You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

You can retire confidently when you have a plan... but who is processing your paperwork—and why it matters more than ever?

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🔗 LINKS MENTIONED
OPM Retirement Center: https://www.opm.gov/retirement-services/

⚙️ MY FREE WEBINARS
https://cdfinancial.org/attend-an-event/

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👋 WHO AM I?
I’m Charles Dzama, founder of CD Financial. I help federal employees, retirees, and their families understand and optimize their retirement benefits so they can retire with confidence, clarity, and peace of mind. This channel shares insights, strategies, and step-by-step guidance to navigate your federal retirement journey and build lasting security.

⌚️ Timestamps

0:00 – Introduction: Why This Question Matters
1:04 – The Reality of Overwhelmed HR Departments
2:18 – What Happens If You Make a Mistake in Your Elections?
3:35 – Survivor Benefits and Keeping Health Insurance
4:50 – The Challenge of Pulling Your Retirement Packet
6:02 – How to Create a Backup Plan for Delays
7:24 – The Risks of Mishandling Your TSP
8:48 – Building a Written Retirement Income Plan
10:05 – Final Thoughts and How to Get Help

#federalretirement #retirementplanning #whowillprocessmyretirement #fers #tspwithdrawals #cdfinancial

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