In this episode of V-FM Pensions hosts Nico and Darren chat with the Chair of Pan Trustees, Steve Delo.

Steve is a Trustee on many schemes and was chair of the People's Pension for 10 years from its inception (he had the pleasure of working closely with the podcast hosts for a good few years).

We take a trip down memory lane discussing some historical pensions issues that schemes and trustees are still grappling with, focussing on the complexity of administration and data. We also chat about Steve's time at the People's Pension and some of the challenges in providing pensions at scale, the DWP announcement confirming its solution to deal with small pension pots, and the fiduciary challenges and lack of clear guidance on assessing and addressing climate risks in pension schemes.

We also find out how Steve got into pensions and, of course, find out what value for money means to him.

Enjoy!

In this episode of V-FM Pensions hosts Darren and Nico chat to Fulcrum's Head of Alternative Solutions Matt Roberts.

Matt takes the podcast by storm and rips up the usual podcast format by kicking off with his views on what value for money means to him...

We also cover tariffs, consolidation, zero cost equity investing, British Steel and... would you believe it... stamp collecting...

In this episode of V-FM Pensions, hosts Nico and Darren chat to NEST policy guru Philip Brown about all things pensions and all things policy.

As well as talking about the 100th anniversary of the Great Gatsby and celebrating Arsenal's 3-0 win over Real Madrid, we chat pension freedoms, market volatility, the role of NEST, Hymans proposals for reform of the pension system, CDC and a whole load more! We also find out how Phil got into pensions and discuss what value for money means to him.

Enjoy!

In this episode of V-FM Pensions, hosts Darren and Nico Chat to the PMI's new Chief Strategy Officer, Helen Forrest Hall.

Helen has been in the industry for 20 or so years and has just recently joined the PMI following a glittering career spanning time at The Pensions Regulator, the NAPF, and the DWP.

Helen is a self-confessed pensions and policy geek, and we get stuck into topics such as pensions and housing, TPR's approach to supervising professional trustee companies, a recent talk by the Regulator at the PMI's excellent Master Trust and DC Symposium, glide paths and investment allocation, the latest report from the IFS, and a whole lot more.

We also find out how Helen got into pensions and, of course, ask what value for money means to her.

In this episode of V-FM Pensions, hosts Darren and Nico pick up on some of the key topics from the last few episodes. Our one-one 'specials' have often been based around responses to consultations, but, in an evolution of the podcast format, once a month we're going to explore in more depth some of the issues raised on the regular podcast.

So tune in and hear about the Spring Statement and the role of the Office for Budget Responsibility; systemic stewardship and fiduciary responsibility, including the role of pension funds in addressing society's big issues; and systems thinking in financial services. And we also discuss the recent acquisition of Barnett Waddingham by Howdens.

In this episode of V-FM Pensions hosts Nico and Darren chat to Money Alive co-founder Ian Beestin. Best known for his love of music and drumming - and his Thursday lunchtime drum quizzes during lockdown - Ian is helping to change the face of how pension schemes and providers communicate and engage with people in the digital age.

As well as finding out how Ian got into Pensions and discussing what value for money means to him (hint: not Ryan Air...) we chat: AI and innovation in pensions communications, the need for engaging content and personalisation, The Pension Regulator's new innovation zone and what appears to be a deregulatory agenda, Torsten Bell's first big keynote speech including the continued drive for consolidation, and recent moves by USS to end reporting on emissions.

Ian also flags a recent news story in Professional Pensions highlighting their 30th Anniversary. A big shout out to Jonathan Stapleton and the team in their anniversary year - many congratulations!

In this episode of V-FM Pensions, hosts Nico and Darren talk to Ruston Smith. Ruston was formerly Director of Pensions at Tesco and now holds several non-exec roles at pension funds, asset managers, private businesses and charities, and is the Chair of the Pensions Management Institute.

We, of course, talk about how Ruston got into pensions and what value for money means to him. We also cover many of the big topics affecting the pensions industry and start by talking about International Women's day and Schroders' recent Women and Wealth Report.

We chat a lot about pension fund investments and productive finance, fiduciary duty, and the ethics of pension fund investment in defence. And we also discuss Ruston's work on the Lifetime Savings Initiative, pensions adequacy and work Ruston has done with the government regulators and industry to improve transparency and simplify communication. 

And, in what must be a V-FM podcast first, we also touch on ‘the unkillables’ of the Patch Plant world and Ruston squeezes in a few pop star name checks.

A great listen!

In this episode of V-FM Pensions, hosts Nico and Darren chat with accredited professional trustee, Paul Tinslay. Paul was previously a financial adviser before being a trustee and this comes through loud and clear in the podcast.

As well as chatting about Paul's career and finding out what value for money means to him, we discuss Make My Money Matter's closure, Fidelity's approach to pension defaults, the challenge around pensions admin and its impact on dashboards, the 'four chapters of life' approach to modern careers and retirement, and People's Pension moving the vast majority of its assets away from State Street.

Darren also goes off on a bit of a rant re a recent interaction with the DWP on behalf of a relative claiming the state pension (you might want to fast forward this bit....).

A lot in this episode!

In this week's episode of V-FM Pensions, Darren and Nico chat to the ABI's Yvonne Braun and Aviva's Michele Golunska on the fringe of the ABI's 2025 Annual Conference.

We spoke to Michele and Yvonne straight after an excellent panel session looking at savings adequacy and longevity, continuing a wide ranging and in depth discussion building on the topics discussed during the panel. We chatted about pensions policy, adequacy, productive finance, pensions dashboards, advice and guidance, technology and a whole lot more.... and, of course, we asked Yvonne and Michelle what value for money means to them.

In this episode of V-FM Pensions, hosts Darren and Nico chat to Benefits Consulting Leader at Gallagher, Mark Pemberthy.

A self confessed 'regular' listener to the podcast, we've been trying to get Mark on to the pod for a little while and it was great to have a chat about all things pensions.

As well as the staple topic of value for money, and, of course, finding out about how Mark got into pensions, we have a wide-ranging discussion about the pensions and savings landscape, auto enrolment, small pots and the future of regulation.

Mark had clearly done his homework ahead of appearing on the podcast and came armed with news stories galore to demonstrate the complexity of our pensions and savings system.