Wealth Coffee Chats

The RBA has lifted interest rates by 0.25%—but what does that actually mean for your mortgage and cash flow? This episode breaks down the real dollar impact on a typical loan, what to expect from interest rates over the next 12 months, and how to stay calm with a smart wealth strategy. Learn practical ways to reduce the impact using offset accounts, loan structure, refinancing conversations, and when it might make sense to consider fixed rates.

A new interest rate rise is here—so what does it actually mean for your wealth strategy and different asset classes? In this episode, we break down why rates moved, what the central bank is watching next, and how inflation and employment are shaping the outlook. You’ll also get a practical run-through of how higher rates can impact property investing, shares, cash, bonds, and crypto, plus what to do if you’re currently applying for finance.

Car deductions are one of the most overclaimed—and most audited—areas in Australia, especially for business owners and property investors. This episode explains what you can and can’t claim, how the cents-per-kilometre method compares to the logbook method, and the evidence the ATO expects if you’re reviewed. You’ll also learn why many utes aren’t automatically “exempt,” how the car limit affects GST and depreciation, and how FBT registration can reduce long audit exposure.

Why is Brisbane leading Australia’s property market in 2026? In this episode, we unpack the six key drivers of property growth — including interest rates, supply and demand, infrastructure, jobs, politics, and demographics — and explore why South East Queensland is positioned for long-term expansion. With insights into population growth, migration trends, housing shortages, and the $6 trillion intergenerational wealth transfer, this conversation highlights the powerful forces shaping property investing and wealth strategy in Australia. If you're building a long-term property portfolio, this is essential viewing.

With the RBA expected to move rates higher, many investors are asking whether fixed rates belong in their property investing strategy. This episode breaks down how fixed rates work, when they can be worth paying a little extra upfront, and how to hedge interest rate risk by splitting loans. You’ll also learn about rate lock fees, break costs, and how smart loan structuring can support long-term cash flow and wealth strategy. A practical finance discussion for anyone managing a mortgage in a changing market.

2026 is kicking off with elevated inflation, rising interest rate expectations, and increased market volatility. In this episode, we unpack what the latest inflation data means for interest rates, finance decisions, and long-term wealth strategy. We also explore how global uncertainty, commodities, currencies, and market sentiment are shaping property investing and financial planning right now. A must-watch mid-financial-year reset for serious investors.

In this episode of Wealth Coffee Chats, we break down the Australian rental market outlook for 2026 and what it means for property investors. With vacancy rates remaining tight and affordability becoming a key pressure point, this discussion explores where rent growth is strongest, which property types are outperforming, and how landlords can stay proactive. If you’re focused on property investing, cash flow, and protecting long-term wealth, this episode is a must-watch.

ATO audits are becoming more targeted, data-driven, and common for property investors. In this episode, we break down what the ATO is really focusing on, the documents they request, and where investors are most likely to make costly mistakes. You’ll learn how property investing, tax deductions, depreciation, and capital gains are scrutinised — and why preparation and audit insurance are critical parts of a smart wealth strategy. Essential viewing for anyone serious about protecting their finances.

What does it really take to rebuild wealth after starting over? In this episode of Wealth Coffee Chats, we unpack a real-world Australian property investing journey focused on long-term strategy, risk management, and smart portfolio structuring. Learn how consistent reviews, diversified property investing, and disciplined wealth strategy can help build toward $150,000 in passive income.

If you were starting your property portfolio again in 2026, where would you begin? In this Wealth Coffee Chats episode, Sara Shome breaks down the exact foundations she’d put in place first — building the right team, mapping a smart lending strategy, and aligning finance, tax, and investment decisions from day one. Learn why structure, cash flow, and ongoing strategy reviews are critical to long-term success.