One of the most powerful yet underused strategies in property investing is the Lease Option, a methodology that can give you income from a property before you even take ownership. In this episode, Shaz explains how to use this as a strategy, and also discusses why deal sourcing might be an alternative, viable way to raise cash for your business.

KEY TAKEAWAYS

• Finding a viable deal and packaging it as a product to sell to an investor, is a fantastic way of raising cash. You can charge a fee for the packaged deal and even take a commission on what is earned.
• A lease option means that you agree to take on the costs of a property on behalf of a landlord, with a fixed term set during which you can purchase the property for a set price. This means that you can essentially rent out the property at a profit and enjoy the capital gain on the property.
• The stronger your network is, the better the deals you'll find. It allows you to get to know the players in the game alongside you, and make crucial connections that will allow you to pull the trigger on any deal that comes your way.

BEST MOMENTS

'Deal sourcing is a good way to get started'

'It's a nice entry way for somebody to get into property'

'This is a fantastic learning curve. You learn about what works and what doesn't work'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Shaz discusses commercial conversions as a property investing strategy - everything from why he favours this particular way of investing, to its strict definition and how to make the most of it.

KEY TAKEAWAYS

• Everyone assumes that you need a large cash reserve to get started in property, but this isn't the case, You can find investors and use other people's money.
• Commercial conversions are where someone buys a commercial property with permitted development rights, or goes through the planning process, and turns the site into a residential one.
• One of the main benefits of a commercial conversion is that it makes full use of a site that may have fallen into disrepair and now takes up valuable space in a town.

BEST MOMENTS

'I love how varied CCs are'

'They all come with their own challenges and enjoyments'

'To bring a building back to life is a really good thing'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Shaz continues his deep dive conversation on the subjects of flipping properties, the Buy-Refurbish-Rent-Refinance-Repeat methodology, and how Rent-To-Rent investments really work.

KEY TAKEAWAYS

• When investors have more confidence, they could opt for a HMO strategy, in which a larger house is split into several separate units, connected by a communal area.
• Serviced accommodation is one of the strategies used by seasoned investors who wish to earn more money, and who don't mind putting in more time.
• There are different tax benefits and consequences for trading and investment properties. Always consult a professional who may be able to save you money, or make you money!
• Making mistakes in property is natural. Remember that there is no such thing as failure, only lessons that you learn faster and harder.

BEST MOMENTS

'Most people can't get their head around trading and investment for tax purposes'

'Renting to more individuals gives you more cashflow'

'You are going to make mistakes - no bones about it'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Shaz deep dives into the many strategies used in property investment, such as Buy-To-Let, HMOs (Houses Of Multiple Occupation) and Serviced Accommodation, along with many more.

KEY TAKEAWAYS

• Many people believe that the only route into property is a vanilla one - buying a house, living in it and maybe renting it out. Buying to own or buying to let is where research stops in general.
• Property is recognised as the most reliable investment strategy due to its stability, robust forecast outcomes and historic proof of growth.
• Stamp Duty Land Tax is a renowned charge upon the homes you buy. With investment property it's good to be aware that there is an additional 3% on the whole lot.
• Property investors are sometimes seen as miserly and money-driven. Nightmare tales of landlords are sensationalised and spread, increasing the bad image. But most landlords are wise, resourceful and good people who see their investments as a necessary business, and act on behalf of their tenants at all times.

BEST MOMENTS

'I've been looking at sixteen potential strategies you could implement!'

'Property is one of the most popular investment strategies'

'I've seen people do things that are creative and different'

'Landlords don't set the price of their properties - the market does'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Shaz is joined by Kevin Wheelan from WealthBuilders, to talk about SSAS (Small Self Administered Pension Schemes) - how they work, and why it might be a game changer in terms of investing for you. you can find more information from Kevin and his team 

https://wealthbuilders.co.uk/wealthmadesimple

KEY TAKEAWAYS

• A small self-administered scheme is a type of occupational pension that’s managed independently by a company’s directors.
• Like most defined contribution schemes, the employer and/or its members pay contributions, which are all eligible for tax relief. Members can start withdrawing benefits from the age of 55 in the standard way, with the same option of taking 25% as a tax-free lump sum.
• SSAS pensions are sometimes also known as ‘family pensions’. This is because non-employee family members can join, and the SSAS can also hold assets in trust and pay benefits to families long after the original members have passed.

BEST MOMENTS

'This is a game changer'

'A pension is something you put into a box and do not disturb'

'Pensions are a dark art'

VALUABLE RESOURCES

[email protected] 

https://wealthbuilders.co.uk/wealthmadesimple

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Everyone's story is unique, and in this episode, Shaz talks about his personal route into property investing, and why it's the most viable and reliable investment sector out there.

KEY TAKEAWAYS

• As an accountant, Shaz was easily able to identify that his most lucratively successful client base were the ones with property portfolios.
• Even if the market is against you, if you hold on for long enough, history has demonstrated that property is always robust and always grows in the long term.
• The way to build a robust fortune is to focus on one strategy that works for you and gain mastery over it.

BEST MOMENTS

'I learned one kick 50,000 times'

'Success leaves clues'

'Property always comes around in the cycle'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

The show takes a deep dive into SPVs, with Shaz explaining what the term means, our options when it comes to moving money and transferring wealth, and why companies opt to use this measure.

KEY TAKEAWAYS

• A special purpose vehicle, also called a special purpose entity (SPE), is a subsidiary created by a parent company to isolate financial risk.
• The legal status as a separate company makes its obligations secure even if the parent company goes bankrupt.
• The operations of the SPV are limited to the acquisition and financing of specific assets. The separate company structure serves as a method of isolating the risks of these activities.

BEST MOMENTS

'The first thing s bank manager would ask for is security'

'Whether we charge interest or not, it doesn't matter'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Shaz explains what a SMART company is, how trusts are involved, and how they can help when it comes to factors such as inheritance tax.

KEY TAKEAWAYS

• SMART is a term used by a particular firm to describe a company with other companies involved - the building of a trust.
• You need different classes of shares to provide more flexibility in terms of income, create rights to income, and to create voting rights.

BEST MOMENTS

'You have a company, and you have a company beneath'

'You have different classes of shares'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

Live from one of his spellbinding events, Shaz answers a pertinent and important question about the differences between HMOs and SAs when it comes to capital allowances.

KEY TAKEAWAYS

• When it comes to serviced accommodation, for all expenditure that you incur, you can reclaim quickly for anything that is fixed to the building that is not an inherent part of the building itself.
• Negotiate with your seller when it comes to capital allowances. You have two bites at the cherry: when you first purchase a property, and then when you refurbish the property.

BEST MOMENTS

'For serviced accommodation it is well worth doing!'

'Find out if the previous person has claimed for any capital allowances'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

In this episode, Shaz explains the VAT rates and implications when doing a commercial conversion, and how you can and should remain compliant at all times.

KEY TAKEAWAYS

• When doing a commercial conversion, the VAT rate is 5% whether increasing the number of units, decreasing them, or converting a property that has been empty for more than two years.
• If you sell a property, you can claim back the VAT, but if you hold onto it, you cannot do this due to the fact that you will be selling a service

BEST MOMENTS

'If you're increasing the number of units, you pay 5% on the increase'

'Reclaim every month because it will give you a c ash advantage'

VALUABLE RESOURCES

[email protected] 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.