Estate attorney Ritesh Patel of Cohen Pollock Merlin & Turner joins host Zach Morris to explain what really happens during probate - and why understanding the process can help families avoid costly mistakes.

They break down the executor's role, common causes of probate delays, strategies to minimize complications, and when trusts, beneficiary designations, or joint ownership may (or may not) make sense. Ritesh also shares practical insights on protecting heirs, avoiding unintended estate planning consequences, tax considerations after a loved one's passing, and why online estate planning tools and AI-generated legal guidance can create more problems than they solve.

Connect With Ritesh Email /// Website Phone: 770-857-4812

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Most families know they should talk about inheritance, but very few actually do. In this episode, Zach Morris sits down with Emily Bouchard of Bouchard Bespoke Consulting to explore why conversations about wealth, legacy, and family values are so often avoided, and what happens when silence fills the gaps. Emily shares practical strategies for discussing inheritance without creating entitlement, building financial competency across generations, and passing along values, not just assets.

'Whether you're creating an estate plan or thinking about your family's long-term legacy, this conversation offers thoughtful insights to help strengthen trust, communication, and connection.

Contact Emily Bouchard: https://emilybouchard.com/

Work with us: https://info.pacesferrywealth.com/learn-about-us

Download Retirement By Design: https://www.wealthbeyondwork.com/retirement

Are you planning to retire with a pension and want to make the most of it? Knowing how to optimize your retirement benefits is crucial, and this episode breaks down everything you should consider before making key decisions. Retirement planning goes beyond receiving monthly checks; it's about ensuring stability, flexibility, and financial freedom.

We'll explore the history of pensions and why retirees today are part of a rare group with access to them. The episode explains the pros and cons of taking a lump sum versus monthly annuity payments and offers actionable tips to help you choose the option that fits your financial goals. You'll also learn how survivor benefits can provide security for your loved ones and how to bridge income gaps if you retire before your pension or Social Security starts.

Most people spend years planning financially for retirement - but what if your health becomes the limiting factor?

In this episode, Zach Morris sits down with Dr. Hillary Lin to explore the science of longevity, biological aging, stress, nutrition, and preventive medicine. Dr. Lin is the CEO and Founder of Care Core and the host of The Longevity Show podcast. They discuss the key biomarkers that matter most, why purpose and relationships can influence lifespan, and the practical habits that help people stay active, independent, and healthy for decades. If you want to maximize both your wealth and your health, this conversation offers a roadmap for building a longer, stronger, and more fulfilling retirement.

In this episode, Zach Morris breaks down some of the most common retirement and financial planning questions people quietly wonder about for years — from how much money you actually need to retire to when to claim Social Security, Roth conversions, portfolio risk, withdrawal strategies, and more. Rather than focusing on one-size-fits-all answers, this conversation explores how taxes, spending, investing, healthcare, and lifestyle decisions all work together in retirement planning. If you want more clarity and flexibility heading into retirement, this episode provides a practical framework for thinking through the decisions that matter most.

Work with us: https://info.pacesferrywealth.com/learn-about-us

Send in questions for Q&A Episodes: [email protected]

Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Adam Earl of National Care Advisors to break down how special needs trusts work - and what can go wrong if they're not structured properly.

They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life.

Contact National Care Advisors: (800) 652-7404

Email our guest Adam Earl: [email protected]

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Learn about Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Approaching Medicare can feel overwhelming - but it doesn't have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you're nearing 65 or planning ahead, this conversation brings clarity to one of retirement's most important decisions.

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what's happening now, and what to watch next in the global energy market.

Download "Retirement By Design": https://bit.ly/4bBIID1

Learn about Paces Ferry Wealth: https://bit.ly/41iwQkI

Tax credits can reduce what you owe dollar for dollar, and are increasingly accessible to high net worth investors seeking efficient tax strategies. CPA John Carson joins Zach Morris to break down how tax credits differ from deductions, how film credits are created and sold, and what documentation supports a clean and compliant transfer process. They also discuss how recent law changes expanded the transferability of federal renewable energy credits, making them more widely available and often simpler than traditional partnership-based structures.

Contact John Carson: Phone: (404) 520-8826 Email: [email protected]

Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/

Download our free guide "Retirement by Design": https://info.pacesferrywealth.com/wbw/

In this episode, Zach Morris and Jack Metzger break down the AI stack from the top: what "artificial intelligence" actually means, how machine learning and deep learning fit together, and why tools like ChatGPT are best understood as probability engines - not "thinking" machines.

You'll also hear a clear explanation of hallucinations, the risk of model collapse as AI-generated content floods the web, and why compute (GPUs vs. TPUs) is shaping the competitive landscape - plus what the AI arms race could mean for markets, chips, and the Magnificent Seven.

Download your free 20-page guide "Retirement by Design": https://bit.ly/4rB1Wz1

Learn about Paces Ferry Wealth Advisors: https://bit.ly/4tnOSyR