Wealth Beyond Work

Estate attorney Ritesh Patel of Cohen Pollock Merlin & Turner joins host Zach Morris to clarify when a trust truly makes sense—and when it doesn't. We cover revocable living trusts for probate avoidance and privacy, how trustees differ from executors, and why beneficiary designations (POD/TOD) should match your plan. Ritesh explains step-up in basis, risks of retitling retirement accounts, using sub-trusts for heirs, and strategies for high-net-worth families, creditor concerns, and incapacity planning. If you've wondered "Do I need a trust?" this episode turns buzzwords into practical next steps.

Connect With Ritesh

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Phone: 770-857-4812

Download "Retirement By Design": https://bit.ly/RBDTrustswTesh

Learn About Paces Ferry Wealth Advisors: https://bit.ly/TrustTeshLAU

The Secure Act ended the "Stretch IRA" for most heirs, but a Charitable Remainder Trust can provide a powerful alternative. In this episode, Zach Morris and estate attorney Ritesh Patel explore how CRTs work, their tax benefits, and how they can extend IRA payouts for beneficiaries while supporting charitable causes.

Connect With Ritesh

Email /// Website

Phone: 770-857-4812

Download "Retirement By Design": https://bit.ly/RetirmentByDesignCRT

Learn About Paces Ferry Wealth Advisors: https://bit.ly/AboutUsct

In this episode of Wealth Beyond Work, host Zach Morris speaks with Shelly Donaldson of Cumberland Trust to unpack one of the most misunderstood areas of estate planning: the critical roles of trustees and executors. They discuss how to choose the right person or institution for these roles, avoid common family conflicts, and create guidance that preserves your legacy and supports future generations. From fiduciary responsibilities and incapacity planning to special needs trusts and family letters of intent, this conversation is packed with practical insights for anyone crafting or updating their estate plan.

Connect With Shelly

Website /// Email

Phone: 678-795-2249

Download "Retirement By Design": https://bit.ly/RetirementByDesignCT

Learn About Paces Ferry Wealth Advisors: https://bit.ly/AboutUsct

In this episode of Wealth Beyond Work, host Zach Morris speaks with Tara Schramm of Assisted Living Locators about one of the most challenging decisions families face — when and how to transition a loved one into senior living. Tara shares how to know when it's time to start the conversation, the differences between independent living, assisted living, memory care, and skilled nursing, and the financial considerations families should plan for. You'll also learn about resources like respite care, long-term care insurance, and veterans' benefits that can make the process easier. Whether you're planning ahead or facing a crisis, this episode provides practical guidance to help you make confident, compassionate decisions.

Connect With Tara

Website /// Email

Phone: 678-643-6911

Download "Retirement By Design": https://bit.ly/RetirementByDesignts

Learn More about Paces Ferry Wealth Advisors: https://bit.ly/AboutPFWsl