On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

Why can spending in retirement feel harder than saving for it?

On this episode of The Wealth Guardians with Doug Ray, Garrett Ray and Brice Payne discuss why some retirees struggle to shift from saving money to confidently spending it.

For retirees who have steady income from Social Security, pensions, investments, or other sources, the challenge is not always a lack of income. Sometimes, it is the mindset that comes after decades of saving, budgeting, and preparing for the future.

Garrett and Brice explain why this happens and how thoughtful retirement planning can help retirees reframe their income, enjoy retirement more confidently, and avoid feeling like they have to pinch pennies.

#retirement #retirementplanning #financialplanning #thewealthguardians #clemmonsnc #winstonsalemnc #greensboronc #triadnc

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

In this episode of The Wealth Guardians with Doug Ray, Doug and Brice Payne discuss the gray areas that actually matter in retirement planning. From income strategy and taxes to Social Security and investment decisions, many of the most important choices are not simply black and white. Listen in as they explain why thoughtful financial advice often lives in the gray area and how a more nuanced approach can help shape a stronger retirement plan.

On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss budgeting and 401(k) choices before retirement.

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss ten retirement myths that too many people believe.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

Retirement brings with it lots of potentially confusing decisions. And a mistake you don't want to make involves your taxes. Check out this past weekend's show where Garrett and Brice discuss the top mistakes new retirees make when it pertains to taxes.

On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss ten of the most misleading things in finance and how to avoid falling victim to the 'shiny object syndrome'.

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.