In this episode of V-FM Pensions, hosts Darren and Nico chat to Benefits Consulting Leader at Gallagher, Mark Pemberthy.

A self confessed 'regular' listener to the podcast, we've been trying to get Mark on to the pod for a little while and it was great to have a chat about all things pensions.

As well as the staple topic of value for money, and, of course, finding out about how Mark got into pensions, we have a wide-ranging discussion about the pensions and savings landscape, auto enrolment, small pots and the future of regulation.

Mark had clearly done his homework ahead of appearing on the podcast and came armed with news stories galore to demonstrate the complexity of our pensions and savings system.