When you’ve just sat through 40 consecutive days of rain, you’d be forgiven for dreaming of a knock on the door from a millionaire maker, so you could take off to sunnier climes.

In this episode, Helen and Clare imagine what they would do with an unexpected windfall - and look at what you have told us you would do. You’re a pleasingly sensible bunch, with the majority of you saying you’d put that windfall towards savings and investments.

But what else should you be thinking about? From care costs, to pensions, and whether you should lock money away for the long-term, Clare and Helen dig into the different things you should be thinking about.

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