You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"You can’t control the offer, but you can control your plan."

If you’ve received a Voluntary Separation Incentive Payment (VSIP) offer—especially within the Department of Defense or federal agencies like BLM—this episode is for you. We break down what the $25,000 payment really means for your retirement, when it might make sense to accept it, and how to prepare if you're on the fence or facing a RIF (Reduction in Force).

Chapters
0:00 - What is VSIP, and who qualifies
0:36 - The real value of $25,000 after taxes
1:18 - Should you accept VSIP if you’re already planning to retire?
1:35 - Why having a plan matters
2:22 - A real scenario: Air Force couple facing uncertainty - Why written income plans make a difference
3:11 - Making yourself financially bulletproof

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#RetirementPlanning #VSIP #FederalRetirement #FERS #DoD #FinancialAdvice #TSP #RIF #IncomePlanning 

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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