On this episode of The Wealth Guardians Radio Show, Doug and Brice continue their two-part discussion on the important things you should know about your retirement plan.

From understanding how your investments are positioned to knowing how your income strategy, risk, taxes, and other moving parts work together, they explain why having clarity around your plan matters. If you cannot answer some of the basic questions about how your retirement strategy is designed, it may be a sign that it is time for a closer review.

Doug and Brice wrap up the series with practical considerations to help you better understand whether your retirement plan is truly working toward your long-term goals.

Do you know the most important details of your retirement plan... or are there some questions you simply can’t answer?

On this episode of The Wealth Guardians Radio Show, Doug and Brice discuss some of the key things you should understand about your financial retirement plan. From knowing how your income strategy works to understanding your investments, risk, taxes, and other important components, they explore why being unclear about certain parts of your plan could be a warning sign.

Doug and Brice also explain why retirement planning is about more than simply having money saved. Knowing how the different pieces of your plan work together can help you identify potential gaps before they become bigger problems.

How much should your age influence the financial decisions you make?

On this episode of The Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how financial priorities and decision-making can change as people move through different stages of life. From saving and investing to managing risk, preparing for retirement, and thinking about income needs, age can play an important role in shaping the choices people make with their money.

Garrett and Brice explore why financial planning should evolve over time and why the strategies that make sense earlier in life may look very different as retirement gets closer.

Is your retirement plan truly built around the life you want to live?

On this episode of The Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss why retirement plan customization is king. No two individuals or families are exactly alike, and their retirement strategies should not be either.

Brice and Garrett explain how retirement income needs, lifestyle goals, risk tolerance, and the desire to leave a financial legacy can all influence the structure of an appropriate retirement plan. They also highlight why a personalized strategy can be more effective than relying on a one-size-fits-all approach.

What financial questions have been on your mind lately?

On this episode of The Wealth Guardians Radio Show, Garrett Ray and Brice Payne answer questions submitted by listeners. From retirement planning and investment strategy to Social Security, taxes, and other important financial decisions, they offer practical insight designed to help listeners better understand their options and plan with greater confidence.

Can a do-it-yourself investment strategy still work when retirement is right around the corner?

In this episode of The Wealth Guardians Radio Show, Brice and Garrett explain why the transition from saving and growing your accounts to relying on them for income changes the investment game. They discuss the added risks, decisions, and planning considerations that come with retirement and why this stage of life may be the right time for DIY investors to consider working with a financial planner.

What do phrases like “buy low and sell high” or “bull run” actually mean for everyday investors?

In this episode of The Wealth Guardians Radio Show, Doug and Brice break down common financial sayings, market terminology, and industry jargon that are often used but not always clearly understood. They explain what these familiar phrases mean, how they are used, and why understanding the language of investing can help you make more informed financial decisions.

Are you within a few years of retirement and wondering what needs to happen before you make the leap?

In this episode, Brice Payne hosts a conversation about how to approach the retirement countdown with more clarity and confidence. From income planning and Social Security timing to investment positioning, taxes, healthcare, and lifestyle goals, Brice discusses why the years leading up to retirement are so important.

Whether retirement is five years away or right around the corner, this episode highlights key planning areas that can help you move from uncertainty to a more organized retirement strategy.

Do you know what the major market indices are actually measuring?

In this episode, the guys break down six of the most popular and widely tracked market indices, including what each index follows, the types and sizes of companies represented, and why investors should understand the differences between them.

From broad market benchmarks to more specific slices of the economy, market indices can help investors put daily headlines and portfolio performance into better context. The discussion also covers how investors should view each index and why no single benchmark tells the full story of the market.

In this week’s episode, Brice and Garrett cover two timely retirement planning topics.

First, they discuss a proposal in Congress that would cap Social Security benefits at $50,000 for individuals and $100,000 for couples. What could a change like this mean for retirees, near-retirees, and those still building their retirement income plan?

Then, they shift to annual financial reviews. What should investors expect from a meaningful annual review with their advisor? Brice and Garrett break down the difference between a productive review that helps keep your retirement plan on track and a surface-level meeting that may leave important questions unanswered.

From Social Security strategy to portfolio oversight, this episode highlights why proactive planning matters at every stage of retirement. #retirement #clemmonsnc #greensboronc #winstonsalemnc #charlottenc #triadnc #socialsecurity