Unlock Your Wealth Today

Mike Kojonen, owner of Principal Preservation Services joins Heather Wagenhals, host of Unlock Your Wealth Radio, discussing the "Great Wealth Transfer" and how your inheritance might not be that great when it comes to retirement readiness. Tune in as Mike talks the “Great Wealth Transfer”, where trillions of dollars are being passed down from one generation to the next. Find out why even that won’t make much of a difference when it comes to being prepared for retirement.

Mike is the owner of Principal Preservation Service, a full-service financial firm committed to helping people pursue their financial goals. And with more than 10 years of experience in the financial industry Mike's team is dedicated to developing lasting relationships with his clients, working hard to make an individualized financial plan for each of his clients.

Tune in to find out specific indicators you should be aware of with loved ones that reveal how much you should leave in your estate and how your inheritance might not be all that is cracked up to be. Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Remember Real EstateLearn more about this week’s Key: Forget the Perfection Principle

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle' as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning to hear our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

This Week's Key Number Eleven:

Forget the "Perfection Principle"

Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key 10: Remember Real Estate.

Gary Swim, Independent, family-oriented retirement planner and owner of Swim Retirement joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic retirement planning. Tune in to find out how you can prepare for your financial future of retirement planning, considering one-third of your life is spent in retirement.

Working Americans plan to stay on the job until age 66, but the actual average retirement age is 62 (according to a Gallup poll.) In fact, about half of retirees say they left the workforce earlier than they had planned. The most common reasons are to cope with a health problem or disability, or to care for a spouse or other family member. Other retirees were forced out of their jobs because of changes at the company, like downsizing or a closure. Of course, some people continue working into their 70s or 80s, but that is not something you can plan on when setting up your retirement strategy.

When it comes to retirement, there’s a lot of information that’s important to know. But then again, there’s a lot of information out there you should ignore. In this interview Gary debunks retirement myths, sharing expert advice to listeners on how they can better prepare for retirement and what advice they should ignore too.

Tune in as Gary Swim reveals retirement planning advice for individuals of all ages and income level.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Create Credit

Learn more about this week’s Key: Remember Real Estate

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Nine: Create Credit.

Achieve your goals with Bill Thomason, Success Coach & NLP Trainer (Neuro Linguistic Programming) of The NLP Coaching and Skills Training Institute, as he joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic of goal achievement. Tune in as Bill offers advice to listeners that will help achieve your goals, improve your relationships, and change your life!

With more than 25 years experience as a leader in the field of Neuro Linguistic Programming (NLP) Bill Thomason is your NLP Executive Success Coach and Certified NLP Master Trainer. Bill combines his business training background with NLP, Breakthrough skills, and Hypnotherapy, and he can help you make the changes necessary to achieve any outcome you congruently desire individually or in your business organization.

Tune in as Bill and Heather break down techniques to help you achieve your financial future goals.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: No Seasonal Exceptions

Learn more about this week’s Key: Create Credit

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

The Keys To Riches™ featured Key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series.

Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Eight: No Seasonal Exceptions.

Real Estate Broker, Asset & Property Manager and brilliant Investor Mike Lizanich joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic of real estate investing. Tune in to this interview as Mike explains key decisions making concepts when it comes to real estate investing.

Mike Lizanich, King of Distress, explains what type of properties he would or would not rehab and how valuable the location is when choosing the right fix and flip deal and long-term investment. In this interview listeners will also find out the first external factor (school, demographics, etc.) to consider when determining if a full rehab will be worth the time and money, allowing great returns on your investment.

Tune in as Mike reveals what makes a real estate investment attractive for it's return.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Break the Budget

Learn more about this week’s Key: No Seasonal Exceptions

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

The Keys To Riches™ featured Key will appear here for the entire week, collecting data from Heather’s Keys To Riches™ Financial Wellness Series.

Tune in to this week's Keys to Riches Number Eight: No Seasonal Exceptions as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.

Key Affirmation:

I am a gracious recipient and thoughtful giver.

Key Commitment:

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

Key Action Item:

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Seven: Break the Budget.

Tom Till, Owner of APPS Financial Group joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic of retirement planning. Tune in to this interview as Tom breaks down retirement options, which affect our spouses, benefits, taxes and financial future.

Listeners will find out how important the ages 65 to 70 are when it comes to retirement, and the financial affects these ages have on our benefits. Tom also highlights the official age you can receive social security, adding how important it is to review your options, and what those options are, well before you reach this age.

Tune in to this interview as Tom explains how our monthly income can increase 8% per year if we wait to retire at our full retirement age.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Hope for the Best, Plan for the Worst

Learn more about this week’s Key: Break the Budget

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Seven: Break the Budget as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This week's key is going to finish out our assessment and give us the most realistic picture of what our finances look like. Heather shares her unique way of breaking budgets and bad money habits to create a better more functional way to manage money.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that trying to create and stick to a budget is a losing proposition because it can mean sacrifice and not truly addressing my financial challenges; therefore, to be truly financially independent, I must create and stick to a realistic healthy savings and spending plan.

Key Affirmation:

I have and live by a healthy savings and spending plan.

Key Commitment:

I commit to designing and living by a healthy savings and spending plan that suits me and my family.

Key Action Item:

Categorize your assessment envelope. Analyze your expenditures in each area. Are they what you thought they would be? Pull out your Dreams With Deadlines™ strategy and further evaluate your needs versus wants. Balance them with your goals. Work on your essential wants and figure out how we can reallocate those non-essential wants after we create our savings plan and eliminate our debt so we can begin to take control of our financial future.

These are just some examples of things you can anticipate and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Six: Hope for the Best, Plan for the Worst.