Australia's HECS scheme promised a fair way to fund universities without upfront fees. Nearly 40 years on, surging inflation and remodeled pricing schedules have turned that promise into a lingering financial weight shaping how millions of Australians live, work and plan their futures.

By Megan Breen

INTHEBLACK Out Loud brings you a curated selection of audio articles from CPA Australia's award-winning magazine, INTHEBLACK. Stories span a wide range of topics, including business, career development and the economy, and offer key insights into strategic thought leadership and expert analysis.

CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance, and accounting:

• With Interest

• INTHEBLACK

• INTHEBLACK Out Loud

• Excel Tips

Search for them in your podcast app.

You can email the podcast team at [email protected]