The eyes of much of the world are on Scotland this week as the COP26 climate conference begins with much anticipation of just what can be accomplished.   And they're talking about it all around Scotland too, even in the 13th century cathedral here in Dornoch, Scotland.  Which lads to the title of today's episode.

And then, has the cashless society finally arrived?  Personal finance writer Rob Carrick joins us with his take on something that affects us all.