Andy Cam and Todd Glister get an overview of what to expect and what some of the changes are in 2026 for the whole trade with Jimmy Hendry. Luke Stanyer shares his perspective on what the year holds for him and many small to medium sized businesses. Todd talks about what might be his toughest January ever, but why he hopes it'll still be a much easier year for him than last year was. Andy is probably gonna go on holiday in 2026.