this episode to hear all about the investing moves I am making to start the year off right. I share how much I'm investing already in my IRA, why it is urgent to max out your retirement accounts ASAP, and I bust some myths about investing so that you can retire sooner and work less.

To learn more about working 1:1 and join my newsletter, click here.

Listen to this episode to learn how I navigated $60k in sales as a single income earner who traveled to 7 countries this year. I share how I navigated my business finances and marketing, and how I consistently paid myself while going through $0 months.

As someone who has invested over $30k in business coaching, I haven't come across any programs that focus specifically on how the f*ck to manage your business finances, which is why I share my journey. Entrepreneurship is a great way to make more money and retire early, but managing your money can be overwhelming, especially as a single income earner.

I love helping my clients learn:

Click here to start 1:1 coaching with me: https://calendly.com/travelercharly/clarity

Charly Stoever is a nonbinary latinx money coach helping their first gen clients become millionaires. They help clients who are making the most they've ever made be strategic with their investments in order to retire early. You can find them on instagram at ⁠⁠@travelercharly⁠⁠ and listen to their podcast, Unicorn Millionaire. Their blog is ⁠⁠www.unicornmillionaire.com⁠⁠.