New year, new you, new travel card strategy? With the help of an extra special guest - TT co-founder Nick Serati - the guys answer the age-old question: What’s in our wallets? They tackle rising annual fees, Bilt’s botched rollout, and other travel credit card trends shaping the year ahead. Plus, Gunnar recaps a romantic hot air balloon ride and the guys help a listener plan a card strategy around taking two trips to Europe with her best friend.

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00:00 - What’s our “desert island” card - the last one we’d give up?

02:13 - A special shout out from a hot air balloon near Mexico City

04:45 - What’s in our wallets?

23:15 - Something cold: Annual fees are going up

28:15 - Something colder: Bilt fumbles its 2.0 rollout

39:03 - A word from our sponsor: CardPilot, the best way to pick a credit card

40:00 - What cards should you get in 2026?

48:00 - Listener Question: Cards for Eurotrips

51:20 - The perfect 2-card combo

52:20 - On the Spot: Our physical wallets

Produced and edited by Sylvia Thomas

Video editing by Kyle Thomas

Show music: “All That” by Benjamin Tissot

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