Wealthy Nurse Podcast: Money, FI, Investing for Nurses

In this video, I reveal the key mindset shift that changed everything for me and countless other nurses regarding money. I'll discuss how the beliefs we grow up with can affect our financial decisions and how you can transition from a scarcity mindset to an abundance mindset. I'll also highlight the importance of designing your own financial systems to ensure your money works for you, helping you achieve true financial freedom. This episode is part of my Nurse Money project, a 12-week series dedicated to helping nurses build wealth and design a fulfilling life. Stay tuned for next week's discussion on organizing your money and creating systems that bring peace and clarity to every paycheck you earn.

00:00 Introduction: The Real Struggle with Money

 01:29 The Power of Money Mindset

 01:56 Personal Money Narratives

 06:56 Scarcity vs. Abundance Mindset

09:34 Shifting to an Abundance Mindset

13:40 Practical Steps to Change Your Money Mindset

 19:53 Conclusion and Next Steps

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

The Nurse Money Project: My Journey to Financial Freedom

In this episode, I kick off the Nurse Money Project—a 12-week series aimed at helping nurses achieve financial freedom. I share my personal journey, from growing up in the Philippines with little financial knowledge to becoming a financially free nurse in the U.S. I discuss the cultural taboos around money, my family's immigrant experience, and how I transitioned from financial confusion to confidence. This series will cover various money topics, including mindset, investing, and financial planning, all tailored for nurses. Subscribe and join me on this journey to becoming financially empowered.

 00:00 Introduction to the Nurse Money Project

 01:36 My Financial Journey: From the Philippines to the US

 02:58 Learning About Money and Overcoming Financial Challenges

03:54 Starting My Financial Education Journey

 05:04 Sharing Financial Knowledge and Growing Together

06:07 The Importance of Financial Education for Nurses

 07:38 What to Expect in the Nurse Money Project Series

 09:56 Conclusion and Next Steps

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

The Wealthy Nurse Podcast: Expanding Beyond Stocks  

In this debut episode of The Wealthy Nurse Podcast, the host announces the rebranding of the former 'Scrubs and Stocks' podcast to a broader platform that will encompass a variety of topics aimed at helping nurses build wealth. While continuing to share insights on stock market investing, the podcast will now also cover salary negotiations, remote work, starting businesses, money mindset, and overall financial freedom. The host emphasizes the importance of not just earning more money but managing it wisely without burnout. The episode also introduces the Wealthy Earth Academy and encourages listeners to follow the podcast for upcoming changes. The new goal is to normalize financial independence and joy for nurses, providing them with the tools to live full, autonomous lives.

  00:00 Introduction to Financial Options

00:29 Expanding Beyond Stocks

01:47 New Podcast Vision

02:02 Continued Focus on Investing

02:46 Increasing Earning Power

03:44 Career Flexibility and Freedom

04:39 Lifestyle and Energy Management

05:48 Mindset and Identity Shift

06:58 Invitation to a Deeper Journey

08:19 Upcoming Changes and Gratitude

09:13 Final Thoughts and Farewell    

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

Achieving Financial Freedom as a Nurse: A 15-Year Journey of Salary Progression and Smart Investing    

Ellaine, a nurse practitioner and founder of Nursing FlowSheet, discusses her 15-year journey towards financial freedom and the importance of combining income growth with investing. She shares her personal salary progression from a bedside ICU nurse earning $28 per hour to a nurse practitioner making $250,000 to $270,000 annually. Ellaine emphasizes that merely increasing income is not sufficient—investing wisely is crucial to building wealth. She offers practical advice on avoiding lifestyle creep, using raises purposefully, and tracking expenses. Ellaine also advocates for job switching as a significant income lever in nursing, supported by data showing that job switchers earn more than those who stay put. Lastly, she stresses investing in assets, particularly the stock market, to combat inflation and secure financial freedom.    

00:00 Introduction: The Journey to Financial Freedom

00:39 The Reality of Chasing Income

00:56 Key Truths About Income and Investment

01:20 My Salary Progression as a Nurse

11:03 The Importance of Job Switching

14:08 Avoiding the Salary Trap

18:23 The Power of Investing

19:23 Conclusion: Building Financial Freedom    

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

Staying Grounded: Navigating Financial and Mental Health in Uncertain Times In this video, I address the unease many of us feel in today's world, from economic instability to social division. If you've been overwhelmed by inflation, political shifts, or global tensions, you're not alone. I discuss the 'Fourth Turning' theory, a historical concept that helps explain our current period of upheaval and how to stay grounded amidst the chaos. You'll learn about protecting your mental and financial health, the importance of community, and strategies for adapting to these turbulent times. Join me in understanding these cycles and reclaiming control over what you can influence. Let's turn uncertainty into opportunity together.

00:00 Introduction: Feeling Uneasy in Today's World

02:28 Understanding the Fourth Turning

06:22 Real-Life Impacts of the Fourth Turning

10:46 The Role of Social Media and Division

17:38 Strategies for Staying Grounded

24:34 Conclusion: Turning Uncertainty into Opportunity

FREE INVESTING CLASS: Enroll Here

 Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

Unlearning Money Myths: A Nurse's Journey to Financial Freedom  

In this episode I share with you my journey to financial freedom by debunking common money myths that held me back. It is important to unlearning beliefs such as working overtime to get rich, the necessity of homeownership, and the misconception that investing is only for the rich. I also emphasized the value of side hustles, the importance of a money mindset, and redefines retirement beyond the age of 65.   Through these experiences and new financial philosophies, I hope you're able to rethink your money beliefs to achieve financial independence.    

00:00 Introduction: Breaking Down Money Beliefs

01:34 Belief #1: Overtime Work is the Key to Wealth

04:11 Belief #2: Owning a House Equals Success

06:44Belief #3: Investing is Only for the Rich

09:01 Belief #4: Side Hustles are a Distraction

10:47 Belief #5: Money is Just About Numbers

12:33 Belief #6: Retirement Means Age 65

15:25 Conclusion: Changing Money Beliefs for a Better Future    

Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free investment cheatsheet

Yes, im still here and will not go anywhere. 

here is some updates after a 3 month break from recording podcast episodes and busy "lifing" w/ moving and starting a new nurse practitioner job.

FREE INVESTING CLASS. Register Here

If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses

Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free checklist on what you need to do before investing: PREREQ CHECKLIST

“Stay Hydrated and Stay Invested!” - your rich nurse bestie

SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary.  The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own. 

Why I Quit My Nurse Practitioner Job After 5 Years

In this video, I share the emotional journey and reasons behind my decision to quit my stable and well-paying job as a nurse practitioner. Despite loving the job and my colleagues, I chose to seek growth opportunities, better pay, and improved living conditions for my family by moving to the Bay Area. I also highlight the importance of financial stability in making such life-changing decisions, sharing details of how I prepared financially to make this leap. Stay tuned for my next video on how I wrote my resignation letter and join me on this exciting new chapter.

00:00 Why I Quit My Job as a Nurse Practitioner

01:11 The Emotional Journey of Resigning

03:02 Moving for Better Opportunities

06:44 The Importance of Financial Stability

10:58 What's Next in My Career

13:25 Final Thoughts and Future Plans

FREE INVESTING CLASS. Register Here

If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses

Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free checklist on what you need to do before investing: PREREQ CHECKLIST

“Stay Hydrated and Stay Invested!” - your rich nurse bestie

SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary.  The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own. 

In this episode of the Scrubs and Stocks podcast, we delve into the recent performance of the stock market in 2025, specifically focusing on the importance of maintaining long-term investments rather than attempting to time market fluctuations. The S&P 500 has experienced a volatile first quarter, rebounding from a sharp decline. Practical advice is provided on strategies such as dollar-cost averaging and avoiding impulsive decisions driven by emotion, emphasizing the importance of consistency and diversification in building long-term wealth. Additional insights are drawn from the book 'The Psychology of Money,' and real-life implications for busy professionals like nurses are discussed. Listeners are encouraged to stay informed, yet not overreact to market changes, and are invited to join a free investing class for further education.  

00:00 Introduction to the Podcast

00:42 Current Stock Market Overview

01:47 Market Manipulation and Ethics

04:25 Time in the Market vs. Timing the Market

05:18 Practical Tips for Long-Term Investing

06:23 Personal Experiences and Book Recommendations

09:53 Real-Life Implications for Nurses

14:10 Final Thoughts and Free Investing Class    

FREE INVESTING CLASS. Register Here

If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses

Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.

Nurses deserve options whether they want to retire early or work until retirement.

If you want to connect with Ellaine, follow her on:

Instagram: @nursewhoinvests

TikTok: @nursewhoinvests

Blog: nursingflowsheet.com , nursewhoinvests.com

Download my free checklist on what you need to do before investing: PREREQ CHECKLIST

“Stay Hydrated and Stay Invested!” - your rich nurse bestie

SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary.  The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.