Wealth Coffee Chats

Wealth Coffee Chats

By Jason WhittonBusinessInvesting
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Wealth Coffee Chats episodes

  • What to Expect When You Hire a Financial Advisor

    Thinking about working with a financial advisor but not sure what the process looks like? In this episode of Wealth Coffee Chats, we walk through the full journey—from your first conversation to your personalised Game Plan. Learn how the discovery, strategy development, and implementation phases work together to build your financial roadmap. A must-watch for anyone planning long-term wealth strategy and property investing success.

    24 min
  • 5 Landlord Insurance Mistakes That Could Cost You Thousands

    Landlord insurance can be the difference between a minor setback and a major financial loss—but too many investors still get it wrong. In this episode, we break down 5 critical tips for choosing and managing your policy. From understanding exclusions to avoiding the “cheapest” trap, this is a must-watch for any property investor looking to protect their portfolio and cash flow. Perfect for those focused on long-term property wealth strategy and risk reduction.

    15 min
  • Can You Claim Tax on Vacant Land in 2026?

    Confused about what property expenses are tax deductible before your investment home is built? This episode clears up the rules around interest, council rates, and holding costs for house and land packages—especially what changed after the 2019 ATO ruling. Learn the key tax distinctions between land and construction loans, and how to avoid common deduction mistakes. Essential insights for anyone building or planning to invest in property in Australia.

    15 min
  • Monopoly Lessons Every Property Investor Should Know

    What can the world’s most famous board game teach you about real-world property investing? In this episode, we unpack powerful wealth lessons hidden inside Monopoly and how they apply to building a successful portfolio. From buying strategically to staying in the game, reinvesting for growth, and managing emotions, this breakdown turns a classic family game into a modern investing masterclass.

    Perfect for anyone wanting to sharpen their property investing mindset and long‑term wealth strategy.

    17 min
  • DTI Lending Limits & Trust Changes: What Investors Need to Know

    Are 2026 lending changes really going to derail your property investing strategy? In this episode of Wealth Coffee Chats, we unpack the truth behind the new Debt-to-Income (DTI) caps and recent trust lending policy shifts. Discover what these changes actually mean for borrowing power, property finance, and investor lending. Don’t let clickbait headlines stop your wealth-building momentum—get the facts and a strategy to move forward with confidence.

    11 min
  • Rental Affordability Crisis 2025: Signal or Just More Noise for Investors?

    Is tightening rental affordability just media noise—or a genuine warning sign for investors and landlords? Cass Sjostedt dives into real market data, rent-to-income ratios, and PropTrack insights to uncover whether we’re heading toward greater investor opportunity or rental market pressure.


    In this episode of Wealth Coffee Chats, Cass shares:
    • Rental stress insights across Perth, QLD, and regional markets
    • What 1% vacancy rates really mean for your next tenant
    • The investor surge in new lending—and what it could mean for supply
    • Practical steps landlords must take before 2026 hits

    Don’t miss this data-packed session to help you stay ahead in a tightening market.

    16 min
  • Div 296 Super Tax: What It Means for Your Retirement (Updated Overview)

    The controversial Div 296 Super Tax is changing — but not going away. In this Tax Tuesday update, Anthony Wolfenden from Positive Tax explains what’s now on the table, how it impacts balances over $3 million, and why the government’s approach could affect every superannuation fund holder, not just the wealthy. Learn what’s changed, what’s still a concern, and what it means for your long-term financial planning.

    7 min
  • Why Property Investors Struggle to Act (Even When the Numbers Make Sense)

    In this powerful mindset-focused episode, Emily Miller explores the psychology behind why so many property investors delay decisions, hesitate in growth markets, or hold on to poor-performing assets. Drawing from Nobel Prize-winning Prospect Theory by Kahneman and Tversky, Emily breaks down the 4 key psychological behaviours that influence how we perceive risk, loss, and opportunity — and how these behaviours silently sabotage our investing success. If you've ever found yourself frozen by fear or second-guessing your financial strategy, this one is for you.

    15 min
  • Need Finance Before Christmas? Here’s What You Must Do by End of November

    In this Finance Friday Wealth Coffee Chat, mortgage broker Cang shares urgent insights for anyone needing finance before the Christmas break. With lender turnaround times slowing and office closures looming, now is the time to act. Cang outlines exactly what documents you need, key application deadlines, and a powerful refinance strategy that could reduce your interest rate — even without full income docs. If you're a property investor or homeowner, this one's a must-watch.

    11 min

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