Wealth Beyond Work

Approaching Medicare can feel overwhelming - but it doesn't have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you're nearing 65 or planning ahead, this conversation brings clarity to one of retirement's most important decisions.

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what's happening now, and what to watch next in the global energy market.

Download "Retirement By Design": https://bit.ly/4bBIID1

Learn about Paces Ferry Wealth: https://bit.ly/41iwQkI

Tax credits can reduce what you owe dollar for dollar, and are increasingly accessible to high net worth investors seeking efficient tax strategies. CPA John Carson joins Zach Morris to break down how tax credits differ from deductions, how film credits are created and sold, and what documentation supports a clean and compliant transfer process. They also discuss how recent law changes expanded the transferability of federal renewable energy credits, making them more widely available and often simpler than traditional partnership-based structures.

Contact John Carson: Phone: (404) 520-8826 Email: [email protected]

Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/

Download our free guide "Retirement by Design": https://info.pacesferrywealth.com/wbw/

In this episode, Zach Morris and Jack Metzger break down the AI stack from the top: what "artificial intelligence" actually means, how machine learning and deep learning fit together, and why tools like ChatGPT are best understood as probability engines - not "thinking" machines.

You'll also hear a clear explanation of hallucinations, the risk of model collapse as AI-generated content floods the web, and why compute (GPUs vs. TPUs) is shaping the competitive landscape - plus what the AI arms race could mean for markets, chips, and the Magnificent Seven.

Download your free 20-page guide "Retirement by Design": https://bit.ly/4rB1Wz1

Learn about Paces Ferry Wealth Advisors: https://bit.ly/4tnOSyR

Retiring before 65 can be financially achievable—until health insurance becomes the wildcard. Zach Morris sits down with Cole Craven of Move Health to break down the real options for early retirees: COBRA, Affordable Care Act (ACA) marketplace plans, retiree health coverage, off-marketplace private plans, and healthcare sharing programs. They unpack how income drives ACA subsidies through MAGI, why the 400% federal poverty level "cliff" matters, and how cost-share reductions can lower deductibles and out-of-pocket exposure. If you're within a few years of retirement, this episode helps you plan ahead with clarity.

For your custom healthcare analysis, send an email to: [email protected]

Learn more about PacesFerry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Download "Retirement by Design": https://www.wealthbeyondwork.com/retirement

In this crossover episode from our YouTube channel, Zach Morris breaks down how smart tax planning, strategic IRA withdrawals, and Social Security claiming decisions can dramatically impact your retirement income. He walks through qualified distributions, Roth conversion strategies, Social Security timing, and spousal benefit coordination, showing how intentional choices today can have the potential to reduce future taxes and increase long-term confidence. By understanding these moving pieces before retirement, you can avoid costly mistakes and create a clear, sustainable plan for the decades ahead.

Download your free 20-page guide "Retirement By Design": https://www.wealthbeyondwork.com/retirement

Learn about how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Retirement coach Joe Casey joins host Zach Morris to explore what truly drives fulfillment after leaving full-time work. Drawing on decades of executive coaching and gerontology research, Joe outlines the four core pillars—health, relationships, lifelong learning, and fun—that shape a meaningful next chapter. He shares common mistakes, insights from his coaching practice, and why experimentation is essential before and after retirement. Joe also discusses phased retirement, identity shifts, and how to design a purpose-driven "portfolio life." A concise, practical conversation for anyone preparing for their next stage.

Get in touch with Joe: https://www.retirementwisdom.com/

Email: [email protected]

Download your Guide: "Retirement By Design" : https://www.wealthbeyondwork.com/retirement

Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/

In this episode, Zach Morris sits down with Leslie Pine, CEO of The Philanthropic Initiative (TPI), to explore what strategic philanthropy looks like in practice. Leslie shares insights from TPI's work helping donors and foundations align values, purpose, and impact across generations. They discuss the organization's founding by Peter Karoff, the evolution of modern philanthropy, and why intentional strategy matters more than ever in driving meaningful change. This conversation offers a clear, thoughtful look at how philanthropic leaders can move from good intentions to lasting impact.

Contact The Philanthropic Initiative: https://tpi.org/

or download their book, A Generous Life here: https://tpi.org/resource/a-generous-life/

Work with Paces Ferry Wealth Advisors: https://bit.ly/4qipSqf

Download "Retirement by Design": http://wealthbeyondwork.com/retirement

High-net-worth families are facing a new generation of targeted cyber threats—and traditional antivirus tools aren't enough. In this episode, Zach Morris sits down with Kerry Terry and Sarah Rosen of BlackCloak to break down how sophisticated attackers identify and exploit executives, spouses, and even children. They explore the rise of "Ocean's Eleven"-style hackers, the growing role of AI in impersonation scams, and the risks hidden in everyday behaviors like social media sharing and QR codes. Kerry and Sarah also outline practical steps families can take today to reduce exposure and strengthen digital protection across the entire household.

Get in touch with BlackCloak by emailing [email protected] or find more information at https://blackcloak.io/

Down your copy of "Retirement By Design": https://bit.ly/3McLXYV

Learn more about how to work with Paces Ferry Wealth Advisors: https://bit.ly/4rK3doE

In this YouTube crossover episode, host Zach Morris of Paces Ferry Wealth Advisors breaks down how donor-advised funds work and why they have become a leading tool for efficient charitable giving. He explores how DAFs compare with private family foundations, the tax advantages of using appreciated securities, and how front-loading donations can elevate long-term planning. Zach also highlights how donor-advised funds streamline recordkeeping, support legacy-focused giving, and create flexibility as financial needs evolve. Whether you're aiming to enhance tax efficiency or make a lasting philanthropic impact, this episode offers a clear, practical framework for using DAFs effectively.

Download your copy of "Retirement By Design": https://bit.ly/48U2Hg7

Learn how to work with Paces Ferry Wealth Advisors: https://bit.ly/4rFW9Jy