Unlock Your Wealth Today

The Keys To Riches™ Financial Wellness Series launches our very own Podcast! Every week tune in to this series of financial concepts with host Heather Wagenhals teaching you how to think like the rich and be in control of your own money. The Keys To Riches also gives you specific techniques to create or fix your credit, eliminate debt, save and invest, building wealth and happiness holistically, all while transforming your current financial habits into healthy money management skills.

Every week the Keys to Riches will feature our Key of the Week, Moolah Word of the Day, Money Drama & more! Tune in to the Libsyn platform for this week's Key Number One: Acceptance and Affirmation.

Key Statement:

I know deep down that regardless if I like where I am or not, by accepting responsibility for the current state of my personal finances, I have the power to change them for me, and those around me.

Key Affirmation:

I am great at managing my money.

Key Commitment:

My financial goals facilitate all other personal goals and I am passionately committed to accomplishing them.

Key Action Item:

Begin the affirmation process today to build our confidence. Listen to this week's show and get those 6 P's to work for you today.

Each week you will learn and live one of our thirteen featured Keys which gives you specific techniques to create or fix your credit, reduce debt, save and invest, building wealth and happiness holistically. You can do all of this while transforming your current financial habits into healthy money management skills. Tune in the Unlock Your Wealth Radio shows every Friday at 9AM PST for expert guests speaking on these topics and more from our host, Heather Wagenhals.

SPECIAL ANNOUNCEMENT: Dr. Joel F.Wade, Mastering Happiness author, Marriage and Family Therapist and life coach joins Heather Wagenhals, host of Unlock Your Wealth Radio as a regular guest in the 25th "Silver Anniversary" Season of UnlockYourWealthRadio.com. Tune in to Dr. Joel Wade in this opening interview as he reveals how we can overcome bad financial behaviors embedded in our brains through his expertise coaching advice.

This season expect to hear from Joel F. Wade Ph. D, Marriage and Family Therapist and Author of Mastering Happiness as he will become a frequent guest of Unlock Your Wealth Radio with host and Certified Identity Theft Risk Management Specialist, Heather Wagenhals.

The Unlock Your Wealth Radio is a personal finance radio show, specializing in a unique brand of financial literacy, airs worldwide on the Libsyn platform at http://UnlockYourWealthRadio.com every Friday at 9AM PST. Tune in to hear this special interview as Dr. Joel Wade empowers listener’s inner-self, sharing strategies to help you find the potential for excellence and well-being.

Keys to Riches Podcast to launch soon!

This week’s key trivia is based on last week’s Key: Become a Voracious Reader

Learn more about this week’s Key: Acceptance and Affirmation

About UnlockYourWealthRadio.com: Unlock Your Wealth Radio with Heather Wagenhals is where listeners go the get their MoneyMind©Right with the hottest names in successful personal finance and celebrity guests like Mark Victor Hansen author of Chicken Soup for the Soul, Larry Winget of A & E's Big Spender, Sharon Lechter co-author Rich Dad Poor Dad, Armando Montelongo and Than Merrill of A&E’s Flip This House, Fox News Drew Kessler, NBC Today Show’s Jeff Yeager The Ultimate Cheapskate, T. Harv Eker author of Secrets of the Millionaire Mind, Nathaniel Branden the Father of Self-Esteem, NASCAR’s Stephen Leicht, comedienne Cocoa Brown, plus NFL and coaching greats. Visit UnlockYourWealthRadio.com for more information or to book a personal appearance now.

KATX Radio interviews Certified Identity Theft Risk Management Specialist and Personal Finance Expert Heather Wagenhals on the Top 10 Famous Scams to avoid. Tune in as Heather reveals these scams and details on how to avoid being a victim of identity theft.

Top 10 Famous Scams to Avoid:

The Fake CheckEBay Motors ImposterThe Amazon ConThe Tax ScamThe Granny ScamRansomwareSweepstakes Snow JobThe Jury Duty ScamsSocial Media ShamsPhishing Scams

Tune in to this interview as Heather breaks down these scams while offering her expertise on how to avoid becoming the next victim.

Bryon Spicer, Founder of Seniors Financial and Spicer Wealth Management, joins Heather Wagenhals, host of Unlock Your Wealth Radio to advise listeners on how to haggle your way to savings. Whether you're looking to save money on your wedding, at the market or on your credit cards rates, Bryon Spicer provides strategic ways to haggle your way to lowering prices. Tune in to learn these haggling skills and more financial advice from Bryon Spicer. In a recent study, two-thirds of people who called their credit card company asking for a reduction in their rates actually received the lowered rate. Bryon has devoted over three decades of his life to educating and assisting retirees and pre-retirees on how to plan for and protect their “Financial Security for their Golden Years”. An advocate for comprehensive financial and retirement planning, Bryon’s goal is to help ensure that all components of a client’s financial affairs work in collaboration, producing a more positive overall outcome. In this interview and with his clients Bryon provides direction in multiple areas of finance. His strategies focus on wealth accumulation, preservation, protection and transfer. Being “tax efficient” in areas such as income, estate, capital gains, gift and generation skipping, he focuses on finding the proper combination of financial tools available in the market place to safely and legally position finances so you pay only your “fair share of taxes” both now and in the future. Tune in to this interview on Friday, September 25th at 9AM PST on the Libsyn Platform to learn how to properly haggle for savings. In this interview you will also find out what the 30 second pause is and how effective this tactic can be to save you more money.

This week’s key trivia is based on last week’s Key: Practicing Our 3 R's

Learn more about this week’s Key: Become a Voracious Reader

Ken Morgan & Julie Dougherty-CFP, hosts of Money Radio 1510AM, interviews Certified Identity Theft Risk Management Specialist and Personal Finance Expert Heather Wagenhals on financial mistakes by dead broke lottery winners.

Winning the lottery is everyone's dream, but winners say it can be a nightmare.

Money, whether in the form of lotto winnings or not, can sometimes create more problems, as noted by a recent article posted on “The Richest.com.” It’s not uncommon for lottery winners to end up with even less than they had before their windfall and sometimes they even end up with nothing at all.”

Tune in to this brief interview as Heather offers her expert analysis on how people make senseless decisions with big money winnings.

Co-Founder of Platinum Life, Don Murphy, joins Heather Wagenhals, host of Unlock Your Wealth Radio to discuss how health and wealth are tied together, holding you back or pushing you towards financial success. Tune in to the Libsyn platform as Don reveals why we seem to care more about our "fat fannies" than our "fat wallets". Don has been a trusted advisor within the financial services industry for over 28 years, managing sales, marketing and operations for several Fortune 500 companies while working within all financial sectors including mortgage, real estate, insurance, pensions and wealth management. Today Don lectures individuals and business owners, retirees and pre-retirees on "how to help create financial and tax efficiency with a key focus on eliminating risk and maximizing income". Tune in to this interview to hear Don discuss proper retirement income designs that can help you realize and attain personal, financial, retirement and legacy goals.

This week’s key trivia is based on last week’s Key: Forget the Perfection Principle

Learn more about this week’s Key: Practicing Our 3 R's

President and Founder of Granite Retirement & Regen Tax, Kendall W. Regen, joins Unlock Your Wealth Radio with host Heather Wagenhals to discuss what to plan for when taking into consideration healthcare and retirement. Tune in to the Libsyn platform as Kendall provides listeners with extensive financial support and knowledge on the topic of retirement. "More people are planning their next vacation over their retirement and that's a major concern for individuals" As a a member of the National Ethics Bureau as an Approved Financial Advisor, Kendall is also certified by FedSavvy Educational Solutions on federal employee benefits. He comes with extensive experience in retirement and legacy planning services, including capital preservation, wills, trusts and other legal issues, Medicare and Social Security, using those credentials and knowledge for listeners of this interview. Tune in to this interview airing on the Libsyn platform as Kendall explains why it will cost you more money the longer you wait to develop a retirement plan and what to financially plan for during retirement.

This week’s key trivia is based on last week’s Key: Remember Real Estate

Learn more about this week’s Key: Forget the Perfection Principle

Matt Theriault, Owner of Epic Real Estate and the award-winning iTunes podcast Epic Real Estate Investing joins Unlock Your Wealth Radio show with Host Heather Wagenhals to discuss real estate investing. Tune in to the Libsyn platform as Matt reveals actionable steps to achieve financial independence through real estate.

As an entrepreneur at heart, Matt had a life-changing moment at work one day bagging groceries and re-invented himself with mentorship from the most unlikely of sources. Creating Epic Real Estate and his podcast Epic Real Estate Investing brought Matt back from wondering where his next meal would come from and how he would pay his bills to literally never having to worry about money again. Tune in to this interview to learn how real estate investing can turn your financial worries into financial freedom, just like Matt's proven success story. Tune in to this interview as Matt and Heather discuss financial education and the importance of multiple streams of income, teaching you how to create wealth through conventional and creative real estate investing.

This week’s key trivia is based on last week’s Key: Create Credit

Learn more about this week’s Key: Remember Real Estate

Joseph Meyer, Veteran of the Securities Industry an Arbitrator & Mediator for the Financial Industry Regulatory Authority reveals the dangers and risks involved with investment on the Unlock Your Wealth Radio show with Host and Certified Identity Theft Risk Management Specialist, Heather Wagenhals. Tune in to the Libsyn platform to find out what investor fraud is and how investors can handle risks, in a legal way.

Joseph E. Meyer is a 40 Year Veteran of the Securities Industry an Arbitrator & Mediator for the Financial Industry Regulatory Authority, entering the brokerage industry in the early 1970's as a broker dealer trainee with the firm Edwards and Hanley as well as a member of the New York Stock Exchange. Meyer was employed by a number of top New York Stock Exchange Firms as well, as a registered representative with Edwards & Hanley and Merrill Lynch until he opened Meyer & Associates, a Florida-based firm which specializes in arbitration, mediation, business acquisitions, and capital for emerging growth companies.

In this interview you will find out that more people are taking risks and getting themselves into financial situations that don't make sense. Tune in to the Libsyn platform as Joseph Meyer reveals things individuals should look for when they start the investment process for themselves and how to avoid investment fraud and get into investments that work for their financial future.

This week’s key trivia is based on last week’s Key: No Seasonal Exceptions

Learn more about this week’s Key: Create Credit

Mike Falco, Financial Advisor & President of Falco Wealth Management, appears on Unlock Your Wealth Radio with host and personal finance expert Heather Wagenhals to discuss why baby boomers are experiencing financial setbacks. Tune in to the Libsyn platform this Friday, August 21st at 9AM PST to find out the day many families are starting to dread: the day their adult children move back home. There’s a term for these adult children who are moving back in with their parents, they're called Boomerang Kids.

That's right. A big threat to your financial future may be living in your basement - your adult kids!

Financial professional Mike Falco from Falco Wealth Management joins Heather Wagenhals to explain ways adult kids are threatening their parents’ retirement and how you can stay on your financial path. After all, helping your adult children could actually be hurting your retirement.

More than one-third of baby boomers are financially supporting their children.

A recent study from the research firm of Hearts & Wallets revealed parents 65 and older who have financially independent children are more than twice as likely to be retired than those who are financially supporting their children. Those who are helping children are also more anxious about their financial situations and have lower risk tolerance.

Tune in this interview on Friday, August, 21st at 9AM PST on the Libsyn platform as Mike explains a few steps parents should take to ensure financial harmony within the family.

This week’s key trivia is based on last week’s Key: Break the Budget

Learn more about this week’s Key: No Seasonal Exceptions