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In this episode, Ryan tackles a listener question about falling short of your retirement savings goal. Beverly’s goal was to reach $1 million in her 401(k), but she’s currently at $850,000 and unsure if she can retire comfortably in just one more year. Ryan shares how the “magic number” varies for everyone and the importance of flexibility in your retirement plan.

Here’s what we discuss in this episode:

🏦 How much do you really need for retirement?

💡 Flexibility is key in creating an income plan

📉 The importance of planning for lifestyle expenses

🔄 Adjusting your plan based on market fluctuations

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