“Not all financial advice is created equal — and for federal employees, the wrong advice can cost you thousands.”

You don’t need to work longer, you just need a better plan.
Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

Why federal employees get bad financial advice – and what to do instead

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🔗 LINKS MENTIONED
• Medicare Part B and federal retirees video:https://www.youtube.com/playlist?list=PLQ27B213339qX5bUh-Wod_AUALndbi8t-
• Webinar sign-up: https://cdfinancial.org/attend-an-event/

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👋 WHO AM I?
At CD Financial, we specialize in helping federal employees make smarter decisions about their retirement, healthcare, and insurance. Our goal is to help you live a healthy, wealthy retirement by understanding the systems that matter — from FERS and TSP to FEHB and survivor benefits. Whether you're 5 years from retirement or already collecting a pension, we’re here to help you make sense of the rules and create a plan you can trust.

⌚️ Timestamps
0:00 – Welcome to CD Financial: Why are federal employees getting bad advice?
1:55 – Reason #1: Water cooler advice from well-meaning coworkers
5:06 – Reason #2: HR personnel are overwhelmed or undertrained
8:32 – Reason #3: Free agency seminars pushing product-first strategies
11:33 – Reason #4: Advisors who don’t know federal benefits (FEHB, TSP, FERS)
13:28 – Common mistakes on Medicare Part B, survivor benefits, and elections
16:12 – Health Tip: The power of forgiveness to improve your well-being
18:11 – Final thoughts: Get advice that’s built around your situation

#federalretirement #fers #thriftSavingsPlan #tsp #cdfinancial #federalbenefits #retirementplanning #financialadvisorforfederalemployees #retirementsimplified #medicarepartb #openSeason #survivorbenefits #federalemployees

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