In this episode of V-FM Pensions, Darren and Nico are back from an extended summer break when Nico became a father for the first time.

As well as catching up and talking about the real reason Thomas is named Thomas (and Nico's most successful Linkedin post ever!), the duo talk about what's in store for V-FM this autumn and chew the cud on the Pensions Commission, the upcoming Budget and the Pensions Bill.