This Year I share how running Nurse Who Invest/Nursing Flowsheet alongside full-time work has started to burn me out, and how posting less has brought up guilt and the feeling of failing my side business. 

I explain why it’s okay to choose one lane for a season, comparing it to Coast FI and how past content can still “compound.”

00:00 Two Tracks Burnout

01:00 Side Hustle Success Guilt

02:50 Choosing Career Focus

03:30 Career Ladder Promotion Plan

05:46 Season of Life Reality

06:42 One Lane One Season

08:00 Coast FI Content Compounds

09:42 Courage to Step Back

10:41 Redirect Energy Closing

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Wealthy Nurse Blueprint LIVE CLASS: https://www.nursewhoinvests.com/class

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

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9 Silent Wealth Killers Holding Nurses Back (and How to Fix Them)  

  00:00 First Paycheck Reality

01:59 Why Retire Early

03:12 Wealth Killers Overview

03:29 Location And Income

04:54 Too Much Saving

07:05 Marriage And Divorce

08:59 Lifestyle Creep Online

10:22 House Poor Trap

12:19 Waiting To Invest

13:42 Loyalty Limits Pay

16:23 Debt Is Not Equal

18:10 Car Payment Drain

19:40 Pick One Fix

20:24 Budgeting App And Wrap

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Wealthy Nurse Blueprint LIVE CLASS: https://www.nursewhoinvests.com/class

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

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Wealth Isn’t a Strategy—It’s an Identity (Money Mindset for Nurses)

I share a personal lesson that took me years to understand: being wealthy isn’t just about strategies—it’s an identity shift. Even if you know what a Roth IRA is and what to invest in, you can stay stuck if you don’t believe you’re the kind of person who builds wealth. I relate this to my “floater friend” identity and how long-held stories can shape our actions, then connect it to how many nurses are taught to be selfless in ways that can create guilt around money, boundaries, ambition, and rest. I explain that strategy without identity change becomes informed inaction, and I share how repetition and aligned action—like my monthly cinnamon affirmation ritual—helped me and my husband reach over $1M invested by age 38. I close with practical steps: act like the wealthy version of you before you feel ready.

 00:00 Wealth Is Identity

01:00 Intro

 01:55 Floater Friend Story

 04:54 Money Identity Shift

 06:35 Nurse Mindset Traps

 09:00 Informed Inaction Warning

 10:44 Act Wealthy Now

 11:26 Cinnamon Ritual Mindset

12:53 How To Shift Identity

14:00 Aligned Action Reps

15:03 Pull Future You Closer

15:51 Final Takeaway

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Wealthy Nurse Blueprint LIVE CLASS: https://www.nursewhoinvests.com/class

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

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4 Common Money Tips That Don’t Work for Nurses (and What to Do Instead)

  I’m Ellaine, a nurse practitioner of 15+ years behind Nurse Who Invests, and I’m breaking down popular money advice that’s well-intentioned—but often bad for nurses because it doesn’t fit our income, schedules, and accounts. I end by encouraging you to question generic advice and learn principles that fit your life, and I share my Wealthy Nurse Blueprint class.

 00:00 Bad Money Advice Intro

 00:35 Why Nurses Differ

01:31 Bad advice #1

05:07 Bad Advice #2

08:06 Bad Advice #3

10:26 Bad Advice #4

12:55 Think For Yourself

14:57 Nurse Wealth Blueprint

15:43 Final Wrap Up

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter 

➤ Wealthy Nurse Blueprint LIVE CLASS: https://www.nursewhoinvests.com/class

In this video, I explain why the order of investing matters for nurses with limited monthly income and outlines a five-step framework that prioritizes free money, tax-advantaged growth, and then taxable investing.

00:00 Investing Order for Nurses

01:46 Why Order Matters

03:07 Step 1

05:13 Step 2

08:20 Step 3

 11:55 Step 4

13:43 Step 5

16:27 Extra Step

17:28 Recap and Next Steps

 18:30 Final Encouragement

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/

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In this video, I shared five small “boring” habits she built in my early 30s that shifted myself from feeling anxious about money to feeling calm and financially free, emphasizing that strategy fails without habits. These helped me reach Coast FI in 2023 and make decisions aligned with my desired lifestyle.

00:00 Five Habits Overview

 00:53 Habits Beat Strategy

 01:57 Habit 1

04:48 Habit 2

 06:58 Habit 3

 09:57 Habit 4

11:58 Habit 5

14:35 Wrap Up And Next Steps

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

➤ Subscribe for more videos on nursing, career growth, and financial freedom!

5 Types of Financial Independence Nurses Should Know (Find Your Real FI Number)  

Ellaine, a nurse with over 15 years of experience behind Nurse Invests, explains that many nurses chase the wrong retirement number because they don’t realize there are five different versions of financial independence, each with different timelines and targets. She defines FI as having investment income cover living expenses and introduces the 25x rule, then breaks down 5 types of FI. She encourages viewers to pick the FI type that matches their ideal life, calculate their numbers, and share their goal, and invites nurses to a free upcoming workshop.  

00:00 Stop Chasing Wrong Number

01:39 What Financial Independence Means

03:16 FI #1 Explained

05:09 FI #2 For Nurses

07:39 FI #3 Part Time

10:46 FI #4 and Tradeoffs

13:31 FI #5  Halfway Hack

15:44 Choose Your FI Type

18:57 Action Steps And Workshop

20:38 Final Encouragement  

What Retirement Really Means for Nurses (Retire Early Without Quitting Nursing)

Elaine, a nurse of 15+ years behind Nurse Who Invests and Nursing Flowsheet, films from a Baltimore hotel during a conference to redefine what “retirement” means for nurses pursuing financial independence. 

  00:00 The Big Retirement Question

01:15 Intro

03:01 Why Traditional Retirement Fails Nurses

06:07 Retirement Is Choice

08:49 Mini Retirements And Staged Freedom

09:22 Design Your Own Nursing Life

11:31 Coast FI And Five FI Types

12:47 Free Workshop And Final Reflection  

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

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How Much Should Nurses Invest for Retirement? (By Age)

I talked about how much your should be investing at every age.

00:00 Nurse Investing Wakeup

01:18 Why Nurses Need More

03:15 Four Numbers Framework

 05:33 Foundation Years 25-30

07:55 Acceleration Years 30-35

 09:08 Double Plans 403b 457

10:10 Peak Earnings

35-40 11:39 Mega Backdoor Roth

15:27 Catch Up Years 40-45

16:51 Benchmarks Are Guides

17:53 Three Actions This Week

19:40 Free Class And Wrap Up

Coast FI Calculator: https://nursingflowsheet.com/coast-fi... 

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk 

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class 

Connect with me: Instagram:    / nursewhoinvests   

Website: https://nursingflowsheet.com/ 

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Too Late to Start Investing as a Nurse? Why Your 30s & 40s Are the BEST Time

I’m Ellaine, a nurse practitioner and financial educator behind Nurse Who Invests, and I’m sharing why starting to invest in your 30s or 40s isn’t a financial disaster. I explain how I didn’t invest until I was almost 30, after spending my 20s traveling, leasing an expensive car, and accumulating about $10,000 in debt, and how online “start at 22” investing charts left me feeling guilty.

00:00 Too Late To Invest

 00:44 Intro

 01:44 My 20s Money Story

04:33 Guilt And The Plot Twist

05:42 The Lie About Wealth

07:10 Reason One

08:55 Reason Two

09:47 Reason Three

 10:35 Late Start Math Proof

12:24 Three Steps This Week

15:16 Start Now Not Perfect

16:55 Wrap Up And

Resources

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

➤ Subscribe for more videos on nursing, career growth, and financial freedom!

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/

TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk

➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter

➤ Free Investing Class: https://www.nursewhoinvests.com/class