This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending? 

Today, I’m challenge you to do a no-spend month. A no spend month is like a detox or cleanse for you and probably the best way you can begin to make progress on your overspending tendencies. A no spend month is exactly what it sounds like - for a month, you just spend money on the essentials. No coffee runs. No extra entertainment. Your bills are paid, you have gas in your car, and food in your fridge, but that’s it. If it sounds hard, that’s because it is.