Being a platform worker in Singapore isn’t easy. One week you’re earning well, the next week your income dips. No paid leave. No employer CPF. No buffer. And when it comes to planning for your home, healthcare and retirement, it often feels like you’re running an uphill race.

From 1 January 2025, the new Platform Workers Act marks one of the biggest shifts for this group — introducing mandatory CPF contributions, platform-operator co-payment and government transition support. It’s a structural change that could redefine what long-term security looks like for platform workers in Singapore.

In this episode, we explore why financial planning has historically been harder for the gig workforce, how CPF fits into that picture, and what the latest changes mean not just for take-home pay but for the future you’re building. We also look at how younger and older workers experience these changes differently, and the subtle trade-offs that come with the new system.

This is a conversation about work, security and the evolving shape of the gig economy and how the CPF reforms may finally help platform workers close the gap.

This episode is brought to you in collaboration with CPF.

Find out more on Platform Workers CPF Transition Support (PCTS) scheme here : cpf.gov.sg/PCTSDNS

Find out more on Workfare Income Supplement (WIS) scheme here : cpf.gov.sg/WISDNS

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