Wealthy Behavior

For much of August, markets were heating up in the wake of a relatively favorable earnings season. But the August rally ended following Fed Chairman Powell’s bearish comments and foreshadowing of economic pain to come, which caught the markets off guard.

Markets are volatile with some pessimism mixed in, but we don’t see a lot of overreaction and panic today. So what should investors do? That depends on where you are at in your investing journey - Accumulators and Spenders need to act differently. Heritage Financial’s CIO, Bob Weisse, provides his thoughts on each investor type and what their focus should be.

*BONUS CONTENT* It’s the golden age of information and misinformation. Sammy and Bob discuss whose investment comments they find valuable, who they recommend avoiding, and how they decipher commentary facts from opinion. 

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

While global stocks and bonds have struggled so far in 2022, hard assets with contractual cash flows have done well and will probably continue this path so long as inflation is elevated. What are “hard assets with contractual cash flows”? And how do you invest in them? Versus Capital Chief Investment Officer, Casey Frazier, explains it all on this episode of Wealthy Behavior.

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

July’s market moves seemed paradoxical - a recession becomes more likely, yet stocks rose during the month. Investor concerns are shifting from inflation being the top concern to the anticipation of an economic recession. 

- Can the fed get inflation down to a good place without sending us into recession?

- What does the market want to see with the economy and inflation numbers?

- If we go into recession will it be short, shallow, long or deep? Can it even be categorized at this point? 

Tune in to hear what our investment team is looking at now, and what investors should be doing as things play out.  

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

In honor of America’s birthday, this month’s episode of Wealthy Behavior digs into the history of our country’s banking, currency, and overall economic system, and how key decisions made almost 250 years ago are the drivers of our wealth today. Host Sammy Azzouz is joined by guest and fellow history buff Michael Waldron, Director of Portfolio Management at Heritage Financial, to talk about:

• the first ever U.S. asset bubble more than 200 years ago and how it’s related to our current banking system,
• what the transition to the greenback after the Civil War can tell us about digital currencies today, and
• what role today’s Coast Guard and prohibition played in our current tax system.

An intriguing listen for anyone building wealth, even if you aren’t a history buff yourself. 

Check out Sammy and Michael’s top book recommendations on the history of politics, economics, and prosperity in America. https://www.thebostonadvisor.com/best-presidential-biographies/

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

Wealthy Behavior Host, Sammy Azzouz, and Heritage Chief Investment Officer, Bob Weisse, are back covering what’s happening in the markets in real time. In this episode they discuss:

- The probability of the Fed achieving a soft landing

- What Bob considers the best indicator of a buying opportunity for stocks

- Why this bear market is different than 2008 and 2020, and why it’s not as bad

- How much pain is left for bond investors

- The one investment both Sammy and Bob agree is their least favorite right now

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

Wealthy people spend money. Smart wealthy people find a way to get paid for the money they spend. In this episode of Wealthy Behavior, we’re talking with Joe Waters, Jr., Certified Financial Planner and Senior Wealth Advisor with Heritage Financial, about using credit card rewards programs to maximize the power of your wealth and get some free perks along the way.

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

In this bonus episode of Wealthy Behavior, host Sammy Azzouz asks Heritage Chief Investment Officer Bob Weisse this question and more. Listen to hear Bob’s thoughts on the likelihood for further declines in stocks, why he doesn’t suggest investing in TIPS despite current inflation levels, and how investors should be thinking about rebalancing their portfolios in the current environment.

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

In this episode of Wealthy Behavior Chuck Bean, Founder and CEO of Heritage Financial, is sharing his insight from more than three decades as an investor, financial planner, and entrepreneur. Listen as he talks to Sammy about investing in today’s markets, the top financial planning mistakes he sees wealthy people make (and how to avoid them), the most important thing business owners can do to add value to their business, and how to be successful in life. 

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

In this bonus episode of Wealthy Behavior, Sammy talks to Heritage Financial’s Chief Investment Officer, Bob Weisse, about the FAANG stocks (Facebook, Apple, Amazon, Netflix, and Google). Most investors hold these stocks whether they realize it or not. Tune in to hear Bob’s thoughts on why the stocks are suffering right now, which of the FAANG stocks are expensive or cheap, what the longer-term outlook is like for these companies, and how investors should think about these popular stocks as part of a diversified portfolio. 

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.

Is NOW the right time to invest in stocks? It’s an age-old question asked by the most serious of investors. Just a few months ago markets were at all-time highs. Now, we are dealing with heightened volatility in the face of economic and geopolitical uncertainty. Both scenarios make investors nervous that we are on the precipice of a decline, but for different reasons. What conditions should investors look for before putting their money to work? In this episode of Wealthy Behavior, our guest Apollo Lupescu, PhD and Vice President at Dimensional Fund Advisors is helping us answer the question, “When’s the ideal time to invest?”.

We'd love to hear from you! Email us at [email protected] or visit www.heritagefinancial.net.