Links to Activate Instacart credits:

United Cards: https://www.instacart.com/p/chase-united?unauth-refresh=1

Chase Ink Cards: https://www.instacart.com/p/chase-ink?unauth-refresh=1

Chase co-branded cards (Marriott, Hyatt, etc): https://www.instacart.com/p/chase-cobrands?unauth-refresh=1

What if the credits you ignore every month could stock a food bank, surprise a caregiver with lunch, or stretch a teacher gift from thoughtful to unforgettable? We walk through the exact playbook we use to turn small, forgotten perks into big, tangible help—no coupon spreadsheets, no all‑day errands.

We start with quick wins you can do tonight: send a hot meal using Uber, DoorDash, or Grubhub credits to a friend, a grandparent across the country, or a new parent who needs a break. Then we level up with the Amex Gold Dunkin credit, turning it into donut drops for local schools, fire stations, or hospital staff. For holiday gifting, we show how certain Chase cards’ DoorDash pickup credits can buy third‑party gift cards through the Flower & Gift Boutique, often turning $10 of credit into $15 or $25 of spending power. Pair that with Chase Freedom rotating categories and you can fund Angel Tree or sponsored family gifts while maximizing rewards.

If you plan to donate cash, don’t miss airline partnerships that return miles for every dollar—Southwest Rapid Rewards and American Airlines often run strong promos—so your generosity fuels future trips too. We also highlight creative uses for credits like the Amex Platinum’s Saks benefit and the Business Platinum’s Dell credit to supply shelters and student programs with essentials. And yes, that old suitcase can do real good at a foster care agency.

Our deepest dive is a step‑by‑step guide to using Chase co‑branded Instacart credits and Instacart Plus to buy exactly what local food banks request via Community Carts. We cover card activation links, stacking free Plus months, choosing a food bank, and a simple checkout routine that waives fees and adds a small tip. With a handful of cards, we donated over $120 of groceries with about $20 out of pocket—set it up once and repeat it monthly in under 15 minutes.

If this helps, share it with a friend who hoards points, subscribe for more practical travel and points tactics, and leave a quick review so others can find the show. Tell us: which give‑back hack will you try first?