Retirement Quick Tips with Ashley

When Should I Hire A Financial Advisor?


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Welcome to a new week here on the Retirement Quick Tips podcast! 

I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I’m a Chartered Retirement Planning Counselor, and I started this podcast because I love helping people just like you gain clarity and make a plan for the retirement you envision. 

The theme this week on the podcast is: When Should I Hire A Financial Advisor?

Many years ago when my husband and I were newlyweds and living in our first home, we decided it was time to clean the gutters. Actually it was sort of an emergency, get-it-done-right now situation because our gutters were totally clogged, and there was a big fall storm coming to our area with heavy rainfall in the forecast. Even with light rain our gutters had been overflowing. So we got out there on the ladder, and we decided that I would get up on the ladder, grab the sludge out of the gutter and my husband would stand below as I plopped handfuls of God-only-knows into a bucket. 

At first it was a bit of an adventure, and it felt good to be DIYing this important home care task. But that’s where the fun ended. Just as I was beginning to have fun, I pulled a dead bird out of the gutter and nearly vomited on my husbands head. Reaching into the gutter for mystery handfuls after that was making me cringe, and I just wanted to get the job done. 

Then my husband had to move a large pot in our driveway so the ladder could fit. Well, he ended up throwing out his back, fell to the ground, laid in the driveway for about 10 minutes, until I helped him limp inside. 

He could barely move for the next couple of weeks, and after abandoning the rest of the gutter cleaning, and hundreds of dollars for physical therapy later, we decided that we would hire someone in the future to clean our gutters, rather than doing it ourselves. 

Knowing when to hire a financial advisor can be tricky to figure out. You’ll need to weigh the cost and benefits of hiring an advisor vs. going it alone. Some things in life are worth tackling on your own, and other things are best left to someone who has done the job thousands of times and has the expertise to do a good job. 

So this week, I’ll talk about:

  • Hiring A Financial Advisor vs. DIY
  • Benefits Of Hiring A Financial Advisor
  • Several different life situations where hiring a financial advisor is essential in my opinion
  • And if you’ve made the decision that you need to consider hiring a financial advisor, I’ll give you some Questions To Ask A Financial Advisor Before Hiring One

That’s it for today. Thanks for listening! Come on back tomorrow where I’ll talk about when to hire a financial advisor and when to go it alone. 

My name is Ashley Micciche...and this is the Retirement Quick Tips podcast.

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>>> Visit the podcast page: https://truenorthra.com/podcast/ 

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

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Retirement Quick Tips with AshleyBy Ashley Micciche

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