Unlock Your Wealth Today

Brian Benham, President of Benham Advisory Group joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic of how to make sure your loved ones and legacy are protected. Tune in to this interview as Brian explains to listeners on the topics of taxes, estate plans and retirement plans.

Financial professional Brian Benham shares with listeners young or old, rich or poor, that there is one part of financial planning that most people are missing- estate planning, which is more than just a will.

55% of Americans die without a will or an estate plan.

Tune in to this interview as Brian reveals why so many people avoid the topic of estate planning and why it's not just for "rich people" but all individuals.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Take Emotion Out of the Picture

Learn more about this week’s Key: Hope for the Best, Plan for the Worst

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Key Number Six: Hope for the Best, Plan for the Worst as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

While I remain optimistic about my financial future, I am keenly aware that a catastrophic event may occur me or my family that could materially alter my financial picture, so must be prepared for the unknown.

Key Affirmation:

I am prepared for any financial situation that life may throw at me.

Key Commitment:

I commit to planning for alternative scenarios that may challenge me or my family.

Key Action Item:

Sit down with yourself and significant other, if you have one, and list all of the worst possible outcomes that may beset your family. Things like:

• one or both of you losing your job
• an unexpected pregnancy
• the sudden responsibility of an indigent parent
• injury or accident that may keep you from working
• death of an income producing spouse
• a lawsuit
• a physical or mental limitation in a child or sibling that may require additional care or treatment not covered by insurance

These are just some examples of things you can anticipate and create plans. Having an alternate plan of action is like the insurance policy you pay for and never use.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Financial Advisor Elijah Kovar of Great Waters Financial joins Heather Wagenhals, host of Unlock Your Wealth Radio, on the topic of "Born to be Rich". Tune in to this interview, airing on the Libsyn platform as Heather and Elijah discuss strategic retirement planning and ways to protect your money. "Help those in or nearing retirement, protect the money they’ve worked so hard to earn." ~Elijah Kovar's number one goal as a financial advisor Mr. Kovar has been educating thousands of individuals around the state of Minnesota on asset protection strategies, using safe financial vehicles by taking a very straight forward approach educating and helping retirees solve common problems like making certain money grow in a way that you will not outlive. Tune in to this interview on the Libsyn platform as Elijah reveals how to mitigate our losses and prevent future financial disasters among several other financial tips and expert advice. Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Knowledge is Power, Not Knowing is Powerful

Learn more about this week’s Key: Take Emotion Out of the Picture

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Tune in to this week's Key Number Five - Take Emotion Out of the Picture as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series

This Week's Key:

Take Emotion Out of the Picture

Key Statement:

I know that I work hard for my money, and feel that I'm entitled to spend the way I want. However, to be truly successful at managing my money, I need to keep my passions in perspective, being excited about making money and conservative when spending it.

Key Affirmation:

I detach from my emotions when managing my personal finances.

Key Commitment:

I commit to leaving my emotions out of my everyday money decisions.

Key Action Item:

When you are feeling overwhelmed with emotion to the point of impulse spending, walk away, take a deep breath, shake it off, and allow yourself to calm down. Then you can be objective and ask yourself this: "Is there a positive financial return on this investment? Is this expenditure going to make me money down the road, or, is this the end of the road for this dollar as I invest it into this material object?"As we start focusing on putting our money where it's going to have a return, this will become easier over time. Good luck and we look forward to having you listen to tomorrow's show!

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Four: Knowledge is Power, Not Knowing is Powerful

Owner of Cowen Tax Advisory Services Roger Cowen appears on Unlock Your Wealth Radio with host and financial expert Heather Wagenhals to educate the importance of life insurance for individuals and their families. Tune in to this interview, airing on the Libsyn platform as Heather and Roger break down the importance of life insurance, possible tax breaks for individuals and retirement planning. As we go into this interview think to yourself, "If something happened to me, would my family be covered financially?" Roger is here to inform us who should be covered and what options are out there for our life insurance. More than 40% of Americans do not have the financial protection of life insurance! Tune in to this interview on the Libsyn platform as Roger reveals the key factors to consider when shopping around for life insurance. Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Dreams with Deadlines

Learn more about this week’s Key: Knowledge is Power, Not Knowing is Powerful

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Key Four: Knowledge is Power, Not Knowing is Powerful as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen to this week's Key Four: Knowledge is Power, Not Knowing is Powerful on the Libsyn Platform where you’ll find our featured Key for the week from Heather’s Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that I don't have to know everything about money; I just have to address the five areas of concern I don't know by either educating myself or delegating to professionals.

Key Affirmation:

I am great at assessing my strengths and delegating my weaknesses.

Key Commitment:

I commit to addressing my five areas of concern and working on each category to create wealth and happiness for me and my family.

Key Action Item:

Sit down and assess your strengths and weaknesses according to our Knowledge Checklist. Then decide how much you desire to learn about each of your weaker categories and delegate the rest to professionals. Remember you must acquire a minimum foundation in each category before delegating to a professional so you aren't swindled out of your hard-earned money.

The Keys To Riches™ Financial Wellness Series is a baker’s dozen of financial concepts that teach you how to think like the rich and be in control of your own money. It also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Eugene Coyle, Certified Financial Planner & Chartered Financial Consultant at Amatulli & Associates breaks down financial bullying characteristics and how to prevent bullies from attacking your finances on Unlock Your Wealth Radio with host and financial expert, Heather Wagenhals. Tune in to this interview as Eugene explains how to prepare yourself "financially" from all types of bullies.

As a CFP, Eugene specializes in working with baby boomers and retirees. Eugene places an emphasis on “Safe Money” while advising his clients on insurance, annuities, estate planning, money management and income tax strategies.

"13 percent of spouses are lying about their financial habits"

Tune in to this interview on the Libsyn platform as Eugene explains the importance of communication between couples and their finances, more specifically covering the 5 areas couples need to discuss about their finances.

Keys to Riches Podcast is LIVE!Visit KeysToRiches.com to beginlistening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Take Action and Make Assessment

Learn more about this week’s Key: Dreams with Deadlines

About UnlockYourWealthRadio.com: Unlock Your Wealth Radio with Heather Wagenhals is where listeners go the get their MoneyMind©Right with the hottest names in successful personal finance and celebrity guests like Mark Victor Hansen author of Chicken Soup for the Soul, Larry Winget of A & E's Big Spender, Sharon Lechter co-author Rich Dad Poor Dad, Armando Montelongo and Than Merrill of A&E’s Flip This House, Fox News Drew Kessler, NBC Today Show’s Jeff Yeager The Ultimate Cheapskate, T. Harv Eker author of Secrets of the Millionaire Mind, Nathaniel Branden the Father of Self-Esteem, NASCAR’s Stephen Leicht, comedienne Cocoa Brown, plus NFL and coaching greats. Visit UnlockYourWealthRadio.com for more information or to book a personal appearance now.

Tune in to this week's featured Key Three: Dreams with Deadlines as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Listen to this week's Key Number Three: Dreams with Deadlines on the Libsyn Platform.

Key Statement:

In order for me to achieve the things I want in life and accomplish my dreams I must attach deadlines to them.

Key Affirmation:

I am great at goal setting and achieving my goals through action.

Key Commitment:

I commit to designing the life of my dreams using the Dreams With Deadlines© Goal Setting Strategy.

Key Action Item:

Write out your goals. Make them specific yet small, measurable, and achievable. Add sensory awareness to each goal. Make them realistic and make sure that they have a time attached to it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Number Two: Take Action and Make Assessment

Dr. Joel F.Wade, Mastering Happiness author, Marriage and Family Therapist and life coach is back for part 2 of his debut on Unlock Your Wealth Radio with host and financial expert, Heather Wagenhals. In this interview Dr. Joel Wade expresses how we should take what we know about healthy self-esteem and propel ourselves forward using Dr. Joel Wades strategies and advice mentioned in this show and episode one of Unlock Your Wealth Radio Season 25.

Dr. Joel Wade reveals the key we need to manage a specific behavior, which has leverage on us and seems to hold several of us back from a good life. Find out how you can develop this good habit and make a good life for yourself by changing manageable habits with the advice and expertise from Dr. Joel Wade.

Tune in to this interview on the Libsyn platform as we hear from Dr. Joel Wade defining what our "pleasure in the moment" means and more financial advice and expertise into Mastering Happiness.

Keys to Riches Podcast is LIVE! Visit KeysToRiches.com to begin listening to this week's Key Show!

This week’s key trivia is based on last week’s Key: Acceptance and Affirmation

Learn more about this week’s Key: Take Action and Make Assessment

About UnlockYourWealthRadio.com: Unlock Your Wealth Radio with Heather Wagenhals is where listeners go the get their MoneyMind©Right with the hottest names in successful personal finance and celebrity guests like Mark Victor Hansen author of Chicken Soup for the Soul, Larry Winget of A & E's Big Spender, Sharon Lechter co-author Rich Dad Poor Dad, Armando Montelongo and Than Merrill of A&E’s Flip This House, Fox News Drew Kessler, NBC Today Show’s Jeff Yeager The Ultimate Cheapskate, T. Harv Eker author of Secrets of the Millionaire Mind, Nathaniel Branden the Father of Self-Esteem, NASCAR’s Stephen Leicht, comedienne Cocoa Brown, plus NFL and coaching greats. Visit UnlockYourWealthRadio.com for more information or to book a personal appearance now.

The Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money. Tune in to this week's featured Key Two: Take Action and Make Assessment as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Tune in to the Libsyn platform for this week's Key Number Two: Take Action and Make Assessment

Key Statement:

In order for me to achieve my goals, I must take action and assess where I am starting from, so I can create a specific plan to get there.

Key Affirmation:

I am successful at assessing my current financial state.

Key Commitment:

I commit to taking consistent action everyday to build and manage wealth successfully.

Key Action Item:

Get a large 9 x 12 envelope, or more than one if you are a prolific shopper, and start collecting your receipts.We are only collecting those receipts. We are not looking at them or going to make any judgments on them. We are going to continue our current path for a short while longer so we can have enough information to accurately assess our current financial state. Only then, after we have made our assessment, can we decide what a successful plan for the future will look like.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Number One: Acceptance and Affirmation!